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ASHIKA CREDIT vs PTC INDIA FINANCIAL - Comparison Results

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Current Valuations

    ASHIKA CREDIT PTC INDIA FINANCIAL ASHIKA CREDIT/
PTC INDIA FINANCIAL
 
P/E (TTM) x 3.2 16.4 19.7% View Chart
P/BV x 1.2 1.0 122.7% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 ASHIKA CREDIT   PTC INDIA FINANCIAL
EQUITY SHARE DATA
    ASHIKA CREDIT
Mar-24
PTC INDIA FINANCIAL
Mar-24
ASHIKA CREDIT/
PTC INDIA FINANCIAL
5-Yr Chart
Click to enlarge
High RsNA68 0.0%   
Low RsNA13 0.0%   
Income per share (Unadj.) Rs15.511.8 130.6%  
Earnings per share (Unadj.) Rs9.02.5 360.0%  
Cash flow per share (Unadj.) Rs3.05.6 54.5%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00- 
Book value per share (Unadj.) Rs57.339.5 145.0%  
Shares outstanding (eoy) m11.88642.28 1.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x03.4 0.0%   
Avg P/E ratio x016.1 0.0%  
Avg P/CF ratio x016.1 0.0%  
Avg Price/Bookvalue ratio x01.0 0.0%  
Dividend payout %00-   
Avg Mkt Cap Rs m025,852 0.0%   
No. of employees `000NANA-   
Total wages & salary Rs m28206 13.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m1847,608 2.4%  
Other income Rs m5155 3.1%   
Interest expense Rs m74,113 0.2%   
Net interest income Rs m1763,495 5.1%  
Operating expense Rs m531,425 3.7%   
Gross profit Rs m1232,070 5.9%  
Gross profit margin %67.027.2 246.2%  
Provisions/contingencies Rs m1450-   
Profit before tax Rs m1282,160 5.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m21552 3.7%   
Profit after tax Rs m1071,607 6.7%  
Net profit margin %58.221.1 275.6%  
BALANCE SHEET DATA
Advances Rs m047,817 0.0%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %18.77.1 264.7%  
Net fixed assets Rs m2254 0.7%   
Share capital Rs m1196,423 1.8%   
Free reserves Rs m56218,965 3.0%   
Net worth Rs m68125,387 2.7%   
Borrowings Rs m0206 0.0%   
Investments Rs m9431,611 58.6%   
Total assets Rs m96764,770 1.5%  
Debt/equity ratio x00 0.0%   
Return on assets %11.12.5 445.9%  
Return on equity %15.76.3 248.3%  
Capital adequacy ratio %043.1 0.0%  
Net NPAs %02.8 0.0%  
CASH FLOW
From Operations Rs m-24825,630 -1.0%  
From Investments Rs mNA-6,891 -0.0%  
From Financial Activity Rs m250-16,688 -1.5%  
Net Cashflow Rs m22,052 0.1%  

Share Holding

Indian Promoters % 63.4 65.0 97.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 1.5 7.1 21.4%  
FIIs % 1.5 2.1 73.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 36.6 35.0 104.5%  
Shareholders   2,240 144,836 1.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare ASHIKA CREDIT With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on Ashika Credit vs PTC INDIA FINANCIAL

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Ashika Credit vs PTC INDIA FINANCIAL Share Price Performance

Period Ashika Credit PTC INDIA FINANCIAL
1-Day 3.08% 1.06%
1-Month -2.90% -5.56%
1-Year -14.43% 17.51%
3-Year CAGR -1.07% 28.78%
5-Year CAGR -2.39% 23.75%

* Compound Annual Growth Rate

Here are more details on the Ashika Credit share price and the PTC INDIA FINANCIAL share price.

Moving on to shareholding structures...

The promoters of Ashika Credit hold a 63.4% stake in the company. In case of PTC INDIA FINANCIAL the stake stands at 65.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Ashika Credit and the shareholding pattern of PTC INDIA FINANCIAL.

Finally, a word on dividends...

In the most recent financial year, Ashika Credit paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

PTC INDIA FINANCIAL paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of Ashika Credit, and the dividend history of PTC INDIA FINANCIAL.

For a sector overview, read our finance sector report.



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