BENGAL & ASSAM | OCTAL CREDIT | BENGAL & ASSAM/ OCTAL CREDIT |
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P/E (TTM) | x | 3.4 | 127.3 | 2.7% | View Chart |
P/BV | x | 1.2 | 1.0 | 114.7% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM OCTAL CREDIT |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
OCTAL CREDIT Mar-24 |
BENGAL & ASSAM/ OCTAL CREDIT |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 24 | 43,486.6% | |
Low | Rs | 3,251 | 15 | 21,615.7% | |
Income per share (Unadj.) | Rs | 11,431.3 | 0.6 | 2,019,671.0% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 8.2 | 42,131.9% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 8.6 | 159,959.0% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 37.9 | 21,142.1% | |
Shares outstanding (eoy) | m | 11.30 | 5.00 | 226.0% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 34.4 | 1.7% | |
Avg P/E ratio | x | 2.0 | 2.4 | 83.1% | |
Avg P/CF ratio | x | 2.0 | 2.4 | 83.1% | |
Avg Price/Bookvalue ratio | x | 0.9 | 0.5 | 165.6% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 97 | 79,143.7% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 1 | 1,522,627.4% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 3 | 4,564,456.5% | |
Other income | Rs m | 774 | 1 | 151,823.5% | |
Interest expense | Rs m | 3,655 | 0 | - | |
Net interest income | Rs m | 125,519 | 3 | 4,435,287.3% | |
Operating expense | Rs m | 110,438 | 2 | 5,663,474.9% | |
Gross profit | Rs m | 15,081 | 1 | 1,713,735.2% | |
Gross profit margin | % | 11.7 | 31.0 | 37.7% | |
Provisions/contingencies | Rs m | 1 | 0 | - | |
Profit before tax | Rs m | 41,092 | 41 | 99,884.2% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 0 | 2,378,096.3% | |
Profit after tax | Rs m | 38,916 | 41 | 95,218.2% | |
Net profit margin | % | 30.1 | 1,444.1 | 2.1% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 1.4 | 9,556.3% | |
Net fixed assets | Rs m | 4,381 | 0 | 14,602,300.0% | |
Share capital | Rs m | 113 | 50 | 225.9% | |
Free reserves | Rs m | 90,442 | 140 | 64,828.2% | |
Net worth | Rs m | 90,555 | 190 | 47,781.1% | |
Borrowings | Rs m | 1,403 | 0 | - | |
Investments | Rs m | 90,945 | 196 | 46,428.7% | |
Total assets | Rs m | 104,372 | 228 | 45,759.2% | |
Debt/equity ratio | x | 0 | 0 | - | |
Return on assets | % | 37.3 | 17.9 | 208.1% | |
Return on equity | % | 43.0 | 21.6 | 199.3% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | -8 | -222,426.3% | |
From Investments | Rs m | -12,602 | 2 | -688,642.6% | |
From Financial Activity | Rs m | -5,899 | NA | - | |
Net Cashflow | Rs m | -1,651 | -6 | 25,999.1% |
Indian Promoters | % | 73.0 | 26.8 | 272.0% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 0.0 | - | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 73.2 | 36.9% | |
Shareholders | 21,119 | 1,640 | 1,287.7% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDOSTAR CAPITAL
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | OCTAL CREDIT |
---|---|---|
1-Day | 0.45% | 4.82% |
1-Month | -5.73% | 16.57% |
1-Year | 16.60% | 103.68% |
3-Year CAGR | 63.85% | -33.56% |
5-Year CAGR | 50.49% | 43.77% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the OCTAL CREDIT share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of OCTAL CREDIT the stake stands at 26.8%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of OCTAL CREDIT.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
OCTAL CREDIT paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of OCTAL CREDIT.
For a sector overview, read our finance sector report.
Asian stocks experienced a notable rally alongside US equity futures on Monday, marking a positive turn for the markets. The dollar retreated against other currencies as bond yields declined.