BENGAL & ASSAM | SUNDARAM FINANCE | BENGAL & ASSAM/ SUNDARAM FINANCE |
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P/E (TTM) | x | 3.4 | 29.2 | 11.5% | View Chart |
P/BV | x | 1.2 | 4.2 | 27.7% | View Chart |
Dividend Yield | % | 0.4 | 0.7 | 59.9% |
BENGAL & ASSAM SUNDARAM FINANCE |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
SUNDARAM FINANCE Mar-24 |
BENGAL & ASSAM/ SUNDARAM FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 4,300 | 241.6% | |
Low | Rs | 3,251 | 2,211 | 147.1% | |
Income per share (Unadj.) | Rs | 11,431.3 | 659.4 | 1,733.6% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 130.3 | 2,643.1% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 326.6 | 4,220.2% | |
Dividends per share (Unadj.) | Rs | 40.00 | 30.00 | 133.3% | |
Avg Dividend yield | % | 0.6 | 0.9 | 63.6% | |
Book value per share (Unadj.) | Rs | 8,013.7 | 1,004.6 | 797.7% | |
Shares outstanding (eoy) | m | 11.30 | 110.21 | 10.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 4.9 | 12.1% | |
Avg P/E ratio | x | 2.0 | 25.0 | 7.9% | |
Avg P/CF ratio | x | 2.0 | 24.9 | 8.0% | |
Avg Price/Bookvalue ratio | x | 0.9 | 3.2 | 26.3% | |
Dividend payout | % | 1.2 | 23.0 | 5.0% | |
Avg Mkt Cap | Rs m | 77,040 | 358,757 | 21.5% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 8,321 | 153.7% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 72,671 | 177.8% | |
Other income | Rs m | 774 | 184 | 421.3% | |
Interest expense | Rs m | 3,655 | 34,179 | 10.7% | |
Net interest income | Rs m | 125,519 | 38,493 | 326.1% | |
Operating expense | Rs m | 110,438 | 16,319 | 676.7% | |
Gross profit | Rs m | 15,081 | 22,173 | 68.0% | |
Gross profit margin | % | 11.7 | 30.5 | 38.3% | |
Provisions/contingencies | Rs m | 1 | 66 | 1.1% | |
Profit before tax | Rs m | 41,092 | 19,611 | 209.5% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | -4,063 | 74.3% | |
Prior Period Items | Rs m | 7,264 | 4,199 | 173.0% | |
Tax | Rs m | 6,421 | 5,387 | 119.2% | |
Profit after tax | Rs m | 38,916 | 14,360 | 271.0% | |
Net profit margin | % | 30.1 | 19.8 | 152.5% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 410,732 | 0.0% | |
Deposits | Rs m | 75 | 79,707 | 0.1% | |
Credit/Deposit ratio | x | 0 | 515.3 | 0.0% | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 6.7 | 0.0% | |
Net Interest Margin | % | 138.0 | 8.1 | 1,698.2% | |
Net fixed assets | Rs m | 4,381 | 13,122 | 33.4% | |
Share capital | Rs m | 113 | 1,102 | 10.3% | |
Free reserves | Rs m | 90,442 | 109,612 | 82.5% | |
Net worth | Rs m | 90,555 | 110,714 | 81.8% | |
Borrowings | Rs m | 1,403 | 46,584 | 3.0% | |
Investments | Rs m | 90,945 | 62,903 | 144.6% | |
Total assets | Rs m | 104,372 | 642,313 | 16.2% | |
Debt/equity ratio | x | 0 | 1.1 | 2.0% | |
Return on assets | % | 37.3 | 2.2 | 1,667.7% | |
Return on equity | % | 43.0 | 13.0 | 331.3% | |
Capital adequacy ratio | % | 0 | 20.5 | 0.0% | |
Net NPAs | % | 0 | 1.3 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | -84,859 | -21.4% | |
From Investments | Rs m | -12,602 | 889 | -1,417.6% | |
From Financial Activity | Rs m | -5,899 | 87,543 | -6.7% | |
Net Cashflow | Rs m | -1,651 | 3,574 | -46.2% |
Indian Promoters | % | 73.0 | 35.0 | 208.6% | |
Foreign collaborators | % | 0.0 | 2.2 | - | |
Indian inst/Mut Fund | % | 4.6 | 26.4 | 17.2% | |
FIIs | % | 4.6 | 18.4 | 24.7% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 62.8 | 43.0% | |
Shareholders | 21,119 | 44,168 | 47.8% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | Sundaram Finance |
---|---|---|
1-Day | 1.41% | 2.10% |
1-Month | -6.33% | -15.34% |
1-Year | 16.22% | 31.09% |
3-Year CAGR | 67.18% | 21.31% |
5-Year CAGR | 50.42% | 20.88% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the Sundaram Finance share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of Sundaram Finance the stake stands at 37.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of Sundaram Finance.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
Sundaram Finance paid Rs 30.0, and its dividend payout ratio stood at 23.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of Sundaram Finance.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.