BENGAL & ASSAM | PTC INDIA FINANCIAL | BENGAL & ASSAM/ PTC INDIA FINANCIAL |
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P/E (TTM) | x | 3.4 | 17.4 | 19.5% | View Chart |
P/BV | x | 1.2 | 1.1 | 109.9% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM PTC INDIA FINANCIAL |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
PTC INDIA FINANCIAL Mar-24 |
BENGAL & ASSAM/ PTC INDIA FINANCIAL |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 68 | 15,300.4% | |
Low | Rs | 3,251 | 13 | 25,801.6% | |
Income per share (Unadj.) | Rs | 11,431.3 | 11.8 | 96,507.4% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 2.5 | 137,601.2% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 5.6 | 246,976.4% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 39.5 | 20,274.0% | |
Shares outstanding (eoy) | m | 11.30 | 642.28 | 1.8% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 3.4 | 17.6% | |
Avg P/E ratio | x | 2.0 | 16.1 | 12.3% | |
Avg P/CF ratio | x | 2.0 | 16.1 | 12.3% | |
Avg Price/Bookvalue ratio | x | 0.9 | 1.0 | 83.5% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 25,852 | 298.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 206 | 6,212.7% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 7,608 | 1,697.9% | |
Other income | Rs m | 774 | 155 | 499.6% | |
Interest expense | Rs m | 3,655 | 4,113 | 88.9% | |
Net interest income | Rs m | 125,519 | 3,495 | 3,591.6% | |
Operating expense | Rs m | 110,438 | 1,425 | 7,749.0% | |
Gross profit | Rs m | 15,081 | 2,070 | 728.7% | |
Gross profit margin | % | 11.7 | 27.2 | 42.9% | |
Provisions/contingencies | Rs m | 1 | 0 | - | |
Profit before tax | Rs m | 41,092 | 2,160 | 1,902.6% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 552 | 1,162.6% | |
Profit after tax | Rs m | 38,916 | 1,607 | 2,420.9% | |
Net profit margin | % | 30.1 | 21.1 | 142.6% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 47,817 | 0.0% | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 7.1 | 1,952.0% | |
Net fixed assets | Rs m | 4,381 | 254 | 1,722.2% | |
Share capital | Rs m | 113 | 6,423 | 1.8% | |
Free reserves | Rs m | 90,442 | 18,965 | 476.9% | |
Net worth | Rs m | 90,555 | 25,387 | 356.7% | |
Borrowings | Rs m | 1,403 | 206 | 679.9% | |
Investments | Rs m | 90,945 | 1,611 | 5,646.3% | |
Total assets | Rs m | 104,372 | 64,770 | 161.1% | |
Debt/equity ratio | x | 0 | 0 | 284.9% | |
Return on assets | % | 37.3 | 2.5 | 1,502.3% | |
Return on equity | % | 43.0 | 6.3 | 678.7% | |
Capital adequacy ratio | % | 0 | 43.1 | 0.0% | |
Net NPAs | % | 0 | 2.8 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | 25,630 | 70.9% | |
From Investments | Rs m | -12,602 | -6,891 | 182.9% | |
From Financial Activity | Rs m | -5,899 | -16,688 | 35.4% | |
Net Cashflow | Rs m | -1,651 | 2,052 | -80.5% |
Indian Promoters | % | 73.0 | 65.0 | 112.3% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 7.1 | 64.7% | |
FIIs | % | 4.6 | 2.1 | 222.0% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 35.0 | 77.1% | |
Shareholders | 21,119 | 144,836 | 14.6% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDOSTAR CAPITAL
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | PTC INDIA FINANCIAL |
---|---|---|
1-Day | 0.56% | 4.69% |
1-Month | -5.63% | 0.50% |
1-Year | 16.73% | 31.53% |
3-Year CAGR | 63.90% | 30.44% |
5-Year CAGR | 50.52% | 24.89% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the PTC INDIA FINANCIAL share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of PTC INDIA FINANCIAL the stake stands at 65.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of PTC INDIA FINANCIAL.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
PTC INDIA FINANCIAL paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of PTC INDIA FINANCIAL.
For a sector overview, read our finance sector report.
Asian stocks experienced a notable rally alongside US equity futures on Monday, marking a positive turn for the markets. The dollar retreated against other currencies as bond yields declined.