BENGAL & ASSAM | SAVANI FINANCIALS | BENGAL & ASSAM/ SAVANI FINANCIALS |
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P/E (TTM) | x | 3.3 | -13.4 | - | View Chart |
P/BV | x | 1.2 | 594.2 | 0.2% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM SAVANI FINANCIALS |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
SAVANI FINANCIALS Mar-24 |
BENGAL & ASSAM/ SAVANI FINANCIALS |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 21 | 49,779.3% | |
Low | Rs | 3,251 | 15 | 22,115.6% | |
Income per share (Unadj.) | Rs | 11,431.3 | 0.3 | 3,875,029.8% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | -5.0 | -68,877.3% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | -0.2 | -8,354,709.6% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 0.3 | 3,142,628.1% | |
Shares outstanding (eoy) | m | 11.30 | 4.00 | 282.5% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 60.3 | 1.0% | |
Avg P/E ratio | x | 2.0 | -3.6 | -55.7% | |
Avg P/CF ratio | x | 2.0 | -3.8 | -52.5% | |
Avg Price/Bookvalue ratio | x | 0.9 | 69.7 | 1.2% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 71 | 108,294.2% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 3 | 456,788.2% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 1 | 10,946,959.3% | |
Other income | Rs m | 774 | 0 | 1,548,600.0% | |
Interest expense | Rs m | 3,655 | 1 | 514,857.7% | |
Net interest income | Rs m | 125,519 | 0 | 26,706,091.5% | |
Operating expense | Rs m | 110,438 | 21 | 538,720.8% | |
Gross profit | Rs m | 15,081 | -20 | -75,329.0% | |
Gross profit margin | % | 11.7 | -1,696.8 | -0.7% | |
Provisions/contingencies | Rs m | 1 | 1 | 64.3% | |
Profit before tax | Rs m | 41,092 | -20 | -205,359.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 0 | -64,208,600.0% | |
Profit after tax | Rs m | 38,916 | -20 | -194,578.4% | |
Net profit margin | % | 30.1 | -1,695.1 | -1.8% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 395.0 | 34.9% | |
Net fixed assets | Rs m | 4,381 | 1 | 568,920.8% | |
Share capital | Rs m | 113 | 40 | 282.4% | |
Free reserves | Rs m | 90,442 | -39 | -232,021.2% | |
Net worth | Rs m | 90,555 | 1 | 8,877,924.5% | |
Borrowings | Rs m | 1,403 | 22 | 6,334.8% | |
Investments | Rs m | 90,945 | 0 | 75,787,183.3% | |
Total assets | Rs m | 104,372 | 27 | 391,640.4% | |
Debt/equity ratio | x | 0 | 21.7 | 0.1% | |
Return on assets | % | 37.3 | -75.1 | -49.7% | |
Return on equity | % | 43.0 | -1,961.0 | -2.2% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | -21 | -88,343.4% | |
From Investments | Rs m | -12,602 | 1 | -992,296.1% | |
From Financial Activity | Rs m | -5,899 | 22 | -26,646.1% | |
Net Cashflow | Rs m | -1,651 | 3 | -58,337.1% |
Indian Promoters | % | 73.0 | 75.0 | 97.3% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 0.0 | - | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 25.0 | 108.0% | |
Shareholders | 21,119 | 6,304 | 335.0% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | SAVANI FINANCE |
---|---|---|
1-Day | 0.09% | 0.00% |
1-Month | -7.55% | 0.11% |
1-Year | 14.71% | -4.73% |
3-Year CAGR | 66.45% | 10.47% |
5-Year CAGR | 50.03% | 15.71% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the SAVANI FINANCE share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of SAVANI FINANCE the stake stands at 75.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of SAVANI FINANCE.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
SAVANI FINANCE paid Rs 0.0, and its dividend payout ratio stood at -0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of SAVANI FINANCE.
For a sector overview, read our finance sector report.
Asian markets traded higher on Friday, following the overnight rally on Wall Street, and the release of economic data in the region.