BENGAL & ASSAM | IRFC | BENGAL & ASSAM/ IRFC |
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P/E (TTM) | x | 3.4 | 28.5 | 11.8% | View Chart |
P/BV | x | 1.2 | 3.8 | 30.9% | View Chart |
Dividend Yield | % | 0.4 | 1.1 | 40.6% |
BENGAL & ASSAM IRFC |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
IRFC Mar-24 |
BENGAL & ASSAM/ IRFC |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 193 | 5,388.5% | |
Low | Rs | 3,251 | 27 | 12,148.7% | |
Income per share (Unadj.) | Rs | 11,431.3 | 20.4 | 56,067.9% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 4.9 | 70,189.4% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 4.9 | 282,098.9% | |
Dividends per share (Unadj.) | Rs | 40.00 | 1.50 | 2,666.7% | |
Avg Dividend yield | % | 0.6 | 1.4 | 42.9% | |
Book value per share (Unadj.) | Rs | 8,013.7 | 37.6 | 21,295.3% | |
Shares outstanding (eoy) | m | 11.30 | 13,068.51 | 0.1% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 5.4 | 11.1% | |
Avg P/E ratio | x | 2.0 | 22.4 | 8.8% | |
Avg P/CF ratio | x | 2.0 | 21.8 | 9.1% | |
Avg Price/Bookvalue ratio | x | 0.9 | 2.9 | 29.2% | |
Dividend payout | % | 1.2 | 30.6 | 3.8% | |
Avg Mkt Cap | Rs m | 77,040 | 1,434,661 | 5.4% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 112 | 11,448.3% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 266,446 | 48.5% | |
Other income | Rs m | 774 | 153 | 507.4% | |
Interest expense | Rs m | 3,655 | 201,015 | 1.8% | |
Net interest income | Rs m | 125,519 | 65,431 | 191.8% | |
Operating expense | Rs m | 110,438 | 1,368 | 8,071.2% | |
Gross profit | Rs m | 15,081 | 64,063 | 23.5% | |
Gross profit margin | % | 11.7 | 24.0 | 48.6% | |
Provisions/contingencies | Rs m | 1 | 1,628 | 0.0% | |
Profit before tax | Rs m | 41,092 | 64,121 | 64.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 0 | - | |
Profit after tax | Rs m | 38,916 | 64,121 | 60.7% | |
Net profit margin | % | 30.1 | 24.1 | 125.2% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 112.6 | 122.6% | |
Net fixed assets | Rs m | 4,381 | 220 | 1,987.1% | |
Share capital | Rs m | 113 | 130,685 | 0.1% | |
Free reserves | Rs m | 90,442 | 361,101 | 25.0% | |
Net worth | Rs m | 90,555 | 491,786 | 18.4% | |
Borrowings | Rs m | 1,403 | 0 | - | |
Investments | Rs m | 90,945 | 58,125 | 156.5% | |
Total assets | Rs m | 104,372 | 4,850,824 | 2.2% | |
Debt/equity ratio | x | 0 | 0 | - | |
Return on assets | % | 37.3 | 1.3 | 2,820.7% | |
Return on equity | % | 43.0 | 13.0 | 329.6% | |
Capital adequacy ratio | % | 0 | 616.2 | 0.0% | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | 79,141 | 23.0% | |
From Investments | Rs m | -12,602 | -75 | 16,704.9% | |
From Financial Activity | Rs m | -5,899 | -80,464 | 7.3% | |
Net Cashflow | Rs m | -1,651 | -1,399 | 118.0% |
Indian Promoters | % | 73.0 | 86.4 | 84.5% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 2.2 | 210.1% | |
FIIs | % | 4.6 | 1.1 | 417.4% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 13.6 | 197.9% | |
Shareholders | 21,119 | 5,500,054 | 0.4% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | IRFC |
---|---|---|
1-Day | 1.41% | 0.39% |
1-Month | -6.33% | 3.19% |
1-Year | 16.22% | 85.48% |
3-Year CAGR | 67.18% | 81.82% |
5-Year CAGR | 50.42% | 41.74% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the IRFC share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of IRFC the stake stands at 86.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of IRFC.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
IRFC paid Rs 1.5, and its dividend payout ratio stood at 30.6%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of IRFC.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.