Helping You Build Wealth With Honest Research
Since 1996. Read On...

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

BANK OF MAHARASHTRA vs LAKSHMI VILAS BANK - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    BANK OF MAHARASHTRA LAKSHMI VILAS BANK BANK OF MAHARASHTRA/
LAKSHMI VILAS BANK
 
P/E (TTM) x 8.1 -0.3 - View Chart
P/BV x 2.0 0.2 944.8% View Chart
Dividend Yield % 2.7 0.0 -  

Financials

 BANK OF MAHARASHTRA   LAKSHMI VILAS BANK
EQUITY SHARE DATA
    BANK OF MAHARASHTRA
Mar-24
LAKSHMI VILAS BANK
Mar-20
BANK OF MAHARASHTRA/
LAKSHMI VILAS BANK
5-Yr Chart
Click to enlarge
High Rs7097 71.9%   
Low Rs2510 236.5%   
Income per share (Unadj.) Rs28.965.5 44.2%  
Earnings per share (Unadj.) Rs5.7-24.8 -23.2%  
Cash flow per share (Unadj.) Rs7.4-35.3 -21.0%  
Dividends per share (Unadj.) Rs1.400-  
Avg Dividend yield %3.00-  
Book value per share (Unadj.) Rs28.136.4 77.1%  
Shares outstanding (eoy) m7,081.37336.71 2,103.1%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.60.8 198.9%   
Avg P/E ratio x8.2-2.2 -379.4%  
Avg P/CF ratio x4.2-117.4 -3.6%  
Avg Price/Bookvalue ratio x1.71.5 114.0%  
Dividend payout %24.30-   
Avg Mkt Cap Rs m335,33818,149 1,847.7%   
No. of employees `000NANA-   
Total wages & salary Rs m28,3783,364 843.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m204,94822,067 928.8%  
Other income Rs m29,9863,513 853.5%   
Interest expense Rs m106,71817,790 599.9%   
Net interest income Rs m98,2304,277 2,296.6%  
Operating expense Rs m48,1527,945 606.0%   
Gross profit Rs m50,078-3,668 -1,365.3%  
Gross profit margin %24.4-16.6 -147.0%  
Provisions/contingencies Rs m39,5068,206 481.4%   
Profit before tax Rs m43,603-11,621 -375.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m1590-   
Tax Rs m3,044-3,260 -93.4%   
Profit after tax Rs m40,718-8,360 -487.0%  
Net profit margin %19.9-37.9 -52.4%  
BALANCE SHEET DATA
Advances Rs m2,002,399138,279 1,448.1%   
Deposits Rs m2,707,264214,432 1,262.5%  
Credit/Deposit ratio x74.064.5 114.7%  
Yield on advances %7.912.0 65.9%   
Cost of deposits %3.77.9 46.7%   
Net Interest Margin %3.72.2 164.2%  
Net fixed assets Rs m21,9994,634 474.7%   
Share capital Rs m70,8143,367 2,103.1%   
Free reserves Rs m127,8928,891 1,438.4%   
Net worth Rs m198,70612,258 1,621.0%   
Borrowings Rs m77,1897,557 1,021.4%   
Investments Rs m684,64753,838 1,271.7%   
Total assets Rs m3,073,290244,215 1,258.4%  
Debt/equity ratio x14.018.1 77.4%   
Return on assets %1.3-3.4 -38.7%  
Return on equity %20.5-68.2 -30.0%  
Capital adequacy ratio %17.41.1 1,551.8%  
Net NPAs %0.210.0 2.0%  
CASH FLOW
From Operations Rs m115,809-4,250 -2,724.9%  
From Investments Rs m-2,595-768 337.9%  
From Financial Activity Rs m4,6141,728 267.0%  
Net Cashflow Rs m117,828-3,290 -3,581.5%  

Share Holding

Indian Promoters % 86.5 6.8 1,271.5%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.7 15.6 36.6%  
FIIs % 1.3 8.7 14.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 13.5 93.2 14.5%  
Shareholders   948,432 98,002 967.8%  
Pledged promoter(s) holding % 0.0 37.9 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANK OF MAHARASHTRA With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on Bank of Maharashtra vs Lakshmi Vilas Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Bank of Maharashtra vs Lakshmi Vilas Bank Share Price Performance

Period Bank of Maharashtra Lakshmi Vilas Bank S&P BSE BANKEX
1-Day -2.08% 4.79% -0.42%
1-Month -1.89% -52.78% -2.93%
1-Year 14.85% -64.17% 16.50%
3-Year CAGR 38.63% -63.39% 10.67%
5-Year CAGR 32.25% -38.10% 10.10%

* Compound Annual Growth Rate

Here are more details on the Bank of Maharashtra share price and the Lakshmi Vilas Bank share price.

Moving on to shareholding structures...

The promoters of Bank of Maharashtra hold a 86.5% stake in the company. In case of Lakshmi Vilas Bank the stake stands at 6.8%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Bank of Maharashtra and the shareholding pattern of Lakshmi Vilas Bank.

Finally, a word on dividends...

In the most recent financial year, Bank of Maharashtra paid a dividend of Rs 1.4 per share. This amounted to a Dividend Payout ratio of 24.3%.

Lakshmi Vilas Bank paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of Bank of Maharashtra, and the dividend history of Lakshmi Vilas Bank.

For a sector overview, read our banking sector report.



Today's Market

Indian Rupee at Record Low | Belrise Industries IPO | Top Buzzing Stocks Today Indian Rupee at Record Low | Belrise Industries IPO | Top Buzzing Stocks Today(Pre-Open)

On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.