BENGAL & ASSAM | TCFC FINANCE | BENGAL & ASSAM/ TCFC FINANCE |
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P/E (TTM) | x | 3.4 | 6.9 | 49.1% | View Chart |
P/BV | x | 1.2 | 0.6 | 179.9% | View Chart |
Dividend Yield | % | 0.4 | 2.5 | 17.0% |
BENGAL & ASSAM TCFC FINANCE |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
TCFC FINANCE Mar-24 |
BENGAL & ASSAM/ TCFC FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 72 | 14,349.4% | |
Low | Rs | 3,251 | 27 | 11,865.0% | |
Income per share (Unadj.) | Rs | 11,431.3 | 16.7 | 68,574.9% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 11.7 | 29,364.3% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | -19.4 | -71,230.5% | |
Dividends per share (Unadj.) | Rs | 40.00 | 1.80 | 2,222.2% | |
Avg Dividend yield | % | 0.6 | 3.6 | 16.3% | |
Book value per share (Unadj.) | Rs | 8,013.7 | 104.7 | 7,655.3% | |
Shares outstanding (eoy) | m | 11.30 | 10.48 | 107.8% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 3.0 | 19.9% | |
Avg P/E ratio | x | 2.0 | 4.3 | 46.5% | |
Avg P/CF ratio | x | 2.0 | 1.0 | 189.9% | |
Avg Price/Bookvalue ratio | x | 0.9 | 0.5 | 178.4% | |
Dividend payout | % | 1.2 | 15.4 | 7.6% | |
Avg Mkt Cap | Rs m | 77,040 | 523 | 14,728.9% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 8 | 154,283.1% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 175 | 73,940.5% | |
Other income | Rs m | 774 | 1 | 55,705.0% | |
Interest expense | Rs m | 3,655 | 0 | - | |
Net interest income | Rs m | 125,519 | 175 | 71,848.1% | |
Operating expense | Rs m | 110,438 | 15 | 743,688.6% | |
Gross profit | Rs m | 15,081 | 160 | 9,434.4% | |
Gross profit margin | % | 11.7 | 91.5 | 12.8% | |
Provisions/contingencies | Rs m | 1 | 379 | 0.2% | |
Profit before tax | Rs m | 41,092 | 161 | 25,499.4% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 38 | 16,795.3% | |
Profit after tax | Rs m | 38,916 | 123 | 31,661.9% | |
Net profit margin | % | 30.1 | 70.4 | 42.8% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 63.2 | 218.4% | |
Net fixed assets | Rs m | 4,381 | 1 | 319,758.4% | |
Share capital | Rs m | 113 | 105 | 107.8% | |
Free reserves | Rs m | 90,442 | 992 | 9,115.0% | |
Net worth | Rs m | 90,555 | 1,097 | 8,254.3% | |
Borrowings | Rs m | 1,403 | 0 | - | |
Investments | Rs m | 90,945 | 276 | 32,896.1% | |
Total assets | Rs m | 104,372 | 1,150 | 9,072.4% | |
Debt/equity ratio | x | 0 | 0 | - | |
Return on assets | % | 37.3 | 10.7 | 349.0% | |
Return on equity | % | 43.0 | 11.2 | 383.6% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | -23 | -79,632.9% | |
From Investments | Rs m | -12,602 | 24 | -51,989.1% | |
From Financial Activity | Rs m | -5,899 | NA | - | |
Net Cashflow | Rs m | -1,651 | 1 | -116,263.4% |
Indian Promoters | % | 73.0 | 68.1 | 107.3% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 3.7 | 122.9% | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 32.0 | 84.5% | |
Shareholders | 21,119 | 17,127 | 123.3% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | TCFC FINANCE |
---|---|---|
1-Day | 1.31% | 1.96% |
1-Month | -6.42% | -6.74% |
1-Year | 16.11% | 55.53% |
3-Year CAGR | 67.13% | 19.82% |
5-Year CAGR | 50.39% | 22.67% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the TCFC FINANCE share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of TCFC FINANCE the stake stands at 68.1%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of TCFC FINANCE.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
TCFC FINANCE paid Rs 1.8, and its dividend payout ratio stood at 15.4%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of TCFC FINANCE.
For a sector overview, read our finance sector report.
Asian markets traded higher on Friday, following the overnight rally on Wall Street, and the release of economic data in the region.