BENGAL & ASSAM | IDFC | BENGAL & ASSAM/ IDFC |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 3.4 | 714.3 | 0.5% | View Chart |
P/BV | x | 1.2 | 1.5 | 78.3% | View Chart |
Dividend Yield | % | 0.4 | 11.1 | 3.8% |
BENGAL & ASSAM IDFC |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
BENGAL & ASSAM Mar-24 |
IDFC Mar-23 |
BENGAL & ASSAM/ IDFC |
5-Yr Chart Click to enlarge
|
||
High | Rs | 10,389 | 92 | 11,243.5% | |
Low | Rs | 3,251 | 42 | 7,694.7% | |
Income per share (Unadj.) | Rs | 11,431.3 | 1.0 | 1,188,969.1% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 4.2 | 81,838.7% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 7.1 | 195,493.3% | |
Dividends per share (Unadj.) | Rs | 40.00 | 12.00 | 333.3% | |
Avg Dividend yield | % | 0.6 | 17.8 | 3.3% | |
Book value per share (Unadj.) | Rs | 8,013.7 | 72.5 | 11,055.9% | |
Shares outstanding (eoy) | m | 11.30 | 1,599.98 | 0.7% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 70.0 | 0.9% | |
Avg P/E ratio | x | 2.0 | 16.0 | 12.4% | |
Avg P/CF ratio | x | 2.0 | 16.0 | 12.4% | |
Avg Price/Bookvalue ratio | x | 0.9 | 0.9 | 91.6% | |
Dividend payout | % | 1.2 | 285.2 | 0.4% | |
Avg Mkt Cap | Rs m | 77,040 | 107,719 | 71.5% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 76 | 16,895.7% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 129,174 | 1,538 | 8,397.2% | |
Other income | Rs m | 774 | 4 | 18,885.4% | |
Interest expense | Rs m | 3,655 | 0 | - | |
Net interest income | Rs m | 125,519 | 1,538 | 8,159.6% | |
Operating expense | Rs m | 110,438 | 636 | 17,364.4% | |
Gross profit | Rs m | 15,081 | 902 | 1,671.4% | |
Gross profit margin | % | 11.7 | 58.7 | 19.9% | |
Provisions/contingencies | Rs m | 1 | 1 | 107.2% | |
Profit before tax | Rs m | 41,092 | 10,647 | 385.9% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | 755,017.5% | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 3,914 | 164.0% | |
Profit after tax | Rs m | 38,916 | 6,733 | 578.0% | |
Net profit margin | % | 30.1 | 437.7 | 6.9% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 1.4 | 10,138.9% | |
Net fixed assets | Rs m | 4,381 | 1 | 625,812.9% | |
Share capital | Rs m | 113 | 16,000 | 0.7% | |
Free reserves | Rs m | 90,442 | 99,972 | 90.5% | |
Net worth | Rs m | 90,555 | 115,972 | 78.1% | |
Borrowings | Rs m | 1,403 | 0 | - | |
Investments | Rs m | 90,945 | 113,006 | 80.5% | |
Total assets | Rs m | 104,372 | 116,862 | 89.3% | |
Debt/equity ratio | x | 0 | 0 | - | |
Return on assets | % | 37.3 | 5.8 | 647.2% | |
Return on equity | % | 43.0 | 5.8 | 740.2% | |
Capital adequacy ratio | % | 0 | 83.3 | 0.0% | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | 18,172 | 41,282 | 44.0% | |
From Investments | Rs m | -12,602 | -23,565 | 53.5% | |
From Financial Activity | Rs m | -5,899 | -19,002 | 31.0% | |
Net Cashflow | Rs m | -1,651 | -1,285 | 128.4% |
Indian Promoters | % | 73.0 | 0.0 | - | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 51.8 | 8.8% | |
FIIs | % | 4.6 | 20.8 | 21.9% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 100.0 | 27.0% | |
Shareholders | 21,119 | 678,676 | 3.1% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDOSTAR CAPITAL
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | IDFC |
---|---|---|
1-Day | 0.06% | -1.77% |
1-Month | -6.10% | -2.35% |
1-Year | 16.15% | -11.98% |
3-Year CAGR | 63.63% | 26.78% |
5-Year CAGR | 50.37% | 28.35% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the IDFC share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of IDFC the stake stands at 0.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of IDFC.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
IDFC paid Rs 12.0, and its dividend payout ratio stood at 285.2%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of IDFC.
For a sector overview, read our finance sector report.
Asian stocks experienced a notable rally alongside US equity futures on Monday, marking a positive turn for the markets. The dollar retreated against other currencies as bond yields declined.