BENGAL & ASSAM | LADDERUP FIN | BENGAL & ASSAM/ LADDERUP FIN |
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P/E (TTM) | x | 3.4 | -34.1 | - | View Chart |
P/BV | x | 1.2 | 0.8 | 141.3% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM LADDERUP FIN |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
LADDERUP FIN Mar-24 |
BENGAL & ASSAM/ LADDERUP FIN |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 38 | 27,160.7% | |
Low | Rs | 3,251 | 16 | 20,306.1% | |
Income per share (Unadj.) | Rs | 11,431.3 | 9.2 | 124,675.5% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | -3.9 | -88,189.9% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 5.6 | 247,610.7% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 60.1 | 13,336.5% | |
Shares outstanding (eoy) | m | 11.30 | 12.85 | 87.9% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 3.0 | 20.2% | |
Avg P/E ratio | x | 2.0 | -6.9 | -28.5% | |
Avg P/CF ratio | x | 2.0 | -18.2 | -10.9% | |
Avg Price/Bookvalue ratio | x | 0.9 | 0.5 | 188.4% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 349 | 22,094.3% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 61 | 21,081.4% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 118 | 109,636.8% | |
Other income | Rs m | 774 | 8 | 9,273.1% | |
Interest expense | Rs m | 3,655 | 7 | 51,704.2% | |
Net interest income | Rs m | 125,519 | 111 | 113,335.1% | |
Operating expense | Rs m | 110,438 | 92 | 120,067.1% | |
Gross profit | Rs m | 15,081 | 19 | 80,345.6% | |
Gross profit margin | % | 11.7 | 15.9 | 73.3% | |
Provisions/contingencies | Rs m | 1 | 31 | 2.4% | |
Profit before tax | Rs m | 41,092 | 21 | 191,483.5% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | -11 | 27,681.7% | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 61 | 10,571.1% | |
Profit after tax | Rs m | 38,916 | -50 | -77,552.2% | |
Net profit margin | % | 30.1 | -42.6 | -70.7% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 13.6 | 1,018.3% | |
Net fixed assets | Rs m | 4,381 | 61 | 7,180.3% | |
Share capital | Rs m | 113 | 129 | 87.9% | |
Free reserves | Rs m | 90,442 | 644 | 14,052.1% | |
Net worth | Rs m | 90,555 | 772 | 11,727.8% | |
Borrowings | Rs m | 1,403 | 119 | 1,174.6% | |
Investments | Rs m | 90,945 | 817 | 11,129.4% | |
Total assets | Rs m | 104,372 | 997 | 10,472.1% | |
Debt/equity ratio | x | 0 | 0.2 | 15.0% | |
Return on assets | % | 37.3 | -5.0 | -740.5% | |
Return on equity | % | 43.0 | -6.5 | -661.3% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | -81 | -22,321.9% | |
From Investments | Rs m | -12,602 | -9 | 139,250.4% | |
From Financial Activity | Rs m | -5,899 | 98 | -6,012.5% | |
Net Cashflow | Rs m | -1,651 | 8 | -21,552.7% |
Indian Promoters | % | 73.0 | 68.9 | 105.9% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 0.0 | - | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 31.1 | 86.8% | |
Shareholders | 21,119 | 1,527 | 1,383.0% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | LADDERUP FIN |
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1-Day | 1.41% | -1.99% |
1-Month | -6.33% | -7.32% |
1-Year | 16.22% | 130.84% |
3-Year CAGR | 67.18% | 39.38% |
5-Year CAGR | 50.42% | 8.68% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the LADDERUP FIN share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of LADDERUP FIN the stake stands at 68.9%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of LADDERUP FIN.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
LADDERUP FIN paid Rs 0.0, and its dividend payout ratio stood at -0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of LADDERUP FIN.
For a sector overview, read our finance sector report.
Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.