YES BANK | J&K BANK | YES BANK/ J&K BANK |
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P/E (TTM) | x | 33.5 | 5.1 | 653.3% | View Chart |
P/BV | x | 1.5 | 0.9 | 170.9% | View Chart |
Dividend Yield | % | 0.0 | 2.3 | - |
YES BANK J&K BANK |
EQUITY SHARE DATA | |||||
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YES BANK Mar-24 |
J&K BANK Mar-24 |
YES BANK/ J&K BANK |
5-Yr Chart Click to enlarge
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High | Rs | 33 | 152 | 21.5% | |
Low | Rs | 14 | 48 | 29.1% | |
Income per share (Unadj.) | Rs | 9.6 | 101.8 | 9.4% | |
Earnings per share (Unadj.) | Rs | 0.4 | 16.1 | 2.8% | |
Cash flow per share (Unadj.) | Rs | 3.3 | 51.2 | 6.4% | |
Dividends per share (Unadj.) | Rs | 0 | 2.15 | 0.0% | |
Avg Dividend yield | % | 0 | 2.1 | 0.0% | |
Book value per share (Unadj.) | Rs | 14.3 | 110.7 | 12.9% | |
Shares outstanding (eoy) | m | 28,767.88 | 1,101.18 | 2,612.5% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.4 | 1.0 | 247.8% | |
Avg P/E ratio | x | 52.5 | 6.2 | 840.8% | |
Avg P/CF ratio | x | 19.7 | 4.8 | 406.5% | |
Avg Price/Bookvalue ratio | x | 1.6 | 0.9 | 180.8% | |
Dividend payout | % | 0 | 13.4 | 0.0% | |
Avg Mkt Cap | Rs m | 674,751 | 110,597 | 610.1% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 38,873 | 25,790 | 150.7% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 276,059 | 112,132 | 246.2% | |
Other income | Rs m | 53,550 | 8,377 | 639.3% | |
Interest expense | Rs m | 195,273 | 60,079 | 325.0% | |
Net interest income | Rs m | 80,786 | 52,053 | 155.2% | |
Operating expense | Rs m | 100,094 | 37,626 | 266.0% | |
Gross profit | Rs m | -19,308 | 14,427 | -133.8% | |
Gross profit margin | % | -7.0 | 12.9 | -54.4% | |
Provisions/contingencies | Rs m | 21,390 | 5,105 | 419.0% | |
Profit before tax | Rs m | 15,377 | 23,881 | 64.4% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 13 | 0.0% | |
Tax | Rs m | 2,525 | 6,182 | 40.8% | |
Profit after tax | Rs m | 12,852 | 17,712 | 72.6% | |
Net profit margin | % | 4.7 | 15.8 | 29.5% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 2,277,990 | 937,566 | 243.0% | |
Deposits | Rs m | 2,662,295 | 1,347,632 | 197.6% | |
Credit/Deposit ratio | x | 85.6 | 69.6 | 123.0% | |
Yield on advances | % | 9.3 | 9.2 | 100.8% | |
Cost of deposits | % | 5.1 | 4.2 | 120.8% | |
Net Interest Margin | % | 2.5 | 4.0 | 62.8% | |
Net fixed assets | Rs m | 25,091 | 22,083 | 113.6% | |
Share capital | Rs m | 57,536 | 1,101 | 5,224.2% | |
Free reserves | Rs m | 353,946 | 120,826 | 292.9% | |
Net worth | Rs m | 411,481 | 121,927 | 337.5% | |
Borrowings | Rs m | 805,076 | 28,850 | 2,790.6% | |
Investments | Rs m | 899,970 | 349,002 | 257.9% | |
Total assets | Rs m | 4,063,615 | 1,545,046 | 263.0% | |
Debt/equity ratio | x | 8.4 | 11.3 | 74.6% | |
Return on assets | % | 0.3 | 1.1 | 27.6% | |
Return on equity | % | 3.1 | 14.5 | 21.5% | |
Capital adequacy ratio | % | 15.4 | 15.4 | 99.9% | |
Net NPAs | % | 0.6 | 0.8 | 73.4% |
CASH FLOW | |||||
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From Operations | Rs m | 96,446 | -8,526 | -1,131.3% | |
From Investments | Rs m | -124,310 | -2,573 | 4,832.1% | |
From Financial Activity | Rs m | 27,708 | 4,074 | 680.1% | |
Net Cashflow | Rs m | -376 | -7,024 | 5.3% |
Indian Promoters | % | 0.0 | 59.4 | - | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 65.2 | 12.9 | 507.1% | |
FIIs | % | 27.0 | 6.5 | 417.3% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 100.0 | 40.6 | 246.3% | |
Shareholders | 6,247,735 | 278,050 | 2,247.0% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare YES BANK With: HDFC BANK AXIS BANK ICICI BANK SBI KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | Yes Bank | J&K Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | -2.20% | -1.61% | -0.42% |
1-Month | -8.99% | -0.26% | -2.93% |
1-Year | -3.09% | -16.30% | 16.50% |
3-Year CAGR | 15.09% | 34.35% | 10.67% |
5-Year CAGR | -21.52% | 23.37% | 10.10% |
* Compound Annual Growth Rate
Here are more details on the Yes Bank share price and the J&K Bank share price.
Moving on to shareholding structures...
The promoters of Yes Bank hold a 0.0% stake in the company. In case of J&K Bank the stake stands at 59.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Yes Bank and the shareholding pattern of J&K Bank.
Finally, a word on dividends...
In the most recent financial year, Yes Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
J&K Bank paid Rs 2.2, and its dividend payout ratio stood at 13.4%.
You may visit here to review the dividend history of Yes Bank, and the dividend history of J&K Bank.
For a sector overview, read our banking sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.