BNK CAPITAL | L&T FINANCE | BNK CAPITAL/ L&T FINANCE |
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P/E (TTM) | x | 23.5 | 14.0 | 167.9% | View Chart |
P/BV | x | 0.5 | 1.5 | 31.6% | View Chart |
Dividend Yield | % | 0.5 | 1.7 | 30.0% |
BNK CAPITAL L&T FINANCE |
EQUITY SHARE DATA | |||||
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BNK CAPITAL Mar-24 |
L&T FINANCE Mar-24 |
BNK CAPITAL/ L&T FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 439 | 179 | 245.2% | |
Low | Rs | 220 | 82 | 267.0% | |
Income per share (Unadj.) | Rs | 26.5 | 54.6 | 48.5% | |
Earnings per share (Unadj.) | Rs | 20.2 | 9.3 | 216.2% | |
Cash flow per share (Unadj.) | Rs | 24.8 | 41.0 | 60.5% | |
Dividends per share (Unadj.) | Rs | 2.50 | 2.50 | 100.0% | |
Avg Dividend yield | % | 0.8 | 1.9 | 39.7% | |
Book value per share (Unadj.) | Rs | 986.4 | 93.7 | 1,052.4% | |
Shares outstanding (eoy) | m | 10.00 | 2,488.94 | 0.4% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 12.5 | 2.4 | 519.9% | |
Avg P/E ratio | x | 16.3 | 14.0 | 116.6% | |
Avg P/CF ratio | x | 15.0 | 13.9 | 108.0% | |
Avg Price/Bookvalue ratio | x | 0.3 | 1.4 | 24.0% | |
Dividend payout | % | 12.4 | 26.8 | 46.3% | |
Avg Mkt Cap | Rs m | 3,295 | 325,304 | 1.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 2 | 18,064 | 0.0% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 265 | 135,806 | 0.2% | |
Other income | Rs m | 2 | 21,574 | 0.0% | |
Interest expense | Rs m | 0 | 54,001 | 0.0% | |
Net interest income | Rs m | 265 | 81,805 | 0.3% | |
Operating expense | Rs m | 5 | 71,941 | 0.0% | |
Gross profit | Rs m | 259 | 9,864 | 2.6% | |
Gross profit margin | % | 97.9 | 7.3 | 1,348.5% | |
Provisions/contingencies | Rs m | 18 | 214 | 8.4% | |
Profit before tax | Rs m | 261 | 30,290 | 0.9% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 30 | 0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 59 | 7,119 | 0.8% | |
Profit after tax | Rs m | 202 | 23,201 | 0.9% | |
Net profit margin | % | 76.2 | 17.1 | 445.8% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 813,594 | 0.0% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 2.7 | 8.6 | 31.8% | |
Net fixed assets | Rs m | 0 | 5,194 | 0.0% | |
Share capital | Rs m | 100 | 24,889 | 0.4% | |
Free reserves | Rs m | 9,764 | 208,398 | 4.7% | |
Net worth | Rs m | 9,864 | 233,288 | 4.2% | |
Borrowings | Rs m | 0 | 224,028 | 0.0% | |
Investments | Rs m | 9,632 | 133,480 | 7.2% | |
Total assets | Rs m | 10,358 | 1,008,606 | 1.0% | |
Debt/equity ratio | x | 0 | 1.0 | 0.0% | |
Return on assets | % | 1.9 | 2.3 | 84.6% | |
Return on equity | % | 2.0 | 9.9 | 20.5% | |
Capital adequacy ratio | % | 137.2 | 22.8 | 600.5% | |
Net NPAs | % | 0 | 1.7 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 194 | 6,735 | 2.9% | |
From Investments | Rs m | -174 | 8,486 | -2.1% | |
From Financial Activity | Rs m | -25 | -70,374 | 0.0% | |
Net Cashflow | Rs m | -5 | -55,153 | 0.0% |
Indian Promoters | % | 75.0 | 66.3 | 113.1% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 2.9 | 19.1 | 15.3% | |
FIIs | % | 2.9 | 6.7 | 43.2% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 25.0 | 33.7 | 74.2% | |
Shareholders | 2,249 | 787,291 | 0.3% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BNK CAPITAL With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BNK CAPITAL | L&T FINANCE |
---|---|---|
1-Day | 2.85% | 2.52% |
1-Month | -2.66% | 1.41% |
1-Year | 67.92% | -0.31% |
3-Year CAGR | 22.03% | 25.26% |
5-Year CAGR | 46.09% | 6.26% |
* Compound Annual Growth Rate
Here are more details on the BNK CAPITAL share price and the L&T FINANCE share price.
Moving on to shareholding structures...
The promoters of BNK CAPITAL hold a 75.0% stake in the company. In case of L&T FINANCE the stake stands at 66.3%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BNK CAPITAL and the shareholding pattern of L&T FINANCE.
Finally, a word on dividends...
In the most recent financial year, BNK CAPITAL paid a dividend of Rs 2.5 per share. This amounted to a Dividend Payout ratio of 12.4%.
L&T FINANCE paid Rs 2.5, and its dividend payout ratio stood at 26.8%.
You may visit here to review the dividend history of BNK CAPITAL, and the dividend history of L&T FINANCE.
For a sector overview, read our finance sector report.
After starting the day on a flattish note with a positive bias, the benchmarks showcased heightened volatility and ended the day weak.