BENGAL & ASSAM | MUTHOOT FINANCE | BENGAL & ASSAM/ MUTHOOT FINANCE |
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P/E (TTM) | x | 3.3 | 15.8 | 21.0% | View Chart |
P/BV | x | 1.2 | 3.0 | 37.7% | View Chart |
Dividend Yield | % | 0.4 | 1.3 | 34.4% |
BENGAL & ASSAM MUTHOOT FINANCE |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
MUTHOOT FINANCE Mar-24 |
BENGAL & ASSAM/ MUTHOOT FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 1,537 | 675.7% | |
Low | Rs | 3,251 | 971 | 334.8% | |
Income per share (Unadj.) | Rs | 11,431.3 | 375.2 | 3,047.0% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 107.7 | 3,197.2% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 226.3 | 6,091.6% | |
Dividends per share (Unadj.) | Rs | 40.00 | 24.00 | 166.7% | |
Avg Dividend yield | % | 0.6 | 1.9 | 30.7% | |
Book value per share (Unadj.) | Rs | 8,013.7 | 625.4 | 1,281.4% | |
Shares outstanding (eoy) | m | 11.30 | 401.46 | 2.8% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 3.3 | 17.8% | |
Avg P/E ratio | x | 2.0 | 11.6 | 17.0% | |
Avg P/CF ratio | x | 2.0 | 10.7 | 18.5% | |
Avg Price/Bookvalue ratio | x | 0.9 | 2.0 | 42.4% | |
Dividend payout | % | 1.2 | 22.3 | 5.2% | |
Avg Mkt Cap | Rs m | 77,040 | 503,523 | 15.3% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 18,282 | 70.0% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 150,617 | 85.8% | |
Other income | Rs m | 774 | 1,011 | 76.6% | |
Interest expense | Rs m | 3,655 | 54,516 | 6.7% | |
Net interest income | Rs m | 125,519 | 96,101 | 130.6% | |
Operating expense | Rs m | 110,438 | 36,226 | 304.9% | |
Gross profit | Rs m | 15,081 | 59,875 | 25.2% | |
Gross profit margin | % | 11.7 | 39.8 | 29.4% | |
Provisions/contingencies | Rs m | 1 | 3,908 | 0.0% | |
Profit before tax | Rs m | 41,092 | 59,965 | 68.5% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | -1,433 | 210.7% | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 15,289 | 42.0% | |
Profit after tax | Rs m | 38,916 | 43,243 | 90.0% | |
Net profit margin | % | 30.1 | 28.7 | 104.9% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 2,958 | 2.5% | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 23.4 | 0.0% | |
Net Interest Margin | % | 138.0 | 949.1 | 14.5% | |
Net fixed assets | Rs m | 4,381 | 4,725 | 92.7% | |
Share capital | Rs m | 113 | 4,015 | 2.8% | |
Free reserves | Rs m | 90,442 | 247,046 | 36.6% | |
Net worth | Rs m | 90,555 | 251,061 | 36.1% | |
Borrowings | Rs m | 1,403 | 205,815 | 0.7% | |
Investments | Rs m | 90,945 | 10,126 | 898.2% | |
Total assets | Rs m | 104,372 | 963,718 | 10.8% | |
Debt/equity ratio | x | 0 | 0.8 | 2.8% | |
Return on assets | % | 37.3 | 4.5 | 831.0% | |
Return on equity | % | 43.0 | 17.2 | 249.5% | |
Capital adequacy ratio | % | 0 | 30.4 | 0.0% | |
Net NPAs | % | 0 | 2.9 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | -137,540 | -13.2% | |
From Investments | Rs m | -12,602 | 454 | -2,778.3% | |
From Financial Activity | Rs m | -5,899 | 119,576 | -4.9% | |
Net Cashflow | Rs m | -1,651 | -17,488 | 9.4% |
Indian Promoters | % | 73.0 | 73.4 | 99.5% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 23.1 | 19.7% | |
FIIs | % | 4.6 | 9.9 | 46.2% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 26.7 | 101.3% | |
Shareholders | 21,119 | 298,304 | 7.1% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | MUTHOOT FINANCE |
---|---|---|
1-Day | 0.09% | 0.36% |
1-Month | -7.55% | -0.23% |
1-Year | 14.71% | 42.70% |
3-Year CAGR | 66.45% | 7.25% |
5-Year CAGR | 50.03% | 22.72% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the MUTHOOT FINANCE share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of MUTHOOT FINANCE the stake stands at 73.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of MUTHOOT FINANCE.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
MUTHOOT FINANCE paid Rs 24.0, and its dividend payout ratio stood at 22.3%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of MUTHOOT FINANCE.
For a sector overview, read our finance sector report.
Asian markets traded higher on Friday, following the overnight rally on Wall Street, and the release of economic data in the region.