BENGAL & ASSAM | SRG HOUSING FINANCE | BENGAL & ASSAM/ SRG HOUSING FINANCE |
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P/E (TTM) | x | 3.3 | 19.5 | 17.1% | View Chart |
P/BV | x | 1.2 | 2.9 | 39.1% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM SRG HOUSING FINANCE |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
SRG HOUSING FINANCE Mar-24 |
BENGAL & ASSAM/ SRG HOUSING FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 338 | 3,073.7% | |
Low | Rs | 3,251 | 135 | 2,408.1% | |
Income per share (Unadj.) | Rs | 11,431.3 | 93.8 | 12,182.9% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 15.8 | 21,750.0% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 47.3 | 29,128.6% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 118.7 | 6,751.4% | |
Shares outstanding (eoy) | m | 11.30 | 13.30 | 85.0% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 2.5 | 23.7% | |
Avg P/E ratio | x | 2.0 | 14.9 | 13.3% | |
Avg P/CF ratio | x | 2.0 | 11.2 | 17.7% | |
Avg Price/Bookvalue ratio | x | 0.9 | 2.0 | 42.7% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 3,145 | 2,449.3% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 273 | 4,684.7% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 1,248 | 10,350.9% | |
Other income | Rs m | 774 | 19 | 4,151.7% | |
Interest expense | Rs m | 3,655 | 508 | 719.5% | |
Net interest income | Rs m | 125,519 | 740 | 16,965.0% | |
Operating expense | Rs m | 110,438 | 440 | 25,112.6% | |
Gross profit | Rs m | 15,081 | 300 | 5,025.3% | |
Gross profit margin | % | 11.7 | 24.0 | 48.5% | |
Provisions/contingencies | Rs m | 1 | 71 | 1.0% | |
Profit before tax | Rs m | 41,092 | 261 | 15,745.4% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 50 | 12,739.8% | |
Profit after tax | Rs m | 38,916 | 211 | 18,479.4% | |
Net profit margin | % | 30.1 | 16.9 | 178.5% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 12.2 | 1,133.4% | |
Net fixed assets | Rs m | 4,381 | 265 | 1,651.8% | |
Share capital | Rs m | 113 | 133 | 84.9% | |
Free reserves | Rs m | 90,442 | 1,446 | 6,256.1% | |
Net worth | Rs m | 90,555 | 1,579 | 5,736.2% | |
Borrowings | Rs m | 1,403 | 0 | - | |
Investments | Rs m | 90,945 | 6,076 | 1,496.8% | |
Total assets | Rs m | 104,372 | 6,653 | 1,568.9% | |
Debt/equity ratio | x | 0 | 0 | - | |
Return on assets | % | 37.3 | 3.2 | 1,177.9% | |
Return on equity | % | 43.0 | 13.3 | 322.2% | |
Capital adequacy ratio | % | 0 | 35.7 | 0.0% | |
Net NPAs | % | 0 | 0.7 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | -1,401 | -1,296.8% | |
From Investments | Rs m | -12,602 | -6 | 200,671.3% | |
From Financial Activity | Rs m | -5,899 | 1,386 | -425.8% | |
Net Cashflow | Rs m | -1,651 | -22 | 7,470.3% |
Indian Promoters | % | 73.0 | 64.7 | 112.9% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 0.0 | 45,600.0% | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 35.3 | 76.4% | |
Shareholders | 21,119 | 2,815 | 750.2% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | Srg Housing Finance |
---|---|---|
1-Day | 0.03% | 1.03% |
1-Month | -7.61% | -0.66% |
1-Year | 14.63% | 17.11% |
3-Year CAGR | 66.42% | 30.37% |
5-Year CAGR | 50.01% | 27.74% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the Srg Housing Finance share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of Srg Housing Finance the stake stands at 64.7%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of Srg Housing Finance.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
Srg Housing Finance paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of Srg Housing Finance.
For a sector overview, read our finance sector report.
Asian markets traded higher on Friday, following the overnight rally on Wall Street, and the release of economic data in the region.