BANDHAN BANK | PUNJAB & SIND BANK | BANDHAN BANK/ PUNJAB & SIND BANK |
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P/E (TTM) | x | 9.8 | 47.2 | 20.8% | View Chart |
P/BV | x | 1.3 | 2.0 | 62.0% | View Chart |
Dividend Yield | % | 0.9 | 0.4 | 207.3% |
BANDHAN BANK PUNJAB & SIND BANK |
EQUITY SHARE DATA | |||||
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BANDHAN BANK Mar-24 |
PUNJAB & SIND BANK Mar-24 |
BANDHAN BANK/ PUNJAB & SIND BANK |
5-Yr Chart Click to enlarge
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High | Rs | 272 | 78 | 351.0% | |
Low | Rs | 173 | 25 | 686.9% | |
Income per share (Unadj.) | Rs | 117.1 | 14.3 | 819.0% | |
Earnings per share (Unadj.) | Rs | 13.8 | 0.9 | 1,575.4% | |
Cash flow per share (Unadj.) | Rs | 27.2 | 4.9 | 553.4% | |
Dividends per share (Unadj.) | Rs | 1.50 | 0.20 | 750.0% | |
Avg Dividend yield | % | 0.7 | 0.4 | 173.0% | |
Book value per share (Unadj.) | Rs | 133.9 | 22.9 | 584.1% | |
Shares outstanding (eoy) | m | 1,610.97 | 6,777.79 | 23.8% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.9 | 3.6 | 52.9% | |
Avg P/E ratio | x | 16.1 | 58.5 | 27.5% | |
Avg P/CF ratio | x | 5.4 | 30.8 | 17.6% | |
Avg Price/Bookvalue ratio | x | 1.7 | 2.2 | 74.2% | |
Dividend payout | % | 10.8 | 22.8 | 47.6% | |
Avg Mkt Cap | Rs m | 358,803 | 348,209 | 103.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 35,429 | 19,442 | 182.2% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 188,696 | 96,940 | 194.7% | |
Other income | Rs m | 21,647 | 12,215 | 177.2% | |
Interest expense | Rs m | 85,440 | 68,529 | 124.7% | |
Net interest income | Rs m | 103,256 | 28,410 | 363.4% | |
Operating expense | Rs m | 58,508 | 29,316 | 199.6% | |
Gross profit | Rs m | 44,748 | -905 | -4,942.8% | |
Gross profit margin | % | 23.7 | -0.9 | -2,539.3% | |
Provisions/contingencies | Rs m | 44,099 | 5,355 | 823.5% | |
Profit before tax | Rs m | 29,429 | 9,370 | 314.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 7,134 | 3,416 | 208.9% | |
Profit after tax | Rs m | 22,296 | 5,954 | 374.5% | |
Net profit margin | % | 11.8 | 6.1 | 192.4% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 1,211,368 | 827,364 | 146.4% | |
Deposits | Rs m | 1,352,020 | 1,194,096 | 113.2% | |
Credit/Deposit ratio | x | 89.6 | 69.3 | 129.3% | |
Yield on advances | % | 13.6 | 8.4 | 162.2% | |
Cost of deposits | % | 5.4 | 5.3 | 101.5% | |
Net Interest Margin | % | 6.9 | 2.1 | 319.7% | |
Net fixed assets | Rs m | 9,591 | 17,558 | 54.6% | |
Share capital | Rs m | 16,110 | 67,778 | 23.8% | |
Free reserves | Rs m | 199,545 | 87,556 | 227.9% | |
Net worth | Rs m | 215,654 | 155,334 | 138.8% | |
Borrowings | Rs m | 163,715 | 97,709 | 167.6% | |
Investments | Rs m | 292,876 | 495,992 | 59.0% | |
Total assets | Rs m | 1,778,417 | 1,476,565 | 120.4% | |
Debt/equity ratio | x | 7.0 | 8.3 | 84.5% | |
Return on assets | % | 1.3 | 0.4 | 310.9% | |
Return on equity | % | 10.3 | 3.8 | 269.7% | |
Capital adequacy ratio | % | 18.3 | 17.2 | 106.5% | |
Net NPAs | % | 1.1 | 1.6 | 68.1% |
CASH FLOW | |||||
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From Operations | Rs m | 148,084 | 17,489 | 846.7% | |
From Investments | Rs m | 16,910 | -2,286 | -739.6% | |
From Financial Activity | Rs m | -85,785 | -4,340 | 1,976.8% | |
Net Cashflow | Rs m | 79,209 | 10,863 | 729.2% |
Indian Promoters | % | 40.0 | 98.3 | 40.7% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 43.1 | 0.7 | 6,635.4% | |
FIIs | % | 26.7 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 60.0 | 1.8 | 3,429.7% | |
Shareholders | 749,315 | 199,351 | 375.9% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BANDHAN BANK With: HDFC BANK AXIS BANK ICICI BANK SBI KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BANDHAN BANK | Punjab & Sind Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | 2.41% | 1.27% | 1.61% |
1-Month | -2.24% | -4.38% | -0.07% |
1-Year | -19.89% | 14.59% | 18.92% |
3-Year CAGR | -16.97% | 41.73% | 11.26% |
5-Year CAGR | -20.22% | 18.63% | 10.62% |
* Compound Annual Growth Rate
Here are more details on the BANDHAN BANK share price and the Punjab & Sind Bank share price.
Moving on to shareholding structures...
The promoters of BANDHAN BANK hold a 40.0% stake in the company. In case of Punjab & Sind Bank the stake stands at 98.3%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BANDHAN BANK and the shareholding pattern of Punjab & Sind Bank.
Finally, a word on dividends...
In the most recent financial year, BANDHAN BANK paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 10.8%.
Punjab & Sind Bank paid Rs 0.2, and its dividend payout ratio stood at 22.8%.
You may visit here to review the dividend history of BANDHAN BANK, and the dividend history of Punjab & Sind Bank.
For a sector overview, read our banking sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.