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ASHIKA CREDIT vs REC - Comparison Results

Rs 100 invested in...

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Current Valuations

    ASHIKA CREDIT REC ASHIKA CREDIT/
REC
 
P/E (TTM) x 3.2 9.0 35.9% View Chart
P/BV x 1.2 1.9 64.0% View Chart
Dividend Yield % 0.0 3.1 -  

Financials

 ASHIKA CREDIT   REC
EQUITY SHARE DATA
    ASHIKA CREDIT
Mar-24
REC
Mar-24
ASHIKA CREDIT/
REC
5-Yr Chart
Click to enlarge
High RsNA524 0.0%   
Low RsNA116 0.0%   
Income per share (Unadj.) Rs15.5180.4 8.6%  
Earnings per share (Unadj.) Rs9.053.7 16.8%  
Cash flow per share (Unadj.) Rs3.070.7 4.3%  
Dividends per share (Unadj.) Rs016.00 0.0%  
Avg Dividend yield %05.0- 
Book value per share (Unadj.) Rs57.3263.4 21.8%  
Shares outstanding (eoy) m11.882,633.22 0.5%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x01.8 0.0%   
Avg P/E ratio x06.0 0.0%  
Avg P/CF ratio x05.8 0.0%  
Avg Price/Bookvalue ratio x01.2 0.0%  
Dividend payout %029.8 0.0%   
Avg Mkt Cap Rs m0841,973 0.0%   
No. of employees `000NANA-   
Total wages & salary Rs m282,380 1.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m184475,048 0.0%  
Other income Rs m514,461 0.0%   
Interest expense Rs m7299,647 0.0%   
Net interest income Rs m176175,400 0.1%  
Operating expense Rs m5310,022 0.5%   
Gross profit Rs m123165,379 0.1%  
Gross profit margin %67.034.8 192.4%  
Provisions/contingencies Rs m1453,321 4.4%   
Profit before tax Rs m128179,599 0.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2138,145 0.1%   
Profit after tax Rs m107141,455 0.1%  
Net profit margin %58.229.8 195.5%  
BALANCE SHEET DATA
Advances Rs m04,991,921 0.0%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %18.73.3 564.7%  
Net fixed assets Rs m26,315 0.0%   
Share capital Rs m11931,916 0.4%   
Free reserves Rs m562661,586 0.1%   
Net worth Rs m681693,503 0.1%   
Borrowings Rs m0363,018 0.0%   
Investments Rs m943300,845 0.3%   
Total assets Rs m9675,489,085 0.0%  
Debt/equity ratio x00.5 0.0%   
Return on assets %11.12.6 429.4%  
Return on equity %15.720.4 77.1%  
Capital adequacy ratio %025.8 0.0%  
Net NPAs %00.9 0.0%  
CASH FLOW
From Operations Rs m-248-577,226 0.0%  
From Investments Rs mNA-18,310 -0.0%  
From Financial Activity Rs m250595,878 0.0%  
Net Cashflow Rs m2342 0.5%  

Share Holding

Indian Promoters % 63.4 52.6 120.5%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 1.5 35.5 4.2%  
FIIs % 1.5 21.2 7.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 36.6 47.4 77.3%  
Shareholders   2,240 1,040,888 0.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare ASHIKA CREDIT With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    MANAPPURAM FINANCE    


More on Ashika Credit vs REC

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Ashika Credit vs REC Share Price Performance

Period Ashika Credit REC
1-Day 3.08% 3.82%
1-Month -2.90% 0.33%
1-Year -14.43% 51.16%
3-Year CAGR -1.07% 72.06%
5-Year CAGR -2.39% 37.23%

* Compound Annual Growth Rate

Here are more details on the Ashika Credit share price and the REC share price.

Moving on to shareholding structures...

The promoters of Ashika Credit hold a 63.4% stake in the company. In case of REC the stake stands at 52.6%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Ashika Credit and the shareholding pattern of REC.

Finally, a word on dividends...

In the most recent financial year, Ashika Credit paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

REC paid Rs 16.0, and its dividend payout ratio stood at 29.8%.

You may visit here to review the dividend history of Ashika Credit, and the dividend history of REC.

For a sector overview, read our finance sector report.



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