UNITED CRED. | S R G SECURITIES | UNITED CRED./ S R G SECURITIES |
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P/E (TTM) | x | 9.2 | - | - | View Chart |
P/BV | x | 0.6 | 2.7 | 21.6% | View Chart |
Dividend Yield | % | 0.0 | 0.0 | - |
UNITED CRED. S R G SECURITIES |
EQUITY SHARE DATA | |||||
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UNITED CRED. Mar-24 |
S R G SECURITIES Mar-24 |
UNITED CRED./ S R G SECURITIES |
5-Yr Chart Click to enlarge
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High | Rs | 30 | 32 | 94.5% | |
Low | Rs | 12 | 12 | 102.1% | |
Income per share (Unadj.) | Rs | 6.4 | 2.7 | 238.0% | |
Earnings per share (Unadj.) | Rs | 3.1 | 0.9 | 350.6% | |
Cash flow per share (Unadj.) | Rs | 7.6 | -4.1 | -184.1% | |
Dividends per share (Unadj.) | Rs | 0 | 0 | - | |
Avg Dividend yield | % | 0 | 0 | - | |
Book value per share (Unadj.) | Rs | 54.4 | 26.8 | 202.9% | |
Shares outstanding (eoy) | m | 5.33 | 5.38 | 99.1% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 3.3 | 8.1 | 40.6% | |
Avg P/E ratio | x | 6.8 | 24.7 | 27.6% | |
Avg P/CF ratio | x | 6.8 | 2.8 | 246.6% | |
Avg Price/Bookvalue ratio | x | 0.4 | 0.8 | 47.6% | |
Dividend payout | % | 0 | 0 | - | |
Avg Mkt Cap | Rs m | 112 | 117 | 95.7% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 7 | 2 | 393.6% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 34 | 14 | 235.8% | |
Other income | Rs m | 7 | 1 | 577.2% | |
Interest expense | Rs m | 0 | 0 | 450.0% | |
Net interest income | Rs m | 34 | 14 | 235.5% | |
Operating expense | Rs m | 20 | 9 | 213.5% | |
Gross profit | Rs m | 14 | 5 | 273.9% | |
Gross profit margin | % | 42.3 | 36.4 | 116.1% | |
Provisions/contingencies | Rs m | 0 | 37 | 0.0% | |
Profit before tax | Rs m | 21 | 6 | 333.9% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 4 | 2 | 292.1% | |
Profit after tax | Rs m | 16 | 5 | 347.3% | |
Net profit margin | % | 48.2 | 32.7 | 147.1% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 33.3 | 13.0 | 256.5% | |
Net fixed assets | Rs m | 2 | 4 | 45.9% | |
Share capital | Rs m | 55 | 54 | 102.2% | |
Free reserves | Rs m | 235 | 90 | 259.8% | |
Net worth | Rs m | 290 | 144 | 201.0% | |
Borrowings | Rs m | 0 | 0 | - | |
Investments | Rs m | 102 | 111 | 91.8% | |
Total assets | Rs m | 298 | 149 | 200.2% | |
Debt/equity ratio | x | 0 | 0 | - | |
Return on assets | % | 5.5 | 3.2 | 173.3% | |
Return on equity | % | 5.6 | 3.3 | 172.6% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 5 | 14 | 37.8% | |
From Investments | Rs m | NA | -13 | 0.2% | |
From Financial Activity | Rs m | -1 | NA | - | |
Net Cashflow | Rs m | 5 | 1 | 437.0% |
Indian Promoters | % | 57.3 | 64.3 | 89.2% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.5 | 0.0 | - | |
FIIs | % | 0.0 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 42.7 | 35.7 | 119.4% | |
Shareholders | 2,516 | 117 | 2,150.4% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare UNITED CRED. With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | UNITED CRED. | S R G SECURITIES |
---|---|---|
1-Day | -4.91% | -5.00% |
1-Month | 17.37% | -9.74% |
1-Year | 79.02% | 123.68% |
3-Year CAGR | 35.25% | 50.18% |
5-Year CAGR | 14.47% | 15.11% |
* Compound Annual Growth Rate
Here are more details on the UNITED CRED. share price and the S R G SECURITIES share price.
Moving on to shareholding structures...
The promoters of UNITED CRED. hold a 57.3% stake in the company. In case of S R G SECURITIES the stake stands at 64.3%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of UNITED CRED. and the shareholding pattern of S R G SECURITIES.
Finally, a word on dividends...
In the most recent financial year, UNITED CRED. paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
S R G SECURITIES paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of UNITED CRED., and the dividend history of S R G SECURITIES.
For a sector overview, read our finance sector report.
Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.