BENGAL & ASSAM | UGRO CAPITAL | BENGAL & ASSAM/ UGRO CAPITAL |
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P/E (TTM) | x | 3.3 | 16.1 | 20.7% | View Chart |
P/BV | x | 1.1 | 1.5 | 78.1% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM UGRO CAPITAL |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
UGRO CAPITAL Mar-24 |
BENGAL & ASSAM/ UGRO CAPITAL |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 320 | 3,248.1% | |
Low | Rs | 3,251 | 146 | 2,224.4% | |
Income per share (Unadj.) | Rs | 11,431.3 | 114.4 | 9,990.8% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 13.0 | 26,429.6% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | -52.7 | -26,151.4% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 156.3 | 5,128.3% | |
Shares outstanding (eoy) | m | 11.30 | 91.59 | 12.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 2.0 | 29.3% | |
Avg P/E ratio | x | 2.0 | 17.9 | 11.1% | |
Avg P/CF ratio | x | 2.0 | 1.8 | 111.8% | |
Avg Price/Bookvalue ratio | x | 0.9 | 1.5 | 57.1% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 21,341 | 361.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 1,829 | 699.5% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 10,480 | 1,232.6% | |
Other income | Rs m | 774 | 337 | 229.6% | |
Interest expense | Rs m | 3,655 | 4,429 | 82.5% | |
Net interest income | Rs m | 125,519 | 6,050 | 2,074.6% | |
Operating expense | Rs m | 110,438 | 4,247 | 2,600.6% | |
Gross profit | Rs m | 15,081 | 1,804 | 836.1% | |
Gross profit margin | % | 11.7 | 17.2 | 67.8% | |
Provisions/contingencies | Rs m | 1 | 10,862 | 0.0% | |
Profit before tax | Rs m | 41,092 | 1,788 | 2,298.7% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 594 | 1,080.6% | |
Profit after tax | Rs m | 38,916 | 1,193 | 3,260.8% | |
Net profit margin | % | 30.1 | 11.4 | 264.5% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 54,322 | 0.0% | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 10.8 | 1,274.7% | |
Net fixed assets | Rs m | 4,381 | 1,299 | 337.3% | |
Share capital | Rs m | 113 | 916 | 12.3% | |
Free reserves | Rs m | 90,442 | 13,396 | 675.1% | |
Net worth | Rs m | 90,555 | 14,312 | 632.7% | |
Borrowings | Rs m | 1,403 | 640 | 219.2% | |
Investments | Rs m | 90,945 | 1,559 | 5,833.5% | |
Total assets | Rs m | 104,372 | 63,059 | 165.5% | |
Debt/equity ratio | x | 0 | 0 | 51.8% | |
Return on assets | % | 37.3 | 1.9 | 1,970.1% | |
Return on equity | % | 43.0 | 8.3 | 515.4% | |
Capital adequacy ratio | % | 0 | 20.8 | 0.0% | |
Net NPAs | % | 0 | 1.6 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | -15,349 | -118.4% | |
From Investments | Rs m | -12,602 | -2,305 | 546.9% | |
From Financial Activity | Rs m | -5,899 | 18,136 | -32.5% | |
Net Cashflow | Rs m | -1,651 | 482 | -342.5% |
Indian Promoters | % | 73.0 | 2.2 | 3,274.0% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 23.2 | 19.7% | |
FIIs | % | 4.6 | 20.4 | 22.3% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 97.8 | 27.6% | |
Shareholders | 21,119 | 38,997 | 54.2% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | UGRO CAPITAL |
---|---|---|
1-Day | -2.52% | 0.24% |
1-Month | -7.57% | -6.08% |
1-Year | 14.86% | -16.27% |
3-Year CAGR | 66.40% | 4.45% |
5-Year CAGR | 50.52% | 4.73% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the UGRO CAPITAL share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of UGRO CAPITAL the stake stands at 2.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of UGRO CAPITAL.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
UGRO CAPITAL paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of UGRO CAPITAL.
For a sector overview, read our finance sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.