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BENGAL & ASSAM vs IRFC - Comparison Results

Rs 100 invested in...

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Current Valuations

    BENGAL & ASSAM IRFC BENGAL & ASSAM/
IRFC
 
P/E (TTM) x 3.4 28.5 11.8% View Chart
P/BV x 1.2 3.8 30.9% View Chart
Dividend Yield % 0.4 1.1 40.6%  

Financials

 BENGAL & ASSAM   IRFC
EQUITY SHARE DATA
    BENGAL & ASSAM
Mar-24
IRFC
Mar-24
BENGAL & ASSAM/
IRFC
5-Yr Chart
Click to enlarge
High Rs10,389193 5,388.5%   
Low Rs3,25127 12,148.7%   
Income per share (Unadj.) Rs11,431.320.4 56,067.9%  
Earnings per share (Unadj.) Rs3,443.94.9 70,189.4%  
Cash flow per share (Unadj.) Rs13,785.34.9 282,098.9%  
Dividends per share (Unadj.) Rs40.001.50 2,666.7%  
Avg Dividend yield %0.61.4 42.9%  
Book value per share (Unadj.) Rs8,013.737.6 21,295.3%  
Shares outstanding (eoy) m11.3013,068.51 0.1%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.65.4 11.1%   
Avg P/E ratio x2.022.4 8.8%  
Avg P/CF ratio x2.021.8 9.1%  
Avg Price/Bookvalue ratio x0.92.9 29.2%  
Dividend payout %1.230.6 3.8%   
Avg Mkt Cap Rs m77,0401,434,661 5.4%   
No. of employees `000NANA-   
Total wages & salary Rs m12,790112 11,448.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m129,174266,446 48.5%  
Other income Rs m774153 507.4%   
Interest expense Rs m3,655201,015 1.8%   
Net interest income Rs m125,51965,431 191.8%  
Operating expense Rs m110,4381,368 8,071.2%   
Gross profit Rs m15,08164,063 23.5%  
Gross profit margin %11.724.0 48.6%  
Provisions/contingencies Rs m11,628 0.0%   
Profit before tax Rs m41,09264,121 64.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-3,0200-   
Prior Period Items Rs m7,2640-   
Tax Rs m6,4210-   
Profit after tax Rs m38,91664,121 60.7%  
Net profit margin %30.124.1 125.2%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m750-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %138.0112.6 122.6%  
Net fixed assets Rs m4,381220 1,987.1%   
Share capital Rs m113130,685 0.1%   
Free reserves Rs m90,442361,101 25.0%   
Net worth Rs m90,555491,786 18.4%   
Borrowings Rs m1,4030-   
Investments Rs m90,94558,125 156.5%   
Total assets Rs m104,3724,850,824 2.2%  
Debt/equity ratio x00-   
Return on assets %37.31.3 2,820.7%  
Return on equity %43.013.0 329.6%  
Capital adequacy ratio %0616.2 0.0%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m18,17279,141 23.0%  
From Investments Rs m-12,602-75 16,704.9%  
From Financial Activity Rs m-5,899-80,464 7.3%  
Net Cashflow Rs m-1,651-1,399 118.0%  

Share Holding

Indian Promoters % 73.0 86.4 84.5%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 4.6 2.2 210.1%  
FIIs % 4.6 1.1 417.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 27.0 13.6 197.9%  
Shareholders   21,119 5,500,054 0.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BENGAL & ASSAM With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on BENGAL & ASSAM vs IRFC

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

BENGAL & ASSAM vs IRFC Share Price Performance

Period BENGAL & ASSAM IRFC
1-Day 1.41% 0.39%
1-Month -6.33% 3.19%
1-Year 16.22% 85.48%
3-Year CAGR 67.18% 81.82%
5-Year CAGR 50.42% 41.74%

* Compound Annual Growth Rate

Here are more details on the BENGAL & ASSAM share price and the IRFC share price.

Moving on to shareholding structures...

The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of IRFC the stake stands at 86.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of IRFC.

Finally, a word on dividends...

In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.

IRFC paid Rs 1.5, and its dividend payout ratio stood at 30.6%.

You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of IRFC.

For a sector overview, read our finance sector report.



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