UPASANA FINANCE | CHOLAMANDALAM INVEST | UPASANA FINANCE/ CHOLAMANDALAM INVEST |
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P/E (TTM) | x | 7.4 | 26.5 | 27.8% | View Chart |
P/BV | x | 1.3 | 5.2 | 24.4% | View Chart |
Dividend Yield | % | 0.0 | 0.2 | - |
UPASANA FINANCE CHOLAMANDALAM INVEST |
EQUITY SHARE DATA | |||||
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UPASANA FINANCE Mar-24 |
CHOLAMANDALAM INVEST Mar-24 |
UPASANA FINANCE/ CHOLAMANDALAM INVEST |
5-Yr Chart Click to enlarge
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High | Rs | 60 | 1,310 | 4.5% | |
Low | Rs | 25 | 763 | 3.3% | |
Income per share (Unadj.) | Rs | 7.9 | 227.9 | 3.5% | |
Earnings per share (Unadj.) | Rs | 4.0 | 40.7 | 9.9% | |
Cash flow per share (Unadj.) | Rs | -5.4 | 118.9 | -4.6% | |
Dividends per share (Unadj.) | Rs | 0 | 2.00 | 0.0% | |
Avg Dividend yield | % | 0 | 0.2 | 0.0% | |
Book value per share (Unadj.) | Rs | 42.3 | 231.6 | 18.3% | |
Shares outstanding (eoy) | m | 8.91 | 839.97 | 1.1% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 5.4 | 4.5 | 117.7% | |
Avg P/E ratio | x | 10.5 | 25.5 | 41.1% | |
Avg P/CF ratio | x | 2.7 | 25.3 | 10.8% | |
Avg Price/Bookvalue ratio | x | 1.0 | 4.5 | 22.3% | |
Dividend payout | % | 0 | 4.9 | 0.0% | |
Avg Mkt Cap | Rs m | 376 | 870,691 | 0.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 1 | 24,786 | 0.0% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 70 | 191,396 | 0.0% | |
Other income | Rs m | 0 | 2,824 | 0.0% | |
Interest expense | Rs m | 16 | 92,308 | 0.0% | |
Net interest income | Rs m | 54 | 99,089 | 0.1% | |
Operating expense | Rs m | 6 | 53,879 | 0.0% | |
Gross profit | Rs m | 48 | 45,210 | 0.1% | |
Gross profit margin | % | 68.7 | 23.6 | 290.9% | |
Provisions/contingencies | Rs m | 102 | 194 | 52.6% | |
Profit before tax | Rs m | 48 | 46,053 | 0.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 93 | 0.0% | |
Tax | Rs m | 12 | 11,946 | 0.1% | |
Profit after tax | Rs m | 36 | 34,201 | 0.1% | |
Net profit margin | % | 51.2 | 17.9 | 286.6% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 1,444,627 | 0.0% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 0 | 6.6 | - | |
Net fixed assets | Rs m | 0 | 15,632 | 0.0% | |
Share capital | Rs m | 89 | 1,681 | 5.3% | |
Free reserves | Rs m | 288 | 192,848 | 0.1% | |
Net worth | Rs m | 377 | 194,529 | 0.2% | |
Borrowings | Rs m | 402 | 70,351 | 0.6% | |
Investments | Rs m | 0 | 46,026 | 0.0% | |
Total assets | Rs m | 806 | 1,560,306 | 0.1% | |
Debt/equity ratio | x | 1.1 | 0.4 | 295.2% | |
Return on assets | % | 4.5 | 2.2 | 203.9% | |
Return on equity | % | 9.6 | 17.6 | 54.3% | |
Capital adequacy ratio | % | 0 | 18.6 | 0.0% | |
Net NPAs | % | 0 | 2.3 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | -239 | -356,829 | 0.1% | |
From Investments | Rs m | NA | -28,546 | -0.0% | |
From Financial Activity | Rs m | 130 | 384,712 | 0.0% | |
Net Cashflow | Rs m | -109 | -662 | 16.4% |
Indian Promoters | % | 27.6 | 50.1 | 55.1% | |
Foreign collaborators | % | 0.0 | 0.1 | - | |
Indian inst/Mut Fund | % | 0.0 | 43.8 | - | |
FIIs | % | 0.0 | 27.2 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 72.4 | 49.8 | 145.5% | |
Shareholders | 6,294 | 146,889 | 4.3% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare UPASANA FINANCE With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT SBI CARDS MANAPPURAM FINANCE TATA INVESTMENT
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | UPASANA FIN. | Cholamandalam Invest |
---|---|---|
1-Day | -2.23% | 0.39% |
1-Month | 0.37% | -14.33% |
1-Year | 5.38% | 7.90% |
3-Year CAGR | 58.74% | 26.63% |
5-Year CAGR | 10.64% | 30.94% |
* Compound Annual Growth Rate
Here are more details on the UPASANA FIN. share price and the Cholamandalam Invest share price.
Moving on to shareholding structures...
The promoters of UPASANA FIN. hold a 27.6% stake in the company. In case of Cholamandalam Invest the stake stands at 50.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of UPASANA FIN. and the shareholding pattern of Cholamandalam Invest.
Finally, a word on dividends...
In the most recent financial year, UPASANA FIN. paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
Cholamandalam Invest paid Rs 2.0, and its dividend payout ratio stood at 4.9%.
You may visit here to review the dividend history of UPASANA FIN., and the dividend history of Cholamandalam Invest.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.