BENGAL & ASSAM | MAS FINANCIAL SERVICES | BENGAL & ASSAM/ MAS FINANCIAL SERVICES |
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P/E (TTM) | x | 3.4 | 17.9 | 18.9% | View Chart |
P/BV | x | 1.2 | 2.9 | 41.0% | View Chart |
Dividend Yield | % | 0.4 | 1.3 | 34.1% |
BENGAL & ASSAM MAS FINANCIAL SERVICES |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
MAS FINANCIAL SERVICES Mar-24 |
BENGAL & ASSAM/ MAS FINANCIAL SERVICES |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 1,025 | 1,013.6% | |
Low | Rs | 3,251 | 227 | 1,434.2% | |
Income per share (Unadj.) | Rs | 11,431.3 | 78.0 | 14,655.1% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 15.3 | 22,495.9% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 37.4 | 36,876.8% | |
Dividends per share (Unadj.) | Rs | 40.00 | 3.51 | 1,139.6% | |
Avg Dividend yield | % | 0.6 | 0.6 | 104.6% | |
Book value per share (Unadj.) | Rs | 8,013.7 | 108.7 | 7,371.7% | |
Shares outstanding (eoy) | m | 11.30 | 163.99 | 6.9% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 8.0 | 7.4% | |
Avg P/E ratio | x | 2.0 | 40.9 | 4.8% | |
Avg P/CF ratio | x | 2.0 | 39.4 | 5.0% | |
Avg Price/Bookvalue ratio | x | 0.9 | 5.8 | 14.8% | |
Dividend payout | % | 1.2 | 22.9 | 5.1% | |
Avg Mkt Cap | Rs m | 77,040 | 102,628 | 75.1% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 1,005 | 1,273.3% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 12,792 | 1,009.8% | |
Other income | Rs m | 774 | 71 | 1,092.1% | |
Interest expense | Rs m | 3,655 | 6,564 | 55.7% | |
Net interest income | Rs m | 125,519 | 6,228 | 2,015.5% | |
Operating expense | Rs m | 110,438 | 2,859 | 3,862.8% | |
Gross profit | Rs m | 15,081 | 3,369 | 447.7% | |
Gross profit margin | % | 11.7 | 26.3 | 44.3% | |
Provisions/contingencies | Rs m | 1 | 96 | 0.8% | |
Profit before tax | Rs m | 41,092 | 3,397 | 1,209.8% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | -30 | 10,202.9% | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 857 | 749.6% | |
Profit after tax | Rs m | 38,916 | 2,511 | 1,550.1% | |
Net profit margin | % | 30.1 | 19.6 | 153.5% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 77,194 | 0.0% | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 7.4 | 1,871.7% | |
Net fixed assets | Rs m | 4,381 | 254 | 1,722.6% | |
Share capital | Rs m | 113 | 1,640 | 6.9% | |
Free reserves | Rs m | 90,442 | 16,187 | 558.7% | |
Net worth | Rs m | 90,555 | 17,827 | 508.0% | |
Borrowings | Rs m | 1,403 | 11,145 | 12.6% | |
Investments | Rs m | 90,945 | 7,262 | 1,252.4% | |
Total assets | Rs m | 104,372 | 96,165 | 108.5% | |
Debt/equity ratio | x | 0 | 0.6 | 3.7% | |
Return on assets | % | 37.3 | 2.6 | 1,428.2% | |
Return on equity | % | 43.0 | 14.1 | 305.2% | |
Capital adequacy ratio | % | 0 | 24.1 | 0.0% | |
Net NPAs | % | 0 | 1.5 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | -13,661 | -133.0% | |
From Investments | Rs m | -12,602 | 501 | -2,516.4% | |
From Financial Activity | Rs m | -5,899 | 12,900 | -45.7% | |
Net Cashflow | Rs m | -1,651 | -260 | 635.0% |
Indian Promoters | % | 73.0 | 66.6 | 109.6% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 23.0 | 19.9% | |
FIIs | % | 4.6 | 2.7 | 167.3% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 33.4 | 80.9% | |
Shareholders | 21,119 | 50,510 | 41.8% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDOSTAR CAPITAL
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | MAS FINANCIAL SERVICES |
---|---|---|
1-Day | 0.45% | 0.65% |
1-Month | -5.73% | -0.99% |
1-Year | 16.60% | -0.72% |
3-Year CAGR | 63.85% | 5.83% |
5-Year CAGR | 50.49% | 3.40% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the MAS FINANCIAL SERVICES share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of MAS FINANCIAL SERVICES the stake stands at 66.6%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of MAS FINANCIAL SERVICES.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
MAS FINANCIAL SERVICES paid Rs 3.5, and its dividend payout ratio stood at 22.9%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of MAS FINANCIAL SERVICES.
For a sector overview, read our finance sector report.
Asian stocks experienced a notable rally alongside US equity futures on Monday, marking a positive turn for the markets. The dollar retreated against other currencies as bond yields declined.