UPASANA FINANCE | OPTIMUS FINANCE | UPASANA FINANCE/ OPTIMUS FINANCE |
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P/E (TTM) | x | 7.1 | 13.6 | 51.9% | View Chart |
P/BV | x | 1.2 | 3.5 | 34.7% | View Chart |
Dividend Yield | % | 0.0 | 0.0 | - |
UPASANA FINANCE OPTIMUS FINANCE |
EQUITY SHARE DATA | |||||
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UPASANA FINANCE Mar-24 |
OPTIMUS FINANCE Mar-24 |
UPASANA FINANCE/ OPTIMUS FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 60 | 144 | 41.3% | |
Low | Rs | 25 | 58 | 43.5% | |
Income per share (Unadj.) | Rs | 7.9 | 147.1 | 5.4% | |
Earnings per share (Unadj.) | Rs | 4.0 | 7.0 | 57.4% | |
Cash flow per share (Unadj.) | Rs | -5.4 | 135.6 | -4.0% | |
Dividends per share (Unadj.) | Rs | 0 | 0 | - | |
Avg Dividend yield | % | 0 | 0 | - | |
Book value per share (Unadj.) | Rs | 42.3 | 52.1 | 81.2% | |
Shares outstanding (eoy) | m | 8.91 | 7.47 | 119.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 5.4 | 0.7 | 781.6% | |
Avg P/E ratio | x | 10.5 | 14.3 | 73.0% | |
Avg P/CF ratio | x | 2.7 | 6.4 | 42.4% | |
Avg Price/Bookvalue ratio | x | 1.0 | 1.9 | 51.6% | |
Dividend payout | % | 0 | 0 | - | |
Avg Mkt Cap | Rs m | 376 | 753 | 50.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 1 | 46 | 2.0% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 70 | 1,099 | 6.4% | |
Other income | Rs m | 0 | 43 | 0.0% | |
Interest expense | Rs m | 16 | 21 | 78.8% | |
Net interest income | Rs m | 54 | 1,078 | 5.0% | |
Operating expense | Rs m | 6 | 1,016 | 0.6% | |
Gross profit | Rs m | 48 | 62 | 77.6% | |
Gross profit margin | % | 68.7 | 5.7 | 1,212.0% | |
Provisions/contingencies | Rs m | 102 | 65 | 158.0% | |
Profit before tax | Rs m | 48 | 92 | 52.4% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | -30 | -0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 12 | 10 | 126.4% | |
Profit after tax | Rs m | 36 | 53 | 68.5% | |
Net profit margin | % | 51.2 | 4.8 | 1,070.7% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 0 | 15,443.1 | - | |
Net fixed assets | Rs m | 0 | 92 | 0.3% | |
Share capital | Rs m | 89 | 75 | 119.2% | |
Free reserves | Rs m | 288 | 314 | 91.5% | |
Net worth | Rs m | 377 | 389 | 96.9% | |
Borrowings | Rs m | 402 | 118 | 340.0% | |
Investments | Rs m | 0 | 7 | 0.0% | |
Total assets | Rs m | 806 | 937 | 86.0% | |
Debt/equity ratio | x | 1.1 | 0.4 | 273.8% | |
Return on assets | % | 4.5 | 5.6 | 79.7% | |
Return on equity | % | 9.6 | 13.5 | 70.7% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | -239 | -86 | 277.1% | |
From Investments | Rs m | NA | 3 | 0.0% | |
From Financial Activity | Rs m | 130 | 68 | 190.9% | |
Net Cashflow | Rs m | -109 | -15 | 715.8% |
Indian Promoters | % | 27.6 | 53.9 | 51.2% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.0 | 0.0 | - | |
FIIs | % | 0.0 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 72.4 | 46.1 | 157.0% | |
Shareholders | 6,294 | 3,298 | 190.8% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare UPASANA FINANCE With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS MANAPPURAM FINANCE
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | UPASANA FIN. | TRANSPEK FIN |
---|---|---|
1-Day | 0.35% | -3.27% |
1-Month | -1.09% | 43.85% |
1-Year | -3.97% | 136.72% |
3-Year CAGR | 45.37% | 79.95% |
5-Year CAGR | 8.74% | 64.58% |
* Compound Annual Growth Rate
Here are more details on the UPASANA FIN. share price and the TRANSPEK FIN share price.
Moving on to shareholding structures...
The promoters of UPASANA FIN. hold a 27.6% stake in the company. In case of TRANSPEK FIN the stake stands at 53.9%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of UPASANA FIN. and the shareholding pattern of TRANSPEK FIN.
Finally, a word on dividends...
In the most recent financial year, UPASANA FIN. paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
TRANSPEK FIN paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of UPASANA FIN., and the dividend history of TRANSPEK FIN.
For a sector overview, read our finance sector report.
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