AD-MANUM FIN | SBI CARDS | AD-MANUM FIN/ SBI CARDS |
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P/E (TTM) | x | 6.9 | 29.2 | 23.6% | View Chart |
P/BV | x | 1.0 | 5.4 | 18.0% | View Chart |
Dividend Yield | % | 0.0 | 0.4 | - |
AD-MANUM FIN SBI CARDS |
EQUITY SHARE DATA | |||||
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AD-MANUM FIN Mar-24 |
SBI CARDS Mar-24 |
AD-MANUM FIN/ SBI CARDS |
5-Yr Chart Click to enlarge
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High | Rs | 98 | 932 | 10.5% | |
Low | Rs | 40 | 679 | 5.9% | |
Income per share (Unadj.) | Rs | 14.7 | 178.4 | 8.2% | |
Earnings per share (Unadj.) | Rs | 10.3 | 25.3 | 40.6% | |
Cash flow per share (Unadj.) | Rs | -3,214.2 | 146.5 | -2,194.3% | |
Dividends per share (Unadj.) | Rs | 0 | 2.50 | 0.0% | |
Avg Dividend yield | % | 0 | 0.3 | 0.0% | |
Book value per share (Unadj.) | Rs | 94.5 | 126.9 | 74.4% | |
Shares outstanding (eoy) | m | 7.50 | 950.97 | 0.8% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 4.7 | 4.5 | 103.6% | |
Avg P/E ratio | x | 6.7 | 31.8 | 21.1% | |
Avg P/CF ratio | x | 0 | 31.2 | 0.1% | |
Avg Price/Bookvalue ratio | x | 0.7 | 6.3 | 11.5% | |
Dividend payout | % | 0 | 9.9 | 0.0% | |
Avg Mkt Cap | Rs m | 516 | 766,076 | 0.1% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 3 | 5,697 | 0.1% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 110 | 169,684 | 0.1% | |
Other income | Rs m | 19 | 5,151 | 0.4% | |
Interest expense | Rs m | 14 | 33,126 | 0.0% | |
Net interest income | Rs m | 96 | 136,558 | 0.1% | |
Operating expense | Rs m | 13 | 107,423 | 0.0% | |
Gross profit | Rs m | 83 | 29,135 | 0.3% | |
Gross profit margin | % | 75.5 | 17.2 | 440.0% | |
Provisions/contingencies | Rs m | 24,221 | 441 | 5,491.1% | |
Profit before tax | Rs m | 102 | 32,318 | 0.3% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 25 | 8,239 | 0.3% | |
Profit after tax | Rs m | 77 | 24,079 | 0.3% | |
Net profit margin | % | 69.8 | 14.2 | 492.0% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 385.6 | 35.8% | |
Net fixed assets | Rs m | 4 | 5,421 | 0.1% | |
Share capital | Rs m | 75 | 9,510 | 0.8% | |
Free reserves | Rs m | 634 | 111,203 | 0.6% | |
Net worth | Rs m | 709 | 120,712 | 0.6% | |
Borrowings | Rs m | 0 | 319,932 | 0.0% | |
Investments | Rs m | 70 | 35,411 | 0.2% | |
Total assets | Rs m | 816 | 578,166 | 0.1% | |
Debt/equity ratio | x | 0 | 2.7 | 0.0% | |
Return on assets | % | 9.4 | 4.2 | 226.7% | |
Return on equity | % | 10.9 | 19.9 | 54.5% | |
Capital adequacy ratio | % | 0 | 20.5 | 0.0% | |
Net NPAs | % | 0 | 1.0 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 14 | -54,515 | -0.0% | |
From Investments | Rs m | NA | -14,574 | -0.0% | |
From Financial Activity | Rs m | -11 | 84,012 | -0.0% | |
Net Cashflow | Rs m | 3 | 14,923 | 0.0% |
Indian Promoters | % | 37.4 | 68.6 | 54.5% | |
Foreign collaborators | % | 36.9 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.0 | 25.9 | - | |
FIIs | % | 0.0 | 9.2 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 25.7 | 31.4 | 81.9% | |
Shareholders | 2,121 | 948,916 | 0.2% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare AD-MANUM FIN With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST AAVAS FINANCIERS INDOSTAR CAPITAL
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | AD-MANUM FIN | SBI CARDS |
---|---|---|
1-Day | -1.99% | 0.64% |
1-Month | -10.19% | -3.47% |
1-Year | 52.80% | -7.17% |
3-Year CAGR | 53.46% | -12.35% |
5-Year CAGR | 43.49% | -0.11% |
* Compound Annual Growth Rate
Here are more details on the AD-MANUM FIN share price and the SBI CARDS share price.
Moving on to shareholding structures...
The promoters of AD-MANUM FIN hold a 74.3% stake in the company. In case of SBI CARDS the stake stands at 68.6%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of AD-MANUM FIN and the shareholding pattern of SBI CARDS.
Finally, a word on dividends...
In the most recent financial year, AD-MANUM FIN paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
SBI CARDS paid Rs 2.5, and its dividend payout ratio stood at 9.9%.
You may visit here to review the dividend history of AD-MANUM FIN, and the dividend history of SBI CARDS.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.