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CSB BANK vs RBL BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    CSB BANK RBL BANK CSB BANK/
RBL BANK
 
P/E (TTM) x 9.7 8.0 120.4% View Chart
P/BV x 1.4 0.7 217.2% View Chart
Dividend Yield % 0.0 1.0 -  

Financials

 CSB BANK   RBL BANK
EQUITY SHARE DATA
    CSB BANK
Mar-24
RBL BANK
Mar-24
CSB BANK/
RBL BANK
5-Yr Chart
Click to enlarge
High Rs422301 140.4%   
Low Rs250139 180.1%   
Income per share (Unadj.) Rs168.7204.8 82.4%  
Earnings per share (Unadj.) Rs32.720.8 156.9%  
Cash flow per share (Unadj.) Rs105.490.2 116.9%  
Dividends per share (Unadj.) Rs01.50 0.0%  
Avg Dividend yield %00.7 0.0%  
Book value per share (Unadj.) Rs218.2243.3 89.7%  
Shares outstanding (eoy) m173.49605.10 28.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.01.1 185.6%   
Avg P/E ratio x10.310.6 97.5%  
Avg P/CF ratio x7.54.3 175.8%  
Avg Price/Bookvalue ratio x1.50.9 170.5%  
Dividend payout %07.2 0.0%   
Avg Mkt Cap Rs m58,287132,925 43.8%   
No. of employees `000NANA-   
Total wages & salary Rs m7,14718,559 38.5%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m29,275123,938 23.6%  
Other income Rs m5,84330,600 19.1%   
Interest expense Rs m14,51163,500 22.9%   
Net interest income Rs m14,76460,437 24.4%  
Operating expense Rs m12,80859,765 21.4%   
Gross profit Rs m1,956672 291.0%  
Gross profit margin %6.70.5 1,231.9%  
Provisions/contingencies Rs m2,13118,673 11.4%   
Profit before tax Rs m7,61413,487 56.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,946888 219.1%   
Profit after tax Rs m5,66812,599 45.0%  
Net profit margin %19.410.2 190.5%  
BALANCE SHEET DATA
Advances Rs m243,356839,869 29.0%   
Deposits Rs m297,1881,034,704 28.7%  
Credit/Deposit ratio x81.981.2 100.9%  
Yield on advances %10.111.9 85.1%   
Cost of deposits %4.55.2 87.9%   
Net Interest Margin %4.65.3 86.9%  
Net fixed assets Rs m4,0595,912 68.7%   
Share capital Rs m1,7356,051 28.7%   
Free reserves Rs m36,128141,146 25.6%   
Net worth Rs m37,864147,197 25.7%   
Borrowings Rs m17,574141,852 12.4%   
Investments Rs m75,514294,778 25.6%   
Total assets Rs m360,5601,384,539 26.0%  
Debt/equity ratio x8.38.0 104.0%   
Return on assets %1.60.9 172.8%  
Return on equity %15.08.6 174.9%  
Capital adequacy ratio %24.516.2 151.2%  
Net NPAs %0.50.7 68.9%  
CASH FLOW
From Operations Rs m17,83049,550 36.0%  
From Investments Rs m-14,392-1,935 743.9%  
From Financial Activity Rs m9,7448,428 115.6%  
Net Cashflow Rs m13,18256,043 23.5%  

Share Holding

Indian Promoters % 0.0 0.0 -  
Foreign collaborators % 40.0 0.0 -  
Indian inst/Mut Fund % 30.3 41.7 72.7%  
FIIs % 12.7 14.6 86.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 60.0 100.0 60.0%  
Shareholders   76,579 422,544 18.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CSB BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on CSB BANK vs RBL BANK

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

CSB BANK vs RBL BANK Share Price Performance

Period CSB BANK RBL BANK S&P BSE BANKEX
1-Day 0.77% 0.70% 1.61%
1-Month 1.92% -5.83% -0.07%
1-Year -16.82% -32.73% 18.92%
3-Year CAGR 2.94% -6.63% 11.26%
5-Year CAGR 0.53% -15.21% 10.62%

* Compound Annual Growth Rate

Here are more details on the CSB BANK share price and the RBL BANK share price.

Moving on to shareholding structures...

The promoters of CSB BANK hold a 40.0% stake in the company. In case of RBL BANK the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of CSB BANK and the shareholding pattern of RBL BANK.

Finally, a word on dividends...

In the most recent financial year, CSB BANK paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

RBL BANK paid Rs 1.5, and its dividend payout ratio stood at 7.2%.

You may visit here to review the dividend history of CSB BANK, and the dividend history of RBL BANK.

For a sector overview, read our banking sector report.



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