BENGAL & ASSAM | STERLING GUARANTY | BENGAL & ASSAM/ STERLING GUARANTY |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 3.3 | -159.3 | - | View Chart |
P/BV | x | 1.2 | - | - | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM STERLING GUARANTY |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
BENGAL & ASSAM Mar-24 |
STERLING GUARANTY Mar-24 |
BENGAL & ASSAM/ STERLING GUARANTY |
5-Yr Chart Click to enlarge
|
||
High | Rs | 10,389 | 25 | 41,406.7% | |
Low | Rs | 3,251 | 13 | 25,719.9% | |
Income per share (Unadj.) | Rs | 11,431.3 | 0 | - | |
Earnings per share (Unadj.) | Rs | 3,443.9 | -0.1 | -3,043,632.5% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 0 | - | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | -1.2 | -685,092.9% | |
Shares outstanding (eoy) | m | 11.30 | 6.54 | 172.8% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 0 | - | |
Avg P/E ratio | x | 2.0 | -165.5 | -1.2% | |
Avg P/CF ratio | x | 2.0 | -165.5 | -1.2% | |
Avg Price/Bookvalue ratio | x | 0.9 | -16.1 | -5.3% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 123 | 62,465.7% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 0 | 21,316,783.3% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 129,174 | 0 | - | |
Other income | Rs m | 774 | 0 | - | |
Interest expense | Rs m | 3,655 | 0 | - | |
Net interest income | Rs m | 125,519 | 0 | - | |
Operating expense | Rs m | 110,438 | 1 | 14,725,034.7% | |
Gross profit | Rs m | 15,081 | -1 | -2,010,782.7% | |
Gross profit margin | % | 11.7 | 0 | - | |
Provisions/contingencies | Rs m | 1 | 0 | - | |
Profit before tax | Rs m | 41,092 | -1 | -5,553,020.3% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 0 | - | |
Profit after tax | Rs m | 38,916 | -1 | -5,258,875.7% | |
Net profit margin | % | 30.1 | 0 | - |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 0 | - | |
Net fixed assets | Rs m | 4,381 | 0 | - | |
Share capital | Rs m | 113 | 65 | 172.8% | |
Free reserves | Rs m | 90,442 | -73 | -123,842.1% | |
Net worth | Rs m | 90,555 | -8 | -1,183,723.3% | |
Borrowings | Rs m | 1,403 | 0 | - | |
Investments | Rs m | 90,945 | 0 | - | |
Total assets | Rs m | 104,372 | 0 | 43,488,400.0% | |
Debt/equity ratio | x | 0 | 0 | - | |
Return on assets | % | 37.3 | -310.0 | -12.0% | |
Return on equity | % | 43.0 | 9.7 | 441.9% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | 18,172 | -1 | -2,391,082.9% | |
From Investments | Rs m | -12,602 | NA | - | |
From Financial Activity | Rs m | -5,899 | 1 | -786,593.3% | |
Net Cashflow | Rs m | -1,651 | 0 | 16,509,400.0% |
Indian Promoters | % | 73.0 | 47.7 | 153.1% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 1.0 | 470.1% | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 52.3 | 51.6% | |
Shareholders | 21,119 | 14,872 | 142.0% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | STERL.GUARA. |
---|---|---|
1-Day | 0.89% | 0.00% |
1-Month | -6.81% | -5.75% |
1-Year | 15.63% | 58.46% |
3-Year CAGR | 66.90% | 119.62% |
5-Year CAGR | 50.27% | 32.83% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the STERL.GUARA. share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of STERL.GUARA. the stake stands at 47.7%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of STERL.GUARA..
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
STERL.GUARA. paid Rs 0.0, and its dividend payout ratio stood at -0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of STERL.GUARA..
For a sector overview, read our finance sector report.
Asian markets traded higher on Friday, following the overnight rally on Wall Street, and the release of economic data in the region.