BENGAL & ASSAM | SBFC FINANCE LTD | BENGAL & ASSAM/ SBFC FINANCE LTD |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 3.3 | 30.5 | 11.0% | View Chart |
P/BV | x | 1.2 | 3.3 | 34.7% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM SBFC FINANCE LTD |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
BENGAL & ASSAM Mar-24 |
SBFC FINANCE LTD Mar-24 |
BENGAL & ASSAM/ SBFC FINANCE LTD |
5-Yr Chart Click to enlarge
|
||
High | Rs | 10,389 | 98 | 10,602.1% | |
Low | Rs | 3,251 | 72 | 4,500.9% | |
Income per share (Unadj.) | Rs | 11,431.3 | 9.5 | 120,499.0% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 2.2 | 155,960.5% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 3.1 | 449,156.0% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 25.6 | 31,300.7% | |
Shares outstanding (eoy) | m | 11.30 | 1,073.76 | 1.1% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 9.0 | 6.6% | |
Avg P/E ratio | x | 2.0 | 38.5 | 5.1% | |
Avg P/CF ratio | x | 2.0 | 38.5 | 5.1% | |
Avg Price/Bookvalue ratio | x | 0.9 | 3.3 | 25.6% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 91,387 | 84.3% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 2,171 | 589.0% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 129,174 | 10,186 | 1,268.1% | |
Other income | Rs m | 774 | 13 | 6,049.2% | |
Interest expense | Rs m | 3,655 | 3,525 | 103.7% | |
Net interest income | Rs m | 125,519 | 6,661 | 1,884.3% | |
Operating expense | Rs m | 110,438 | 134 | 82,330.2% | |
Gross profit | Rs m | 15,081 | 6,527 | 231.0% | |
Gross profit margin | % | 11.7 | 64.1 | 18.2% | |
Provisions/contingencies | Rs m | 1 | 0 | - | |
Profit before tax | Rs m | 41,092 | 3,161 | 1,299.8% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 790 | 812.4% | |
Profit after tax | Rs m | 38,916 | 2,371 | 1,641.3% | |
Net profit margin | % | 30.1 | 23.3 | 129.4% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 0 | 8,575 | 0.0% | |
Deposits | Rs m | 75 | 14 | 522.0% | |
Credit/Deposit ratio | x | 0 | 59,752.8 | 0.0% | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 77.7 | 177.7% | |
Net fixed assets | Rs m | 4,381 | 64,092 | 6.8% | |
Share capital | Rs m | 113 | 10,719 | 1.1% | |
Free reserves | Rs m | 90,442 | 16,772 | 539.2% | |
Net worth | Rs m | 90,555 | 27,491 | 329.4% | |
Borrowings | Rs m | 1,403 | 39,960 | 3.5% | |
Investments | Rs m | 90,945 | 0 | - | |
Total assets | Rs m | 104,372 | 72,667 | 143.6% | |
Debt/equity ratio | x | 0 | 1.5 | 1.6% | |
Return on assets | % | 37.3 | 3.3 | 1,142.7% | |
Return on equity | % | 43.0 | 8.6 | 498.3% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | 18,172 | -11,552 | -157.3% | |
From Investments | Rs m | -12,602 | 1,594 | -790.8% | |
From Financial Activity | Rs m | -5,899 | 10,372 | -56.9% | |
Net Cashflow | Rs m | -1,651 | 414 | -398.7% |
Indian Promoters | % | 73.0 | 0.0 | - | |
Foreign collaborators | % | 0.0 | 55.1 | - | |
Indian inst/Mut Fund | % | 4.6 | 20.8 | 21.9% | |
FIIs | % | 4.6 | 4.6 | 99.8% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 45.0 | 60.0% | |
Shareholders | 21,119 | 163,595 | 12.9% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | SBFC FINANCE LTD |
---|---|---|
1-Day | 0.89% | -0.26% |
1-Month | -6.81% | 2.88% |
1-Year | 15.63% | -6.90% |
3-Year CAGR | 66.90% | -2.95% |
5-Year CAGR | 50.27% | -1.78% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the SBFC FINANCE LTD share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of SBFC FINANCE LTD the stake stands at 55.1%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of SBFC FINANCE LTD.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
SBFC FINANCE LTD paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of SBFC FINANCE LTD.
For a sector overview, read our finance sector report.
Asian markets traded higher on Friday, following the overnight rally on Wall Street, and the release of economic data in the region.