Helping You Build Wealth With Honest Research
Since 1996. Read On...

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

CUBICAL FINANCIAL vs INDIA HOME LOANS - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    CUBICAL FINANCIAL INDIA HOME LOANS CUBICAL FINANCIAL/
INDIA HOME LOANS
 
P/E (TTM) x 14.3 -14.5 - View Chart
P/BV x 1.1 1.1 96.9% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 CUBICAL FINANCIAL   INDIA HOME LOANS
EQUITY SHARE DATA
    CUBICAL FINANCIAL
Mar-24
INDIA HOME LOANS
Mar-24
CUBICAL FINANCIAL/
INDIA HOME LOANS
5-Yr Chart
Click to enlarge
High Rs248 5.1%   
Low Rs123 5.2%   
Income per share (Unadj.) Rs0.48.4 5.0%  
Earnings per share (Unadj.) Rs0.2-2.4 -7.4%  
Cash flow per share (Unadj.) Rs-387.6-847.1 45.8%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs2.328.9 7.8%  
Shares outstanding (eoy) m65.1714.28 456.4%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x4.34.2 102.7%   
Avg P/E ratio x10.2-14.6 -69.5%  
Avg P/CF ratio x00 11.2%  
Avg Price/Bookvalue ratio x0.81.2 65.4%  
Dividend payout %00-   
Avg Mkt Cap Rs m118503 23.4%   
No. of employees `000NANA-   
Total wages & salary Rs m128 3.5%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m27120 22.8%  
Other income Rs m018 0.0%   
Interest expense Rs m095 0.0%   
Net interest income Rs m2725 109.2%  
Operating expense Rs m1475 19.3%   
Gross profit Rs m13-50 -25.8%  
Gross profit margin %47.1-41.6 -113.3%  
Provisions/contingencies Rs m25,29012,138 208.4%   
Profit before tax Rs m13-34 -38.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m11 170.7%   
Profit after tax Rs m12-34 -33.6%  
Net profit margin %42.4-28.7 -147.8%  
BALANCE SHEET DATA
Advances Rs m0558 0.0%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %04.4- 
Net fixed assets Rs m03 2.4%   
Share capital Rs m130143 91.3%   
Free reserves Rs m17269 6.3%   
Net worth Rs m147412 35.7%   
Borrowings Rs m00-   
Investments Rs m012 0.0%   
Total assets Rs m1501,040 14.4%  
Debt/equity ratio x00-   
Return on assets %7.7-3.3 -233.2%  
Return on equity %7.9-8.4 -94.1%  
Capital adequacy ratio %070.9 0.0%  
Net NPAs %02.6 0.0%  
CASH FLOW
From Operations Rs m1309 0.5%  
From Investments Rs mNA32 -0.1%  
From Financial Activity Rs mNA-340 -0.0%  
Net Cashflow Rs m11 106.7%  

Share Holding

Indian Promoters % 30.8 39.0 79.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 24.6 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 69.2 61.0 113.4%  
Shareholders   14,810 3,678 402.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CUBICAL FINANCIAL With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    MANAPPURAM FINANCE    


More on CUBICAL FIN. vs INDIA HOME LOANS

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

CUBICAL FIN. vs INDIA HOME LOANS Share Price Performance

Period CUBICAL FIN. INDIA HOME LOANS
1-Day -2.45% 3.15%
1-Month 14.35% -6.09%
1-Year 69.50% 16.21%
3-Year CAGR 7.76% -2.96%
5-Year CAGR 17.00% -9.20%

* Compound Annual Growth Rate

Here are more details on the CUBICAL FIN. share price and the INDIA HOME LOANS share price.

Moving on to shareholding structures...

The promoters of CUBICAL FIN. hold a 30.8% stake in the company. In case of INDIA HOME LOANS the stake stands at 39.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of CUBICAL FIN. and the shareholding pattern of INDIA HOME LOANS.

Finally, a word on dividends...

In the most recent financial year, CUBICAL FIN. paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

INDIA HOME LOANS paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of CUBICAL FIN., and the dividend history of INDIA HOME LOANS.

For a sector overview, read our finance sector report.



Today's Market

Sensex Today Trades Higher | Nifty Above 23,450 | Info Edge & SJVN Jump 5% Sensex Today Trades Higher | Nifty Above 23,450 | Info Edge & SJVN Jump 5%(10:30 am)

Asian markets traded higher on Friday, following the overnight rally on Wall Street, and the release of economic data in the region.