BENGAL & ASSAM | EXPLICIT FINANCE | BENGAL & ASSAM/ EXPLICIT FINANCE |
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P/E (TTM) | x | 3.4 | 61.2 | 5.5% | View Chart |
P/BV | x | 1.2 | 1.0 | 120.5% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM EXPLICIT FINANCE |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
EXPLICIT FINANCE Mar-24 |
BENGAL & ASSAM/ EXPLICIT FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 9 | 117,922.2% | |
Low | Rs | 3,251 | 3 | 110,203.4% | |
Income per share (Unadj.) | Rs | 11,431.3 | 9.4 | 120,996.2% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 0 | 21,283,088.7% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 9.6 | 143,021.2% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 8.5 | 93,927.2% | |
Shares outstanding (eoy) | m | 11.30 | 9.27 | 121.9% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 0.6 | 95.8% | |
Avg P/E ratio | x | 2.0 | 357.3 | 0.6% | |
Avg P/CF ratio | x | 2.0 | 11.4 | 17.4% | |
Avg Price/Bookvalue ratio | x | 0.9 | 0.7 | 123.5% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 54 | 141,378.1% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 1 | 900,709.2% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 88 | 147,492.7% | |
Other income | Rs m | 774 | 6 | 12,023.3% | |
Interest expense | Rs m | 3,655 | 0 | - | |
Net interest income | Rs m | 125,519 | 88 | 143,318.8% | |
Operating expense | Rs m | 110,438 | 94 | 117,737.5% | |
Gross profit | Rs m | 15,081 | -6 | -242,457.7% | |
Gross profit margin | % | 11.7 | -7.1 | -164.4% | |
Provisions/contingencies | Rs m | 1 | 5 | 16.0% | |
Profit before tax | Rs m | 41,092 | 0 | 22,829,083.3% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 0 | 21,402,866.7% | |
Profit after tax | Rs m | 38,916 | 0 | 25,943,786.7% | |
Net profit margin | % | 30.1 | 0.2 | 17,358.4% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 140.9 | 97.9% | |
Net fixed assets | Rs m | 4,381 | 0 | 3,982,445.5% | |
Share capital | Rs m | 113 | 93 | 121.9% | |
Free reserves | Rs m | 90,442 | -14 | -665,993.2% | |
Net worth | Rs m | 90,555 | 79 | 114,495.9% | |
Borrowings | Rs m | 1,403 | 0 | - | |
Investments | Rs m | 90,945 | 62 | 146,330.8% | |
Total assets | Rs m | 104,372 | 80 | 131,186.7% | |
Debt/equity ratio | x | 0 | 0 | - | |
Return on assets | % | 37.3 | 0.2 | 19,516.0% | |
Return on equity | % | 43.0 | 0.2 | 22,361.0% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | -4 | -457,738.8% | |
From Investments | Rs m | -12,602 | NA | 21,003,600.0% | |
From Financial Activity | Rs m | -5,899 | NA | - | |
Net Cashflow | Rs m | -1,651 | -4 | 40,966.3% |
Indian Promoters | % | 73.0 | 12.1 | 603.9% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 0.0 | - | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 87.9 | 30.7% | |
Shareholders | 21,119 | 2,543 | 830.5% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | SHUBHYOG FINANCE |
---|---|---|
1-Day | 1.41% | 4.96% |
1-Month | -6.33% | 7.13% |
1-Year | 16.22% | 38.36% |
3-Year CAGR | 67.18% | 44.46% |
5-Year CAGR | 50.42% | 30.29% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the SHUBHYOG FINANCE share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of SHUBHYOG FINANCE the stake stands at 12.1%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of SHUBHYOG FINANCE.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
SHUBHYOG FINANCE paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of SHUBHYOG FINANCE.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.