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VARDHMAN HOLDINGS vs PAISALO DIGITAL - Comparison Results

Rs 100 invested in...

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Current Valuations

    VARDHMAN HOLDINGS PAISALO DIGITAL VARDHMAN HOLDINGS/
PAISALO DIGITAL
 
P/E (TTM) x -60.5 21.5 - View Chart
P/BV x 0.5 3.0 16.4% View Chart
Dividend Yield % 0.1 0.2 43.6%  

Financials

 VARDHMAN HOLDINGS   PAISALO DIGITAL
EQUITY SHARE DATA
    VARDHMAN HOLDINGS
Mar-24
PAISALO DIGITAL
Mar-24
VARDHMAN HOLDINGS/
PAISALO DIGITAL
5-Yr Chart
Click to enlarge
High Rs3,788100 3,802.0%   
Low Rs2,41121 11,475.5%   
Income per share (Unadj.) Rs46.77.3 636.8%  
Earnings per share (Unadj.) Rs579.62.0 29,081.0%  
Cash flow per share (Unadj.) Rs622.5-6.9 -9,025.3%  
Dividends per share (Unadj.) Rs5.000.10 5,000.0%  
Avg Dividend yield %0.20.2 97.3%  
Book value per share (Unadj.) Rs10,336.014.8 69,820.9%  
Shares outstanding (eoy) m3.19898.04 0.4%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x66.48.2 807.3%   
Avg P/E ratio x5.430.3 17.7%  
Avg P/CF ratio x5.44.6 117.0%  
Avg Price/Bookvalue ratio x0.34.1 7.4%  
Dividend payout %0.95.0 17.2%   
Avg Mkt Cap Rs m9,89254,166 18.3%   
No. of employees `000NANA-   
Total wages & salary Rs m5425 1.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m1496,587 2.3%  
Other income Rs m251 3,862.5%   
Interest expense Rs m02,701 0.0%   
Net interest income Rs m1493,887 3.8%  
Operating expense Rs m431,446 3.0%   
Gross profit Rs m1062,440 4.3%  
Gross profit margin %70.937.0 191.3%  
Provisions/contingencies Rs m010,052 0.0%   
Profit before tax Rs m1,9422,412 80.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m94622 15.0%   
Profit after tax Rs m1,8491,790 103.3%  
Net profit margin %1,240.727.2 4,566.7%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %0.51,868.3 0.0%  
Net fixed assets Rs m32664 4.8%   
Share capital Rs m32898 3.6%   
Free reserves Rs m32,94012,396 265.7%   
Net worth Rs m32,97213,294 248.0%   
Borrowings Rs m07,420 0.0%   
Investments Rs m32,695208 15,715.9%   
Total assets Rs m32,86841,849 78.5%  
Debt/equity ratio x00.6 0.0%   
Return on assets %5.64.3 131.5%  
Return on equity %5.613.5 41.7%  
Capital adequacy ratio %39.535.9 110.0%  
Net NPAs %00 0.0%  
CASH FLOW
From Operations Rs m-29-5,698 0.5%  
From Investments Rs m4426 168.8%  
From Financial Activity Rs m-165,526 -0.3%  
Net Cashflow Rs m-1-145 0.7%  

Share Holding

Indian Promoters % 74.9 52.4 143.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.2 23.4 0.8%  
FIIs % 0.1 10.7 0.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 25.1 47.6 52.7%  
Shareholders   9,833 71,338 13.8%  
Pledged promoter(s) holding % 0.0 17.8 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare VARDHMAN HOLDINGS With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on Vardhman Holdings vs Paisalo Digital

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Vardhman Holdings vs Paisalo Digital Share Price Performance

Period Vardhman Holdings Paisalo Digital
1-Day -3.35% 1.26%
1-Month -4.11% -10.39%
1-Year 70.09% 6.27%
3-Year CAGR 18.93% -3.14%
5-Year CAGR 28.82% 15.21%

* Compound Annual Growth Rate

Here are more details on the Vardhman Holdings share price and the Paisalo Digital share price.

Moving on to shareholding structures...

The promoters of Vardhman Holdings hold a 74.9% stake in the company. In case of Paisalo Digital the stake stands at 52.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Vardhman Holdings and the shareholding pattern of Paisalo Digital.

Finally, a word on dividends...

In the most recent financial year, Vardhman Holdings paid a dividend of Rs 5.0 per share. This amounted to a Dividend Payout ratio of 0.9%.

Paisalo Digital paid Rs 0.1, and its dividend payout ratio stood at 5.0%.

You may visit here to review the dividend history of Vardhman Holdings, and the dividend history of Paisalo Digital.

For a sector overview, read our finance sector report.



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