BENGAL & ASSAM | RAJATH FINANCE | BENGAL & ASSAM/ RAJATH FINANCE |
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P/E (TTM) | x | 3.4 | -5.8 | - | View Chart |
P/BV | x | 1.2 | 2.0 | 59.4% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM RAJATH FINANCE |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
RAJATH FINANCE Mar-24 |
BENGAL & ASSAM/ RAJATH FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 22 | 47,677.6% | |
Low | Rs | 3,251 | 15 | 21,981.1% | |
Income per share (Unadj.) | Rs | 11,431.3 | 0.2 | 5,576,262.5% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | -3.1 | -110,115.6% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | -40.9 | -33,715.1% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 14.2 | 56,593.9% | |
Shares outstanding (eoy) | m | 11.30 | 4.00 | 282.5% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 89.5 | 0.7% | |
Avg P/E ratio | x | 2.0 | -5.8 | -33.9% | |
Avg P/CF ratio | x | 2.0 | 0.5 | 406.6% | |
Avg Price/Bookvalue ratio | x | 0.9 | 1.3 | 65.9% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 73 | 105,304.1% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 1 | 1,437,086.5% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 1 | 15,752,941.5% | |
Other income | Rs m | 774 | 0 | 645,250.0% | |
Interest expense | Rs m | 3,655 | 0 | 812,331.1% | |
Net interest income | Rs m | 125,519 | 0 | 33,923,954.1% | |
Operating expense | Rs m | 110,438 | 16 | 708,388.5% | |
Gross profit | Rs m | 15,081 | -15 | -99,085.9% | |
Gross profit margin | % | 11.7 | -1,855.7 | -0.6% | |
Provisions/contingencies | Rs m | 1 | 163 | 0.5% | |
Profit before tax | Rs m | 41,092 | -16 | -251,483.2% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | -4 | -167,646.5% | |
Profit after tax | Rs m | 38,916 | -13 | -311,076.6% | |
Net profit margin | % | 30.1 | -1,525.9 | -2.0% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 0.8 | 16,652.5% | |
Net fixed assets | Rs m | 4,381 | 10 | 43,330.3% | |
Share capital | Rs m | 113 | 40 | 282.4% | |
Free reserves | Rs m | 90,442 | 17 | 543,520.9% | |
Net worth | Rs m | 90,555 | 57 | 159,877.9% | |
Borrowings | Rs m | 1,403 | 0 | - | |
Investments | Rs m | 90,945 | 45 | 204,324.0% | |
Total assets | Rs m | 104,372 | 61 | 171,214.2% | |
Debt/equity ratio | x | 0 | 0 | - | |
Return on assets | % | 37.3 | -20.5 | -181.7% | |
Return on equity | % | 43.0 | -22.1 | -194.5% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | 46 | 39,291.3% | |
From Investments | Rs m | -12,602 | -45 | 28,306.7% | |
From Financial Activity | Rs m | -5,899 | -2 | 337,111.4% | |
Net Cashflow | Rs m | -1,651 | 0 | 16,509,400.0% |
Indian Promoters | % | 73.0 | 73.8 | 99.0% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 0.0 | - | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 26.3 | 102.8% | |
Shareholders | 21,119 | 731 | 2,889.1% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | RAJATH FINANCE |
---|---|---|
1-Day | 1.41% | 0.00% |
1-Month | -6.33% | 0.00% |
1-Year | 16.22% | 33.86% |
3-Year CAGR | 67.18% | 51.58% |
5-Year CAGR | 50.42% | 29.60% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the RAJATH FINANCE share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of RAJATH FINANCE the stake stands at 73.8%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of RAJATH FINANCE.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
RAJATH FINANCE paid Rs 0.0, and its dividend payout ratio stood at -0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of RAJATH FINANCE.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.