BENGAL & ASSAM | NPR FINANCE | BENGAL & ASSAM/ NPR FINANCE |
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P/E (TTM) | x | 3.4 | 62.3 | 5.5% | View Chart |
P/BV | x | 1.2 | 0.4 | 324.7% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM NPR FINANCE |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
NPR FINANCE Mar-24 |
BENGAL & ASSAM/ NPR FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 26 | 40,661.3% | |
Low | Rs | 3,251 | 12 | 26,647.5% | |
Income per share (Unadj.) | Rs | 11,431.3 | 15.8 | 72,336.5% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 1.8 | 189,951.7% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 16.6 | 83,072.2% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 78.9 | 10,159.6% | |
Shares outstanding (eoy) | m | 11.30 | 5.99 | 188.6% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 1.2 | 49.9% | |
Avg P/E ratio | x | 2.0 | 10.4 | 19.0% | |
Avg P/CF ratio | x | 2.0 | 10.4 | 19.0% | |
Avg Price/Bookvalue ratio | x | 0.9 | 0.2 | 355.6% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 113 | 68,145.8% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 25 | 51,718.8% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 95 | 136,461.1% | |
Other income | Rs m | 774 | 0 | 967,875.0% | |
Interest expense | Rs m | 3,655 | 5 | 69,628.4% | |
Net interest income | Rs m | 125,519 | 89 | 140,385.4% | |
Operating expense | Rs m | 110,438 | 85 | 130,510.2% | |
Gross profit | Rs m | 15,081 | 5 | 314,840.7% | |
Gross profit margin | % | 11.7 | 5.1 | 230.9% | |
Provisions/contingencies | Rs m | 1 | 0 | - | |
Profit before tax | Rs m | 41,092 | 15 | 278,026.7% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 4 | 164,216.4% | |
Profit after tax | Rs m | 38,916 | 11 | 358,339.6% | |
Net profit margin | % | 30.1 | 11.5 | 262.5% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 163.6 | 84.4% | |
Net fixed assets | Rs m | 4,381 | 5 | 96,491.0% | |
Share capital | Rs m | 113 | 60 | 188.4% | |
Free reserves | Rs m | 90,442 | 413 | 21,924.8% | |
Net worth | Rs m | 90,555 | 472 | 19,165.9% | |
Borrowings | Rs m | 1,403 | 38 | 3,720.2% | |
Investments | Rs m | 90,945 | 55 | 166,412.8% | |
Total assets | Rs m | 104,372 | 527 | 19,796.7% | |
Debt/equity ratio | x | 0 | 0.1 | 29.0% | |
Return on assets | % | 37.3 | 2.1 | 1,809.6% | |
Return on equity | % | 43.0 | 2.3 | 1,869.2% | |
Capital adequacy ratio | % | 0 | 90.3 | 0.0% | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | -41 | -44,704.1% | |
From Investments | Rs m | -12,602 | 10 | -124,773.9% | |
From Financial Activity | Rs m | -5,899 | 10 | -61,774.3% | |
Net Cashflow | Rs m | -1,651 | -21 | 7,861.6% |
Indian Promoters | % | 73.0 | 68.0 | 107.3% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 0.0 | - | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 32.0 | 84.4% | |
Shareholders | 21,119 | 3,364 | 627.8% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | NPR FINANCE |
---|---|---|
1-Day | 2.38% | 0.00% |
1-Month | -3.92% | 1.29% |
1-Year | 18.84% | 74.70% |
3-Year CAGR | 64.89% | 33.86% |
5-Year CAGR | 51.06% | 13.81% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the NPR FINANCE share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of NPR FINANCE the stake stands at 68.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of NPR FINANCE.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
NPR FINANCE paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of NPR FINANCE.
For a sector overview, read our finance sector report.
Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.