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CUBICAL FINANCIAL vs SARASWATI COMMERCIAL (INDIA) - Comparison Results

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Current Valuations

    CUBICAL FINANCIAL SARASWATI COMMERCIAL (INDIA) CUBICAL FINANCIAL/
SARASWATI COMMERCIAL (INDIA)
 
P/E (TTM) x 14.2 13.3 106.5% View Chart
P/BV x 1.1 3.3 32.1% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 CUBICAL FINANCIAL   SARASWATI COMMERCIAL (INDIA)
EQUITY SHARE DATA
    CUBICAL FINANCIAL
Mar-24
SARASWATI COMMERCIAL (INDIA)
Mar-24
CUBICAL FINANCIAL/
SARASWATI COMMERCIAL (INDIA)
5-Yr Chart
Click to enlarge
High Rs28,427 0.0%   
Low Rs12,251 0.1%   
Income per share (Unadj.) Rs0.41,245.8 0.0%  
Earnings per share (Unadj.) Rs0.21,008.8 0.0%  
Cash flow per share (Unadj.) Rs-387.6-2,133.9 18.2%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs2.36,768.8 0.0%  
Shares outstanding (eoy) m65.171.03 6,327.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x4.34.3 100.4%   
Avg P/E ratio x10.25.3 191.8%  
Avg P/CF ratio x01.2 0.4%  
Avg Price/Bookvalue ratio x0.80.8 101.3%  
Dividend payout %00-   
Avg Mkt Cap Rs m1185,499 2.1%   
No. of employees `000NANA-   
Total wages & salary Rs m123 4.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m271,283 2.1%  
Other income Rs m00-   
Interest expense Rs m017 0.0%   
Net interest income Rs m271,266 2.2%  
Operating expense Rs m1432 45.7%   
Gross profit Rs m131,235 1.0%  
Gross profit margin %47.196.2 48.9%  
Provisions/contingencies Rs m25,2903,464 730.0%   
Profit before tax Rs m131,235 1.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00 0.0%   
Prior Period Items Rs m00-   
Tax Rs m1196 0.7%   
Profit after tax Rs m121,039 1.1%  
Net profit margin %42.481.0 52.3%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %016.6- 
Net fixed assets Rs m00 17.1%   
Share capital Rs m13010 1,265.4%   
Free reserves Rs m176,962 0.2%   
Net worth Rs m1476,972 2.1%   
Borrowings Rs m00 0.0%   
Investments Rs m07,629 0.0%   
Total assets Rs m1508,049 1.9%  
Debt/equity ratio x00 0.0%   
Return on assets %7.712.9 59.8%  
Return on equity %7.914.9 52.8%  
Capital adequacy ratio %073.1 0.0%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m1330 0.5%  
From Investments Rs mNA-67 0.1%  
From Financial Activity Rs mNA-238 -0.0%  
Net Cashflow Rs m125 5.8%  

Share Holding

Indian Promoters % 30.8 70.2 43.9%  
Foreign collaborators % 0.0 2.1 -  
Indian inst/Mut Fund % 0.0 0.0 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 69.2 27.7 250.0%  
Shareholders   14,810 2,936 504.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CUBICAL FINANCIAL With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    MANAPPURAM FINANCE    


More on CUBICAL FIN. vs SARASWATI COMMERCIAL (INDIA)

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

CUBICAL FIN. vs SARASWATI COMMERCIAL (INDIA) Share Price Performance

Period CUBICAL FIN. SARASWATI COMMERCIAL (INDIA)
1-Day -2.86% -2.07%
1-Month 13.88% 14.40%
1-Year 68.79% 593.44%
3-Year CAGR 7.61% 99.81%
5-Year CAGR 16.90% 205.67%

* Compound Annual Growth Rate

Here are more details on the CUBICAL FIN. share price and the SARASWATI COMMERCIAL (INDIA) share price.

Moving on to shareholding structures...

The promoters of CUBICAL FIN. hold a 30.8% stake in the company. In case of SARASWATI COMMERCIAL (INDIA) the stake stands at 72.3%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of CUBICAL FIN. and the shareholding pattern of SARASWATI COMMERCIAL (INDIA).

Finally, a word on dividends...

In the most recent financial year, CUBICAL FIN. paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

SARASWATI COMMERCIAL (INDIA) paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of CUBICAL FIN., and the dividend history of SARASWATI COMMERCIAL (INDIA).

For a sector overview, read our finance sector report.



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