AD-MANUM FIN | PAISALO DIGITAL | AD-MANUM FIN/ PAISALO DIGITAL |
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P/E (TTM) | x | 6.9 | 22.9 | 30.1% | View Chart |
P/BV | x | 1.0 | 3.2 | 30.3% | View Chart |
Dividend Yield | % | 0.0 | 0.2 | - |
AD-MANUM FIN PAISALO DIGITAL |
EQUITY SHARE DATA | |||||
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AD-MANUM FIN Mar-24 |
PAISALO DIGITAL Mar-24 |
AD-MANUM FIN/ PAISALO DIGITAL |
5-Yr Chart Click to enlarge
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High | Rs | 98 | 100 | 97.9% | |
Low | Rs | 40 | 21 | 190.6% | |
Income per share (Unadj.) | Rs | 14.7 | 7.3 | 200.5% | |
Earnings per share (Unadj.) | Rs | 10.3 | 2.0 | 515.2% | |
Cash flow per share (Unadj.) | Rs | -3,214.2 | -6.9 | 46,600.8% | |
Dividends per share (Unadj.) | Rs | 0 | 0.10 | 0.0% | |
Avg Dividend yield | % | 0 | 0.2 | 0.0% | |
Book value per share (Unadj.) | Rs | 94.5 | 14.8 | 638.2% | |
Shares outstanding (eoy) | m | 7.50 | 898.04 | 0.8% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 4.7 | 8.2 | 56.9% | |
Avg P/E ratio | x | 6.7 | 30.3 | 22.1% | |
Avg P/CF ratio | x | 0 | 4.6 | 0.5% | |
Avg Price/Bookvalue ratio | x | 0.7 | 4.1 | 17.9% | |
Dividend payout | % | 0 | 5.0 | 0.0% | |
Avg Mkt Cap | Rs m | 516 | 54,166 | 1.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 3 | 425 | 0.8% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 110 | 6,587 | 1.7% | |
Other income | Rs m | 19 | 1 | 2,923.4% | |
Interest expense | Rs m | 14 | 2,701 | 0.5% | |
Net interest income | Rs m | 96 | 3,887 | 2.5% | |
Operating expense | Rs m | 13 | 1,446 | 0.9% | |
Gross profit | Rs m | 83 | 2,440 | 3.4% | |
Gross profit margin | % | 75.5 | 37.0 | 203.9% | |
Provisions/contingencies | Rs m | 24,221 | 10,052 | 241.0% | |
Profit before tax | Rs m | 102 | 2,412 | 4.2% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 25 | 622 | 3.9% | |
Profit after tax | Rs m | 77 | 1,790 | 4.3% | |
Net profit margin | % | 69.8 | 27.2 | 257.0% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 1,868.3 | 7.4% | |
Net fixed assets | Rs m | 4 | 664 | 0.5% | |
Share capital | Rs m | 75 | 898 | 8.4% | |
Free reserves | Rs m | 634 | 12,396 | 5.1% | |
Net worth | Rs m | 709 | 13,294 | 5.3% | |
Borrowings | Rs m | 0 | 7,420 | 0.0% | |
Investments | Rs m | 70 | 208 | 33.5% | |
Total assets | Rs m | 816 | 41,849 | 1.9% | |
Debt/equity ratio | x | 0 | 0.6 | 0.0% | |
Return on assets | % | 9.4 | 4.3 | 220.8% | |
Return on equity | % | 10.9 | 13.5 | 80.7% | |
Capital adequacy ratio | % | 0 | 35.9 | 0.0% | |
Net NPAs | % | 0 | 0 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 14 | -5,698 | -0.2% | |
From Investments | Rs m | NA | 26 | 0.3% | |
From Financial Activity | Rs m | -11 | 5,526 | -0.2% | |
Net Cashflow | Rs m | 3 | -145 | -2.3% |
Indian Promoters | % | 37.4 | 52.4 | 71.3% | |
Foreign collaborators | % | 36.9 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.0 | 23.4 | - | |
FIIs | % | 0.0 | 10.7 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 25.7 | 47.6 | 54.0% | |
Shareholders | 2,121 | 71,338 | 3.0% | ||
Pledged promoter(s) holding | % | 0.0 | 17.8 | - |
Compare AD-MANUM FIN With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | AD-MANUM FIN | Paisalo Digital |
---|---|---|
1-Day | -1.99% | 6.70% |
1-Month | -10.19% | 1.31% |
1-Year | 52.80% | 16.18% |
3-Year CAGR | 53.46% | -1.02% |
5-Year CAGR | 43.49% | 16.68% |
* Compound Annual Growth Rate
Here are more details on the AD-MANUM FIN share price and the Paisalo Digital share price.
Moving on to shareholding structures...
The promoters of AD-MANUM FIN hold a 74.3% stake in the company. In case of Paisalo Digital the stake stands at 52.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of AD-MANUM FIN and the shareholding pattern of Paisalo Digital.
Finally, a word on dividends...
In the most recent financial year, AD-MANUM FIN paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
Paisalo Digital paid Rs 0.1, and its dividend payout ratio stood at 5.0%.
You may visit here to review the dividend history of AD-MANUM FIN, and the dividend history of Paisalo Digital.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.