Helping You Build Wealth With Honest Research
Since 1996. Read On...

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

CUBICAL FINANCIAL vs SMART FINSEC - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    CUBICAL FINANCIAL SMART FINSEC CUBICAL FINANCIAL/
SMART FINSEC
 
P/E (TTM) x 17.1 31.1 54.7% View Chart
P/BV x 1.3 3.4 37.6% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 CUBICAL FINANCIAL   SMART FINSEC
EQUITY SHARE DATA
    CUBICAL FINANCIAL
Mar-24
SMART FINSEC
Mar-24
CUBICAL FINANCIAL/
SMART FINSEC
5-Yr Chart
Click to enlarge
High Rs222 10.8%   
Low Rs15 21.9%   
Income per share (Unadj.) Rs0.48.6 4.9%  
Earnings per share (Unadj.) Rs0.20.8 22.6%  
Cash flow per share (Unadj.) Rs-387.68.6 -4,530.2%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs2.34.8 46.7%  
Shares outstanding (eoy) m65.1730.00 217.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x4.31.6 266.3%   
Avg P/E ratio x10.217.6 57.5%  
Avg P/CF ratio x016.9 0.0%  
Avg Price/Bookvalue ratio x0.82.9 27.8%  
Dividend payout %00-   
Avg Mkt Cap Rs m118417 28.2%   
No. of employees `000NANA-   
Total wages & salary Rs m13 36.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m27258 10.6%  
Other income Rs m00-   
Interest expense Rs m00 0.0%   
Net interest income Rs m27258 10.6%  
Operating expense Rs m14227 6.4%   
Gross profit Rs m1331 40.9%  
Gross profit margin %47.112.2 386.9%  
Provisions/contingencies Rs m25,2901 2,363,587.9%   
Profit before tax Rs m1331 41.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m17 17.7%   
Profit after tax Rs m1224 49.0%  
Net profit margin %42.49.2 462.7%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %01,444.0- 
Net fixed assets Rs m014 0.5%   
Share capital Rs m13030 434.5%   
Free reserves Rs m17115 14.7%   
Net worth Rs m147145 101.5%   
Borrowings Rs m00-   
Investments Rs m018 0.0%   
Total assets Rs m150146 103.0%  
Debt/equity ratio x00-   
Return on assets %7.716.2 47.5%  
Return on equity %7.916.3 48.3%  
Capital adequacy ratio %00-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m127 5.6%  
From Investments Rs mNA-6 0.7%  
From Financial Activity Rs mNA-14 -0.0%  
Net Cashflow Rs m17 21.8%  

Share Holding

Indian Promoters % 30.8 75.0 41.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 0.0 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 69.2 25.0 276.7%  
Shareholders   14,810 15,450 95.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CUBICAL FINANCIAL With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    SBI CARDS    CHOLAMANDALAM INVEST    AAVAS FINANCIERS    


More on CUBICAL FIN. vs SMART FINSEC

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

CUBICAL FIN. vs SMART FINSEC Share Price Performance

Period CUBICAL FIN. SMART FINSEC
1-Day 4.38% 4.97%
1-Month 34.27% 16.06%
1-Year 101.41% 84.98%
3-Year CAGR 12.85% 28.41%
5-Year CAGR 22.19% 18.96%

* Compound Annual Growth Rate

Here are more details on the CUBICAL FIN. share price and the SMART FINSEC share price.

Moving on to shareholding structures...

The promoters of CUBICAL FIN. hold a 30.8% stake in the company. In case of SMART FINSEC the stake stands at 75.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of CUBICAL FIN. and the shareholding pattern of SMART FINSEC.

Finally, a word on dividends...

In the most recent financial year, CUBICAL FIN. paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

SMART FINSEC paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of CUBICAL FIN., and the dividend history of SMART FINSEC.

For a sector overview, read our finance sector report.



Today's Market

Sensex Today Tanks 1,190 Points | Nifty Ends Below 23,900 | 3 Reasons Why Indian Share Market is Falling Sensex Today Tanks 1,190 Points | Nifty Ends Below 23,900 | 3 Reasons Why Indian Share Market is Falling(Closing)

After starting the day on a flattish note with a positive bias, the benchmarks showcased heightened volatility and ended the day weak.