BANK OF INDIA | VIJAYA BANK | BANK OF INDIA/ VIJAYA BANK |
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P/E (TTM) | x | 6.5 | 9.5 | 68.2% | View Chart |
P/BV | x | 0.7 | 0.6 | 121.7% | View Chart |
Dividend Yield | % | 2.6 | 2.6 | 100.8% |
BANK OF INDIA VIJAYA BANK |
EQUITY SHARE DATA | |||||
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BANK OF INDIA Mar-24 |
VIJAYA BANK Mar-18 |
BANK OF INDIA/ VIJAYA BANK |
5-Yr Chart Click to enlarge
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High | Rs | 156 | 97 | 160.5% | |
Low | Rs | 69 | 51 | 137.4% | |
Income per share (Unadj.) | Rs | 134.1 | 96.5 | 139.0% | |
Earnings per share (Unadj.) | Rs | 14.4 | 5.6 | 258.6% | |
Cash flow per share (Unadj.) | Rs | 39.1 | 10.9 | 360.0% | |
Dividends per share (Unadj.) | Rs | 2.80 | 1.20 | 233.3% | |
Avg Dividend yield | % | 2.5 | 1.6 | 152.9% | |
Book value per share (Unadj.) | Rs | 155.0 | 81.5 | 190.3% | |
Shares outstanding (eoy) | m | 4,552.67 | 1,304.15 | 349.1% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.8 | 0.8 | 109.8% | |
Avg P/E ratio | x | 7.8 | 13.3 | 59.0% | |
Avg P/CF ratio | x | 3.6 | 3.1 | 114.4% | |
Avg Price/Bookvalue ratio | x | 0.7 | 0.9 | 80.2% | |
Dividend payout | % | 19.4 | 21.5 | 90.2% | |
Avg Mkt Cap | Rs m | 513,905 | 96,442 | 532.9% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 92,627 | 16,074 | 576.3% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 610,733 | 125,898 | 485.1% | |
Other income | Rs m | 62,331 | 16,006 | 389.4% | |
Interest expense | Rs m | 377,568 | 82,870 | 455.6% | |
Net interest income | Rs m | 233,166 | 43,029 | 541.9% | |
Operating expense | Rs m | 153,062 | 28,057 | 545.5% | |
Gross profit | Rs m | 80,104 | 14,972 | 535.0% | |
Gross profit margin | % | 13.1 | 11.9 | 110.3% | |
Provisions/contingencies | Rs m | 78,590 | 23,708 | 331.5% | |
Profit before tax | Rs m | 101,931 | 9,832 | 1,036.7% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -21 | 0 | - | |
Prior Period Items | Rs m | 1,820 | 0 | - | |
Tax | Rs m | 38,086 | 2,562 | 1,486.6% | |
Profit after tax | Rs m | 65,645 | 7,270 | 902.9% | |
Net profit margin | % | 10.7 | 5.8 | 186.1% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 5,666,438 | 1,161,654 | 487.8% | |
Deposits | Rs m | 7,406,114 | 1,572,875 | 470.9% | |
Credit/Deposit ratio | x | 76.5 | 73.9 | 103.6% | |
Yield on advances | % | 7.6 | 7.8 | 97.9% | |
Cost of deposits | % | 4.2 | 4.8 | 87.4% | |
Net Interest Margin | % | 2.9 | 2.8 | 105.3% | |
Net fixed assets | Rs m | 101,775 | 13,005 | 782.6% | |
Share capital | Rs m | 45,534 | 13,041 | 349.1% | |
Free reserves | Rs m | 660,278 | 93,231 | 708.2% | |
Net worth | Rs m | 705,813 | 106,272 | 664.2% | |
Borrowings | Rs m | 809,603 | 72,998 | 1,109.1% | |
Investments | Rs m | 2,345,920 | 395,117 | 593.7% | |
Total assets | Rs m | 9,242,804 | 1,776,320 | 520.3% | |
Debt/equity ratio | x | 11.6 | 15.5 | 75.2% | |
Return on assets | % | 0.7 | 0.4 | 173.5% | |
Return on equity | % | 9.3 | 6.8 | 136.0% | |
Capital adequacy ratio | % | 17.0 | 13.3 | 127.3% | |
Net NPAs | % | 1.2 | 4.3 | 28.2% |
CASH FLOW | |||||
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From Operations | Rs m | -44,369 | -17,829 | 248.9% | |
From Investments | Rs m | -9,910 | -1,237 | 801.0% | |
From Financial Activity | Rs m | 38,677 | 9,462 | 408.8% | |
Net Cashflow | Rs m | -15,603 | -9,605 | 162.5% |
Indian Promoters | % | 73.4 | 68.8 | 106.7% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 19.5 | 19.2 | 101.3% | |
FIIs | % | 3.2 | 4.6 | 69.3% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 26.6 | 31.2 | 85.2% | |
Shareholders | 692,229 | 251,490 | 275.3% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BANK OF INDIA With: HDFC BANK AXIS BANK ICICI BANK SBI KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | Bank of India | Vijaya Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | 3.49% | 2.67% | 1.96% |
1-Month | 10.51% | 8.22% | 2.55% |
1-Year | 1.58% | -13.18% | 20.10% |
3-Year CAGR | 22.76% | 12.65% | 11.72% |
5-Year CAGR | 7.44% | 4.50% | 10.73% |
* Compound Annual Growth Rate
Here are more details on the Bank of India share price and the Vijaya Bank share price.
Moving on to shareholding structures...
The promoters of Bank of India hold a 73.4% stake in the company. In case of Vijaya Bank the stake stands at 68.8%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Bank of India and the shareholding pattern of Vijaya Bank.
Finally, a word on dividends...
In the most recent financial year, Bank of India paid a dividend of Rs 2.8 per share. This amounted to a Dividend Payout ratio of 19.4%.
Vijaya Bank paid Rs 1.2, and its dividend payout ratio stood at 21.5%.
You may visit here to review the dividend history of Bank of India, and the dividend history of Vijaya Bank.
For a sector overview, read our banking sector report.
Asian stocks experienced a notable rally alongside US equity futures on Monday, marking a positive turn for the markets. The dollar retreated against other currencies as bond yields declined.