Helping You Build Wealth With Honest Research
Since 1996. Read On...

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

EQUITAS SMALL FINANCE BANK vs ICICI BANK - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    EQUITAS SMALL FINANCE BANK ICICI BANK EQUITAS SMALL FINANCE BANK/
ICICI BANK
 
P/E (TTM) x 16.8 17.8 94.1% View Chart
P/BV x 1.3 3.5 36.6% View Chart
Dividend Yield % 1.5 0.8 189.3%  

Financials

 EQUITAS SMALL FINANCE BANK   ICICI BANK
EQUITY SHARE DATA
    EQUITAS SMALL FINANCE BANK
Mar-24
ICICI BANK
Mar-24
EQUITAS SMALL FINANCE BANK/
ICICI BANK
5-Yr Chart
Click to enlarge
High Rs1171,113 10.5%   
Low Rs65864 7.5%   
Income per share (Unadj.) Rs48.3227.2 21.3%  
Earnings per share (Unadj.) Rs7.063.0 11.2%  
Cash flow per share (Unadj.) Rs26.3197.0 13.4%  
Dividends per share (Unadj.) Rs1.0010.00 10.0%  
Avg Dividend yield %1.11.0 109.0%  
Book value per share (Unadj.) Rs52.2362.8 14.4%  
Shares outstanding (eoy) m1,134.897,022.34 16.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.94.4 43.1%   
Avg P/E ratio x12.915.7 82.1%  
Avg P/CF ratio x7.511.0 68.2%  
Avg Price/Bookvalue ratio x1.72.7 63.7%  
Dividend payout %14.215.9 89.5%   
Avg Mkt Cap Rs m102,9346,944,388 1.5%   
No. of employees `000NANA-   
Total wages & salary Rs m13,688191,720 7.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m54,8641,595,159 3.4%  
Other income Rs m7,987765,218 1.0%   
Interest expense Rs m24,066741,082 3.2%   
Net interest income Rs m30,798854,078 3.6%  
Operating expense Rs m25,011977,828 2.6%   
Gross profit Rs m5,787-123,750 -4.7%  
Gross profit margin %10.5-7.8 -136.0%  
Provisions/contingencies Rs m5,784191,400 3.0%   
Profit before tax Rs m10,631604,344 1.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-18,241 -0.0%   
Prior Period Items Rs m010,738 0.0%   
Tax Rs m2,642154,276 1.7%   
Profit after tax Rs m7,990442,564 1.8%  
Net profit margin %14.627.7 52.5%  
BALANCE SHEET DATA
Advances Rs m309,64312,607,762 2.5%   
Deposits Rs m361,29214,435,800 2.5%  
Credit/Deposit ratio x85.787.3 98.1%  
Yield on advances %15.99.2 171.9%   
Cost of deposits %5.94.1 145.9%   
Net Interest Margin %7.74.1 188.1%  
Net fixed assets Rs m5,365132,403 4.1%   
Share capital Rs m11,34914,047 80.8%   
Free reserves Rs m47,9302,533,338 1.9%   
Net worth Rs m59,2792,547,385 2.3%   
Borrowings Rs m17,8752,074,280 0.9%   
Investments Rs m90,6538,271,625 1.1%   
Total assets Rs m453,03923,640,630 1.9%  
Debt/equity ratio x6.46.5 98.7%   
Return on assets %1.81.9 94.2%  
Return on equity %13.517.4 77.6%  
Capital adequacy ratio %21.716.3 132.9%  
Net NPAs %1.20.5 260.0%  
CASH FLOW
From Operations Rs m42,9791,572,845 2.7%  
From Investments Rs m-4,219-1,459,311 0.3%  
From Financial Activity Rs m-16,124137,645 -11.7%  
Net Cashflow Rs m22,636263,124 8.6%  

Share Holding

Indian Promoters % 0.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 60.6 90.4 67.0%  
FIIs % 16.9 46.2 36.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 100.0 100.0%  
Shareholders   444,544 1,812,907 24.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare EQUITAS SMALL FINANCE BANK With:   HDFC BANK    AXIS BANK    SBI    KOTAK MAHINDRA BANK    INDUSIND BANK    


More on EQUITAS SMALL FINANCE BANK vs ICICI Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

EQUITAS SMALL FINANCE BANK vs ICICI Bank Share Price Performance

Period EQUITAS SMALL FINANCE BANK ICICI Bank S&P BSE BANKEX
1-Day 0.52% -0.40% 0.39%
1-Month -5.00% -0.85% -2.52%
1-Year -30.84% 35.51% 17.19%
3-Year CAGR 1.78% 18.37% 10.82%
5-Year CAGR 15.03% 20.42% 10.27%

* Compound Annual Growth Rate

Here are more details on the EQUITAS SMALL FINANCE BANK share price and the ICICI Bank share price.

Moving on to shareholding structures...

The promoters of EQUITAS SMALL FINANCE BANK hold a 0.0% stake in the company. In case of ICICI Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of EQUITAS SMALL FINANCE BANK and the shareholding pattern of ICICI Bank.

Finally, a word on dividends...

In the most recent financial year, EQUITAS SMALL FINANCE BANK paid a dividend of Rs 1.0 per share. This amounted to a Dividend Payout ratio of 14.2%.

ICICI Bank paid Rs 10.0, and its dividend payout ratio stood at 15.9%.

You may visit here to review the dividend history of EQUITAS SMALL FINANCE BANK, and the dividend history of ICICI Bank.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Ends 239 Points Higher | Nifty Above 23,500 | HDFC Bank & Tech Mahindra Top Gainers Sensex Today Ends 239 Points Higher | Nifty Above 23,500 | HDFC Bank & Tech Mahindra Top Gainers(Closing)

On Tuesday, Indian share markets traded on a positive note throughout the session and ended marginally higher.