BENGAL & ASSAM | ANUPAM FINSERV | BENGAL & ASSAM/ ANUPAM FINSERV |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 3.3 | 25.5 | 13.2% | View Chart |
P/BV | x | 1.2 | 1.5 | 76.9% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM ANUPAM FINSERV |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
BENGAL & ASSAM Mar-24 |
ANUPAM FINSERV Mar-24 |
BENGAL & ASSAM/ ANUPAM FINSERV |
5-Yr Chart Click to enlarge
|
||
High | Rs | 10,389 | 3 | 324,654.7% | |
Low | Rs | 3,251 | 1 | 244,436.1% | |
Income per share (Unadj.) | Rs | 11,431.3 | 0.3 | 4,163,527.3% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 0.1 | 4,250,251.9% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | -27.5 | -50,198.7% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 1.3 | 595,300.6% | |
Shares outstanding (eoy) | m | 11.30 | 115.64 | 9.8% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 8.3 | 7.2% | |
Avg P/E ratio | x | 2.0 | 27.9 | 7.1% | |
Avg P/CF ratio | x | 2.0 | 0.1 | 2,425.7% | |
Avg Price/Bookvalue ratio | x | 0.9 | 1.7 | 50.6% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 262 | 29,413.7% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 4 | 347,556.3% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 129,174 | 32 | 406,847.6% | |
Other income | Rs m | 774 | 1 | 146,094.3% | |
Interest expense | Rs m | 3,655 | 3 | 121,042.7% | |
Net interest income | Rs m | 125,519 | 29 | 436,890.5% | |
Operating expense | Rs m | 110,438 | 12 | 928,048.4% | |
Gross profit | Rs m | 15,081 | 17 | 89,660.3% | |
Gross profit margin | % | 11.7 | 53.0 | 22.0% | |
Provisions/contingencies | Rs m | 1 | 3,200 | 0.0% | |
Profit before tax | Rs m | 41,092 | 12 | 329,794.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 3 | 208,469.5% | |
Profit after tax | Rs m | 38,916 | 9 | 415,322.1% | |
Net profit margin | % | 30.1 | 29.5 | 102.1% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 420.6 | 32.8% | |
Net fixed assets | Rs m | 4,381 | 22 | 19,582.9% | |
Share capital | Rs m | 113 | 116 | 97.7% | |
Free reserves | Rs m | 90,442 | 40 | 225,935.2% | |
Net worth | Rs m | 90,555 | 156 | 58,171.0% | |
Borrowings | Rs m | 1,403 | 24 | 5,955.5% | |
Investments | Rs m | 90,945 | 7 | 1,331,546.4% | |
Total assets | Rs m | 104,372 | 185 | 56,460.1% | |
Debt/equity ratio | x | 0 | 0.2 | 15.3% | |
Return on assets | % | 37.3 | 5.1 | 735.4% | |
Return on equity | % | 43.0 | 6.0 | 713.7% | |
Capital adequacy ratio | % | 0 | 92.7 | 0.0% | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | 18,172 | 24 | 75,278.5% | |
From Investments | Rs m | -12,602 | -7 | 189,791.6% | |
From Financial Activity | Rs m | -5,899 | -16 | 36,987.1% | |
Net Cashflow | Rs m | -1,651 | 2 | -106,512.3% |
Indian Promoters | % | 73.0 | 29.3 | 248.9% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 0.0 | 22,800.0% | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 70.7 | 38.2% | |
Shareholders | 21,119 | 52,299 | 40.4% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | ANUPAM FINSERV |
---|---|---|
1-Day | 0.89% | 0.50% |
1-Month | -6.81% | -4.25% |
1-Year | 15.63% | 9.73% |
3-Year CAGR | 66.90% | 0.50% |
5-Year CAGR | 50.27% | 5.98% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the ANUPAM FINSERV share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of ANUPAM FINSERV the stake stands at 29.3%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of ANUPAM FINSERV.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
ANUPAM FINSERV paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of ANUPAM FINSERV.
For a sector overview, read our finance sector report.
Asian markets traded higher on Friday, following the overnight rally on Wall Street, and the release of economic data in the region.