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BENGAL & ASSAM vs GEETANJALI CREDIT - Comparison Results

Rs 100 invested in...

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Current Valuations

    BENGAL & ASSAM GEETANJALI CREDIT BENGAL & ASSAM/
GEETANJALI CREDIT
 
P/E (TTM) x 3.4 1,014.2 0.3% View Chart
P/BV x 1.2 0.6 180.5% View Chart
Dividend Yield % 0.4 0.0 -  

Financials

 BENGAL & ASSAM   GEETANJALI CREDIT
EQUITY SHARE DATA
    BENGAL & ASSAM
Mar-24
GEETANJALI CREDIT
Mar-24
BENGAL & ASSAM/
GEETANJALI CREDIT
5-Yr Chart
Click to enlarge
High Rs10,3894 250,336.1%   
Low Rs3,2511 230,567.4%   
Income per share (Unadj.) Rs11,431.30 56,140,571.3%  
Earnings per share (Unadj.) Rs3,443.90 152,218,854.5%  
Cash flow per share (Unadj.) Rs13,785.3-99.0 -13,927.1%  
Dividends per share (Unadj.) Rs40.000-  
Avg Dividend yield %0.60-  
Book value per share (Unadj.) Rs8,013.77.1 113,309.5%  
Shares outstanding (eoy) m11.304.42 255.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.6140.4 0.4%   
Avg P/E ratio x2.01,638.0 0.1%  
Avg P/CF ratio x2.00 7,051.6%  
Avg Price/Bookvalue ratio x0.90.4 216.5%  
Dividend payout %1.20-   
Avg Mkt Cap Rs m77,04012 627,110.2%   
No. of employees `000NANA-   
Total wages & salary Rs m12,7900 18,271,528.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m129,1740 143,526,800.0%  
Other income Rs m7740-   
Interest expense Rs m3,6550-   
Net interest income Rs m125,5190 139,465,144.4%  
Operating expense Rs m110,4380 138,047,200.0%   
Gross profit Rs m15,0810 150,808,700.0%  
Gross profit margin %11.79.6 122.2%  
Provisions/contingencies Rs m1438 0.2%   
Profit before tax Rs m41,0920 410,923,500.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-3,0200-   
Prior Period Items Rs m7,2640-   
Tax Rs m6,4210-   
Profit after tax Rs m38,9160 389,156,800.0%  
Net profit margin %30.19.6 315.3%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m750-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %138.00.3 51,384.4%  
Net fixed assets Rs m4,3810-   
Share capital Rs m11344 255.6%   
Free reserves Rs m90,442-13 -699,473.1%   
Net worth Rs m90,55531 289,682.8%   
Borrowings Rs m1,4030-   
Investments Rs m90,94532 283,052.0%   
Total assets Rs m104,37233 320,356.5%  
Debt/equity ratio x00-   
Return on assets %37.30 141,251.3%  
Return on equity %43.00 156,208.1%  
Capital adequacy ratio %00-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m18,1720 20,191,366.7%  
From Investments Rs m-12,602NA-  
From Financial Activity Rs m-5,899NA 6,554,944.4%  
Net Cashflow Rs m-1,6510-  

Share Holding

Indian Promoters % 73.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 4.6 0.0 -  
FIIs % 4.6 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 27.0 100.0 27.0%  
Shareholders   21,119 2,653 796.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BENGAL & ASSAM With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDOSTAR CAPITAL    


More on BENGAL & ASSAM vs GEETANJALI CREDIT

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

BENGAL & ASSAM vs GEETANJALI CREDIT Share Price Performance

Period BENGAL & ASSAM GEETANJALI CREDIT
1-Day 0.45% 4.79%
1-Month -5.73% 20.79%
1-Year 16.60% 129.50%
3-Year CAGR 63.85% 34.42%
5-Year CAGR 50.49% 30.78%

* Compound Annual Growth Rate

Here are more details on the BENGAL & ASSAM share price and the GEETANJALI CREDIT share price.

Moving on to shareholding structures...

The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of GEETANJALI CREDIT the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of GEETANJALI CREDIT.

Finally, a word on dividends...

In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.

GEETANJALI CREDIT paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of GEETANJALI CREDIT.

For a sector overview, read our finance sector report.



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