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BANDHAN BANK vs HDFC BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    BANDHAN BANK HDFC BANK BANDHAN BANK/
HDFC BANK
 
P/E (TTM) x 9.7 18.6 52.0% View Chart
P/BV x 1.3 2.9 42.6% View Chart
Dividend Yield % 0.9 1.1 80.0%  

Financials

 BANDHAN BANK   HDFC BANK
EQUITY SHARE DATA
    BANDHAN BANK
Mar-24
HDFC BANK
Mar-24
BANDHAN BANK/
HDFC BANK
5-Yr Chart
Click to enlarge
High Rs2721,758 15.5%   
Low Rs1731,363 12.7%   
Income per share (Unadj.) Rs117.1373.4 31.4%  
Earnings per share (Unadj.) Rs13.884.3 16.4%  
Cash flow per share (Unadj.) Rs27.2251.8 10.8%  
Dividends per share (Unadj.) Rs1.5019.50 7.7%  
Avg Dividend yield %0.71.2 53.9%  
Book value per share (Unadj.) Rs133.9597.3 22.4%  
Shares outstanding (eoy) m1,610.977,596.91 21.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.94.2 45.5%   
Avg P/E ratio x16.118.5 87.0%  
Avg P/CF ratio x5.411.8 45.7%  
Avg Price/Bookvalue ratio x1.72.6 63.7%  
Dividend payout %10.823.1 46.9%   
Avg Mkt Cap Rs m358,80311,855,929 3.0%   
No. of employees `000NANA-   
Total wages & salary Rs m35,429310,230 11.4%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m188,6962,836,490 6.7%  
Other income Rs m21,6471,243,458 1.7%   
Interest expense Rs m85,4401,541,386 5.5%   
Net interest income Rs m103,2561,295,105 8.0%  
Operating expense Rs m58,5081,522,693 3.8%   
Gross profit Rs m44,748-227,589 -19.7%  
Gross profit margin %23.7-8.0 -295.6%  
Provisions/contingencies Rs m44,099361,404 12.2%   
Profit before tax Rs m29,429765,686 3.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-13,845 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m7,134111,221 6.4%   
Profit after tax Rs m22,296640,620 3.5%  
Net profit margin %11.822.6 52.3%  
BALANCE SHEET DATA
Advances Rs m1,211,36825,658,914 4.7%   
Deposits Rs m1,352,02023,768,873 5.7%  
Credit/Deposit ratio x89.6108.0 83.0%  
Yield on advances %13.68.5 160.4%   
Cost of deposits %5.44.2 128.3%   
Net Interest Margin %6.93.6 189.3%  
Net fixed assets Rs m9,591126,038 7.6%   
Share capital Rs m16,1107,597 212.1%   
Free reserves Rs m199,5454,529,828 4.4%   
Net worth Rs m215,6544,537,425 4.8%   
Borrowings Rs m163,7157,306,155 2.2%   
Investments Rs m292,87610,056,816 2.9%   
Total assets Rs m1,778,41740,301,943 4.4%  
Debt/equity ratio x7.06.8 102.6%   
Return on assets %1.31.6 78.9%  
Return on equity %10.314.1 73.2%  
Capital adequacy ratio %18.318.8 97.2%  
Net NPAs %1.10.3 336.4%  
CASH FLOW
From Operations Rs m148,084190,693 77.7%  
From Investments Rs m16,91053,138 31.8%  
From Financial Activity Rs m-85,785-39,831 215.4%  
Net Cashflow Rs m79,209316,867 25.0%  

Share Holding

Indian Promoters % 40.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 43.1 83.3 51.8%  
FIIs % 26.7 48.0 55.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 60.0 100.0 60.0%  
Shareholders   749,315 3,921,910 19.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANDHAN BANK With:   AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    INDUSIND BANK    


More on BANDHAN BANK vs HDFC Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

BANDHAN BANK vs HDFC Bank Share Price Performance

Period BANDHAN BANK HDFC Bank S&P BSE BANKEX
1-Day 0.93% 2.21% 0.39%
1-Month -9.43% 0.78% -2.52%
1-Year -21.71% 15.75% 17.19%
3-Year CAGR -17.38% 4.76% 10.82%
5-Year CAGR -20.76% 6.49% 10.27%

* Compound Annual Growth Rate

Here are more details on the BANDHAN BANK share price and the HDFC Bank share price.

Moving on to shareholding structures...

The promoters of BANDHAN BANK hold a 40.0% stake in the company. In case of HDFC Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BANDHAN BANK and the shareholding pattern of HDFC Bank.

Finally, a word on dividends...

In the most recent financial year, BANDHAN BANK paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 10.8%.

HDFC Bank paid Rs 19.5, and its dividend payout ratio stood at 23.1%.

You may visit here to review the dividend history of BANDHAN BANK, and the dividend history of HDFC Bank.

For a sector overview, read our banking sector report.



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