BENGAL & ASSAM | GUJ.STAT.FIN | BENGAL & ASSAM/ GUJ.STAT.FIN |
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P/E (TTM) | x | 3.4 | -1.6 | - | View Chart |
P/BV | x | 1.2 | - | - | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM GUJ.STAT.FIN |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
GUJ.STAT.FIN Mar-24 |
BENGAL & ASSAM/ GUJ.STAT.FIN |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 40 | 25,998.4% | |
Low | Rs | 3,251 | 6 | 56,051.7% | |
Income per share (Unadj.) | Rs | 11,431.3 | 2.3 | 501,672.8% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | -13.4 | -25,743.5% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | -13.0 | -105,701.1% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | -329.4 | -2,433.1% | |
Shares outstanding (eoy) | m | 11.30 | 89.11 | 12.7% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 10.0 | 5.9% | |
Avg P/E ratio | x | 2.0 | -1.7 | -115.7% | |
Avg P/CF ratio | x | 2.0 | -1.7 | -115.7% | |
Avg Price/Bookvalue ratio | x | 0.9 | -0.1 | -1,224.6% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 2,039 | 3,778.5% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 15 | 85,666.9% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 203 | 63,616.9% | |
Other income | Rs m | 774 | 12 | 6,506.7% | |
Interest expense | Rs m | 3,655 | 1,375 | 265.9% | |
Net interest income | Rs m | 125,519 | -1,172 | -10,712.0% | |
Operating expense | Rs m | 110,438 | 30 | 368,986.8% | |
Gross profit | Rs m | 15,081 | -1,202 | -1,255.0% | |
Gross profit margin | % | 11.7 | -591.8 | -2.0% | |
Provisions/contingencies | Rs m | 1 | 0 | - | |
Profit before tax | Rs m | 41,092 | -1,192 | -3,447.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 0 | - | |
Profit after tax | Rs m | 38,916 | -1,192 | -3,264.5% | |
Net profit margin | % | 30.1 | -587.1 | -5.1% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | -989.5 | -13.9% | |
Net fixed assets | Rs m | 4,381 | 22 | 20,150.4% | |
Share capital | Rs m | 113 | 937 | 12.1% | |
Free reserves | Rs m | 90,442 | -30,286 | -298.6% | |
Net worth | Rs m | 90,555 | -29,349 | -308.5% | |
Borrowings | Rs m | 1,403 | 0 | - | |
Investments | Rs m | 90,945 | 118 | 76,798.4% | |
Total assets | Rs m | 104,372 | 2,062 | 5,060.6% | |
Debt/equity ratio | x | 0 | 0 | - | |
Return on assets | % | 37.3 | -57.8 | -64.5% | |
Return on equity | % | 43.0 | 4.1 | 1,058.0% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | -116 | -15,691.4% | |
From Investments | Rs m | -12,602 | 108 | -11,642.8% | |
From Financial Activity | Rs m | -5,899 | NA | - | |
Net Cashflow | Rs m | -1,651 | -8 | 21,837.8% |
Indian Promoters | % | 73.0 | 84.0 | 87.0% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 5.6 | 80.9% | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 16.1 | 168.2% | |
Shareholders | 21,119 | 19,691 | 107.3% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT SBI CARDS CHOLAMANDALAM INVEST AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | GUJ.STAT.FIN |
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1-Day | 0.73% | 0.05% |
1-Month | -4.21% | 4.66% |
1-Year | 17.17% | 118.14% |
3-Year CAGR | 69.17% | 44.73% |
5-Year CAGR | 48.55% | 96.05% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the GUJ.STAT.FIN share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of GUJ.STAT.FIN the stake stands at 84.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of GUJ.STAT.FIN.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
GUJ.STAT.FIN paid Rs 0.0, and its dividend payout ratio stood at -0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of GUJ.STAT.FIN.
For a sector overview, read our finance sector report.
After starting the day on a flattish note with a positive bias, the benchmarks showcased heightened volatility and ended the day weak.