BENGAL & ASSAM | AD-MANUM FIN | BENGAL & ASSAM/ AD-MANUM FIN |
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P/E (TTM) | x | 3.4 | 6.9 | 48.8% | View Chart |
P/BV | x | 1.2 | 1.0 | 120.7% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM AD-MANUM FIN |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
AD-MANUM FIN Mar-24 |
BENGAL & ASSAM/ AD-MANUM FIN |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 98 | 10,655.3% | |
Low | Rs | 3,251 | 40 | 8,117.4% | |
Income per share (Unadj.) | Rs | 11,431.3 | 14.7 | 77,736.0% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 10.3 | 33,539.8% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | -3,214.2 | -428.9% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 94.5 | 8,482.1% | |
Shares outstanding (eoy) | m | 11.30 | 7.50 | 150.7% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 4.7 | 12.8% | |
Avg P/E ratio | x | 2.0 | 6.7 | 29.6% | |
Avg P/CF ratio | x | 2.0 | 0 | 9,325.3% | |
Avg Price/Bookvalue ratio | x | 0.9 | 0.7 | 116.9% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 516 | 14,935.8% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 3 | 366,477.7% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 110 | 117,122.2% | |
Other income | Rs m | 774 | 19 | 4,138.4% | |
Interest expense | Rs m | 3,655 | 14 | 25,724.8% | |
Net interest income | Rs m | 125,519 | 96 | 130,639.7% | |
Operating expense | Rs m | 110,438 | 13 | 865,499.7% | |
Gross profit | Rs m | 15,081 | 83 | 18,099.9% | |
Gross profit margin | % | 11.7 | 75.5 | 15.5% | |
Provisions/contingencies | Rs m | 1 | 24,221 | 0.0% | |
Profit before tax | Rs m | 41,092 | 102 | 40,485.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 25 | 26,207.6% | |
Profit after tax | Rs m | 38,916 | 77 | 50,533.3% | |
Net profit margin | % | 30.1 | 69.8 | 43.1% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 138.0 | 100.0% | |
Net fixed assets | Rs m | 4,381 | 4 | 123,053.1% | |
Share capital | Rs m | 113 | 75 | 150.6% | |
Free reserves | Rs m | 90,442 | 634 | 14,274.7% | |
Net worth | Rs m | 90,555 | 709 | 12,779.8% | |
Borrowings | Rs m | 1,403 | 0 | - | |
Investments | Rs m | 90,945 | 70 | 130,648.8% | |
Total assets | Rs m | 104,372 | 816 | 12,798.5% | |
Debt/equity ratio | x | 0 | 0 | - | |
Return on assets | % | 37.3 | 9.4 | 394.9% | |
Return on equity | % | 43.0 | 10.9 | 395.4% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | 14 | 127,883.4% | |
From Investments | Rs m | -12,602 | NA | -14,002,400.0% | |
From Financial Activity | Rs m | -5,899 | -11 | 53,582.7% | |
Net Cashflow | Rs m | -1,651 | 3 | -50,180.5% |
Indian Promoters | % | 73.0 | 37.4 | 195.4% | |
Foreign collaborators | % | 0.0 | 36.9 | - | |
Indian inst/Mut Fund | % | 4.6 | 0.0 | - | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 25.7 | 105.0% | |
Shareholders | 21,119 | 2,121 | 995.7% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | AD-MANUM FIN |
---|---|---|
1-Day | 1.41% | -1.99% |
1-Month | -6.33% | -10.19% |
1-Year | 16.22% | 52.80% |
3-Year CAGR | 67.18% | 53.46% |
5-Year CAGR | 50.42% | 43.49% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the AD-MANUM FIN share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of AD-MANUM FIN the stake stands at 74.3%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of AD-MANUM FIN.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
AD-MANUM FIN paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of AD-MANUM FIN.
For a sector overview, read our finance sector report.
Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.