BENGAL & ASSAM | BALMER LAW INVEST | BENGAL & ASSAM/ BALMER LAW INVEST |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 3.3 | 8.1 | 41.5% | View Chart |
P/BV | x | 1.2 | 1.4 | 85.4% | View Chart |
Dividend Yield | % | 0.4 | 5.1 | 8.5% |
BENGAL & ASSAM BALMER LAW INVEST |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
BENGAL & ASSAM Mar-24 |
BALMER LAW INVEST Mar-24 |
BENGAL & ASSAM/ BALMER LAW INVEST |
5-Yr Chart Click to enlarge
|
||
High | Rs | 10,389 | 81 | 12,810.0% | |
Low | Rs | 3,251 | 36 | 9,045.6% | |
Income per share (Unadj.) | Rs | 11,431.3 | 1,057.7 | 1,080.7% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 75.7 | 4,550.9% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 681.8 | 2,022.0% | |
Dividends per share (Unadj.) | Rs | 40.00 | 3.80 | 1,052.6% | |
Avg Dividend yield | % | 0.6 | 6.5 | 9.0% | |
Book value per share (Unadj.) | Rs | 8,013.7 | 549.9 | 1,457.3% | |
Shares outstanding (eoy) | m | 11.30 | 22.20 | 50.9% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 0.1 | 1,078.1% | |
Avg P/E ratio | x | 2.0 | 0.8 | 256.0% | |
Avg P/CF ratio | x | 2.0 | 0.1 | 1,477.9% | |
Avg Price/Bookvalue ratio | x | 0.9 | 0.1 | 799.5% | |
Dividend payout | % | 1.2 | 5.0 | 23.1% | |
Avg Mkt Cap | Rs m | 77,040 | 1,299 | 5,930.9% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 2,436 | 525.0% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 129,174 | 23,482 | 550.1% | |
Other income | Rs m | 774 | 859 | 90.1% | |
Interest expense | Rs m | 3,655 | 221 | 1,657.8% | |
Net interest income | Rs m | 125,519 | 23,261 | 539.6% | |
Operating expense | Rs m | 110,438 | 20,699 | 533.5% | |
Gross profit | Rs m | 15,081 | 2,563 | 588.5% | |
Gross profit margin | % | 11.7 | 10.9 | 107.0% | |
Provisions/contingencies | Rs m | 1 | 8,017 | 0.0% | |
Profit before tax | Rs m | 41,092 | 3,411 | 1,204.6% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | -958 | 315.4% | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 774 | 829.9% | |
Profit after tax | Rs m | 38,916 | 1,680 | 2,316.5% | |
Net profit margin | % | 30.1 | 7.2 | 421.1% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 396.0 | 34.8% | |
Net fixed assets | Rs m | 4,381 | 7,496 | 58.4% | |
Share capital | Rs m | 113 | 222 | 50.9% | |
Free reserves | Rs m | 90,442 | 11,986 | 754.6% | |
Net worth | Rs m | 90,555 | 12,208 | 741.8% | |
Borrowings | Rs m | 1,403 | 0 | - | |
Investments | Rs m | 90,945 | 5,874 | 1,548.4% | |
Total assets | Rs m | 104,372 | 30,217 | 345.4% | |
Debt/equity ratio | x | 0 | 0.1 | 23.2% | |
Return on assets | % | 37.3 | 5.6 | 670.7% | |
Return on equity | % | 43.0 | 13.8 | 312.3% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | 18,172 | 2,688 | 676.1% | |
From Investments | Rs m | -12,602 | -1,052 | 1,197.5% | |
From Financial Activity | Rs m | -5,899 | -1,723 | 342.3% | |
Net Cashflow | Rs m | -1,651 | -88 | 1,883.6% |
Indian Promoters | % | 73.0 | 59.7 | 122.4% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 1.3 | 342.9% | |
FIIs | % | 4.6 | 1.3 | 347.3% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 40.3 | 66.9% | |
Shareholders | 21,119 | 41,756 | 50.6% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | BALMER LAW INVEST |
---|---|---|
1-Day | 0.89% | -0.72% |
1-Month | -6.81% | -0.77% |
1-Year | 15.63% | 74.30% |
3-Year CAGR | 66.90% | 22.57% |
5-Year CAGR | 50.27% | 12.45% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the BALMER LAW INVEST share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of BALMER LAW INVEST the stake stands at 59.7%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of BALMER LAW INVEST.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
BALMER LAW INVEST paid Rs 3.8, and its dividend payout ratio stood at 5.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of BALMER LAW INVEST.
For a sector overview, read our finance sector report.
Asian markets traded higher on Friday, following the overnight rally on Wall Street, and the release of economic data in the region.