BENGAL & ASSAM | CREDENT GLOBAL FINANCE | BENGAL & ASSAM/ CREDENT GLOBAL FINANCE |
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P/E (TTM) | x | 3.3 | -17.9 | - | View Chart |
P/BV | x | 1.2 | 1.8 | 65.0% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM CREDENT GLOBAL FINANCE |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
CREDENT GLOBAL FINANCE Mar-24 |
BENGAL & ASSAM/ CREDENT GLOBAL FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 35 | 29,330.7% | |
Low | Rs | 3,251 | 15 | 22,420.7% | |
Income per share (Unadj.) | Rs | 11,431.3 | 12.0 | 95,091.7% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 1.3 | 265,249.8% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | -0.2 | -8,247,118.4% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 70.7 | 11,332.7% | |
Shares outstanding (eoy) | m | 11.30 | 10.29 | 109.8% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 2.1 | 28.7% | |
Avg P/E ratio | x | 2.0 | 19.2 | 10.3% | |
Avg P/CF ratio | x | 2.0 | 2.6 | 75.1% | |
Avg Price/Bookvalue ratio | x | 0.9 | 0.4 | 241.0% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 257 | 29,991.7% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 31 | 40,967.6% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 124 | 104,425.3% | |
Other income | Rs m | 774 | 4 | 19,213.4% | |
Interest expense | Rs m | 3,655 | 24 | 15,456.6% | |
Net interest income | Rs m | 125,519 | 100 | 125,455.9% | |
Operating expense | Rs m | 110,438 | 81 | 136,511.4% | |
Gross profit | Rs m | 15,081 | 19 | 78,751.3% | |
Gross profit margin | % | 11.7 | 15.5 | 75.4% | |
Provisions/contingencies | Rs m | 1 | 84 | 0.9% | |
Profit before tax | Rs m | 41,092 | 1 | 2,853,635.4% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | -12 | -53,866.3% | |
Profit after tax | Rs m | 38,916 | 13 | 291,285.0% | |
Net profit margin | % | 30.1 | 10.8 | 279.0% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 28.2 | 488.9% | |
Net fixed assets | Rs m | 4,381 | 163 | 2,693.7% | |
Share capital | Rs m | 113 | 103 | 109.8% | |
Free reserves | Rs m | 90,442 | 625 | 14,477.2% | |
Net worth | Rs m | 90,555 | 728 | 12,445.0% | |
Borrowings | Rs m | 1,403 | 212 | 661.3% | |
Investments | Rs m | 90,945 | 354 | 25,661.6% | |
Total assets | Rs m | 104,372 | 1,069 | 9,761.4% | |
Debt/equity ratio | x | 0 | 0.3 | 7.9% | |
Return on assets | % | 37.3 | 1.2 | 2,984.9% | |
Return on equity | % | 43.0 | 1.8 | 2,341.3% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | -184 | -9,897.7% | |
From Investments | Rs m | -12,602 | -126 | 10,014.4% | |
From Financial Activity | Rs m | -5,899 | 290 | -2,037.7% | |
Net Cashflow | Rs m | -1,651 | -20 | 8,287.9% |
Indian Promoters | % | 73.0 | 15.7 | 465.3% | |
Foreign collaborators | % | 0.0 | 15.4 | - | |
Indian inst/Mut Fund | % | 4.6 | 0.3 | 1,572.4% | |
FIIs | % | 4.6 | 0.3 | 1,569.0% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 68.9 | 39.2% | |
Shareholders | 21,119 | 4,042 | 522.5% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | CREDENT GLOBAL FINANCE |
---|---|---|
1-Day | 0.89% | -0.24% |
1-Month | -6.81% | 8.84% |
1-Year | 15.63% | -3.70% |
3-Year CAGR | 66.90% | 51.09% |
5-Year CAGR | 50.27% | 55.69% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the CREDENT GLOBAL FINANCE share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of CREDENT GLOBAL FINANCE the stake stands at 31.1%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of CREDENT GLOBAL FINANCE.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
CREDENT GLOBAL FINANCE paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of CREDENT GLOBAL FINANCE.
For a sector overview, read our finance sector report.
Asian markets traded higher on Friday, following the overnight rally on Wall Street, and the release of economic data in the region.