ALLAHABAD BANK | J&K BANK | ALLAHABAD BANK/ J&K BANK |
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P/E (TTM) | x | -0.4 | 5.3 | - | View Chart |
P/BV | x | 0.4 | 0.9 | 41.9% | View Chart |
Dividend Yield | % | 0.0 | 2.2 | - |
ALLAHABAD BANK J&K BANK |
EQUITY SHARE DATA | |||||
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ALLAHABAD BANK Mar-19 |
J&K BANK Mar-24 |
ALLAHABAD BANK/ J&K BANK |
5-Yr Chart Click to enlarge
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High | Rs | 59 | 152 | 38.6% | |
Low | Rs | 33 | 48 | 68.7% | |
Income per share (Unadj.) | Rs | 80.7 | 101.8 | 79.2% | |
Earnings per share (Unadj.) | Rs | -40.3 | 16.1 | -250.8% | |
Cash flow per share (Unadj.) | Rs | -70.6 | 51.2 | -137.7% | |
Dividends per share (Unadj.) | Rs | 0 | 2.15 | 0.0% | |
Avg Dividend yield | % | 0 | 2.1 | 0.0% | |
Book value per share (Unadj.) | Rs | 44.8 | 110.7 | 40.5% | |
Shares outstanding (eoy) | m | 2,096.84 | 1,101.18 | 190.4% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 1.0 | 57.8% | |
Avg P/E ratio | x | -1.1 | 6.2 | -18.3% | |
Avg P/CF ratio | x | 3.6 | 4.8 | 74.7% | |
Avg Price/Bookvalue ratio | x | 1.0 | 0.9 | 113.2% | |
Dividend payout | % | 0 | 13.4 | -0.0% | |
Avg Mkt Cap | Rs m | 96,507 | 110,597 | 87.3% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 25,512 | 25,790 | 98.9% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 169,158 | 112,132 | 150.9% | |
Other income | Rs m | 20,537 | 8,377 | 245.2% | |
Interest expense | Rs m | 113,543 | 60,079 | 189.0% | |
Net interest income | Rs m | 55,615 | 52,053 | 106.8% | |
Operating expense | Rs m | 47,862 | 37,626 | 127.2% | |
Gross profit | Rs m | 7,753 | 14,427 | 53.7% | |
Gross profit margin | % | 4.6 | 12.9 | 35.6% | |
Provisions/contingencies | Rs m | 111,233 | 5,105 | 2,179.0% | |
Profit before tax | Rs m | -82,943 | 23,881 | -347.3% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | -1,631 | 13 | -12,393.6% | |
Tax | Rs m | 0 | 6,182 | 0.0% | |
Profit after tax | Rs m | -84,574 | 17,712 | -477.5% | |
Net profit margin | % | -50.0 | 15.8 | -316.5% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 1,422,122 | 937,566 | 151.7% | |
Deposits | Rs m | 2,143,301 | 1,347,632 | 159.0% | |
Credit/Deposit ratio | x | 66.4 | 69.6 | 95.4% | |
Yield on advances | % | 7.9 | 9.2 | 85.7% | |
Cost of deposits | % | 5.0 | 4.2 | 117.9% | |
Net Interest Margin | % | 2.5 | 4.0 | 61.8% | |
Net fixed assets | Rs m | 35,516 | 22,083 | 160.8% | |
Share capital | Rs m | 20,968 | 1,101 | 1,903.9% | |
Free reserves | Rs m | 72,989 | 120,826 | 60.4% | |
Net worth | Rs m | 93,957 | 121,927 | 77.1% | |
Borrowings | Rs m | 124,957 | 28,850 | 433.1% | |
Investments | Rs m | 802,377 | 349,002 | 229.9% | |
Total assets | Rs m | 2,495,767 | 1,545,046 | 161.5% | |
Debt/equity ratio | x | 24.1 | 11.3 | 213.8% | |
Return on assets | % | -3.4 | 1.1 | -295.6% | |
Return on equity | % | -90.0 | 14.5 | -619.6% | |
Capital adequacy ratio | % | 12.5 | 15.4 | 81.1% | |
Net NPAs | % | 5.2 | 0.8 | 660.8% |
CASH FLOW | |||||
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From Operations | Rs m | -158,251 | -8,526 | 1,856.2% | |
From Investments | Rs m | -1,179 | -2,573 | 45.8% | |
From Financial Activity | Rs m | 87,739 | 4,074 | 2,153.5% | |
Net Cashflow | Rs m | -71,691 | -7,024 | 1,020.7% |
Indian Promoters | % | 93.4 | 59.4 | 157.3% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 3.3 | 12.9 | 25.9% | |
FIIs | % | 0.6 | 6.5 | 9.3% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 6.6 | 40.6 | 16.2% | |
Shareholders | 234,964 | 278,050 | 84.5% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare ALLAHABAD BANK With: HDFC BANK AXIS BANK ICICI BANK SBI KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | Allahabad Bank | J&K Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | -1.04% | 2.32% | 2.06% |
1-Month | -46.03% | -0.82% | 2.64% |
1-Year | -86.41% | -12.35% | 20.22% |
3-Year CAGR | -52.64% | 34.08% | 11.76% |
5-Year CAGR | -40.82% | 24.19% | 10.75% |
* Compound Annual Growth Rate
Here are more details on the Allahabad Bank share price and the J&K Bank share price.
Moving on to shareholding structures...
The promoters of Allahabad Bank hold a 93.4% stake in the company. In case of J&K Bank the stake stands at 59.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Allahabad Bank and the shareholding pattern of J&K Bank.
Finally, a word on dividends...
In the most recent financial year, Allahabad Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.
J&K Bank paid Rs 2.2, and its dividend payout ratio stood at 13.4%.
You may visit here to review the dividend history of Allahabad Bank, and the dividend history of J&K Bank.
For a sector overview, read our banking sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.