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ASHIKA CREDIT vs SAKTHI FINANCE - Comparison Results

Rs 100 invested in...

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Current Valuations

    ASHIKA CREDIT SAKTHI FINANCE ASHIKA CREDIT/
SAKTHI FINANCE
 
P/E (TTM) x 3.2 23.3 13.9% View Chart
P/BV x 1.2 1.7 72.7% View Chart
Dividend Yield % 0.0 1.4 -  

Financials

 ASHIKA CREDIT   SAKTHI FINANCE
EQUITY SHARE DATA
    ASHIKA CREDIT
Mar-24
SAKTHI FINANCE
Mar-24
ASHIKA CREDIT/
SAKTHI FINANCE
5-Yr Chart
Click to enlarge
High RsNA104 0.0%   
Low RsNA27 0.0%   
Income per share (Unadj.) Rs15.531.9 48.4%  
Earnings per share (Unadj.) Rs9.02.4 371.2%  
Cash flow per share (Unadj.) Rs3.010.9 27.8%  
Dividends per share (Unadj.) Rs00.80 0.0%  
Avg Dividend yield %01.2- 
Book value per share (Unadj.) Rs57.333.7 169.8%  
Shares outstanding (eoy) m11.8864.71 18.4%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x02.0 0.0%   
Avg P/E ratio x026.9 0.0%  
Avg P/CF ratio x013.9 0.0%  
Avg Price/Bookvalue ratio x01.9 0.0%  
Dividend payout %033.0 0.0%   
Avg Mkt Cap Rs m04,230 0.0%   
No. of employees `000NANA-   
Total wages & salary Rs m28366 7.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m1842,067 8.9%  
Other income Rs m52 252.9%   
Interest expense Rs m71,157 0.6%   
Net interest income Rs m176910 19.4%  
Operating expense Rs m53639 8.4%   
Gross profit Rs m123272 45.3%  
Gross profit margin %67.013.1 509.6%  
Provisions/contingencies Rs m145146 99.1%   
Profit before tax Rs m128215 59.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2158 35.6%   
Profit after tax Rs m107157 68.2%  
Net profit margin %58.27.6 766.5%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m0821 0.0%  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %04.5-  
Net Interest Margin %18.7293.3 6.4%  
Net fixed assets Rs m2678 0.3%   
Share capital Rs m119647 18.4%   
Free reserves Rs m5621,537 36.6%   
Net worth Rs m6812,184 31.2%   
Borrowings Rs m01,248 0.0%   
Investments Rs m943310 303.9%   
Total assets Rs m96714,211 6.8%  
Debt/equity ratio x00.9 0.0%   
Return on assets %11.11.1 1,001.3%  
Return on equity %15.77.2 218.6%  
Capital adequacy ratio %018.5 0.0%  
Net NPAs %02.6 0.0%  
CASH FLOW
From Operations Rs m-248-280 88.8%  
From Investments Rs mNA-276 -0.0%  
From Financial Activity Rs m2501,003 24.9%  
Net Cashflow Rs m2448 0.4%  

Share Holding

Indian Promoters % 63.4 67.0 94.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 1.5 0.0 -  
FIIs % 1.5 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 36.6 33.0 111.0%  
Shareholders   2,240 10,393 21.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare ASHIKA CREDIT With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on Ashika Credit vs SAKTHI FINANCE

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Ashika Credit vs SAKTHI FINANCE Share Price Performance

Period Ashika Credit SAKTHI FINANCE
1-Day 3.08% -2.54%
1-Month -2.90% -16.13%
1-Year -14.43% 30.09%
3-Year CAGR -1.07% 52.23%
5-Year CAGR -2.39% 31.01%

* Compound Annual Growth Rate

Here are more details on the Ashika Credit share price and the SAKTHI FINANCE share price.

Moving on to shareholding structures...

The promoters of Ashika Credit hold a 63.4% stake in the company. In case of SAKTHI FINANCE the stake stands at 67.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Ashika Credit and the shareholding pattern of SAKTHI FINANCE.

Finally, a word on dividends...

In the most recent financial year, Ashika Credit paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

SAKTHI FINANCE paid Rs 0.8, and its dividend payout ratio stood at 33.0%.

You may visit here to review the dividend history of Ashika Credit, and the dividend history of SAKTHI FINANCE.

For a sector overview, read our finance sector report.



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