Helping You Build Wealth With Honest Research
Since 1996. Read On...

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

UCO BANK vs BANK OF INDIA - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    UCO BANK BANK OF INDIA UCO BANK/
BANK OF INDIA
 
P/E (TTM) x 22.9 6.2 367.9% View Chart
P/BV x 1.8 0.7 276.6% View Chart
Dividend Yield % 0.7 2.7 24.6%  

Financials

 UCO BANK   BANK OF INDIA
EQUITY SHARE DATA
    UCO BANK
Mar-24
BANK OF INDIA
Mar-24
UCO BANK/
BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs71156 45.2%   
Low Rs2469 34.9%   
Income per share (Unadj.) Rs18.3134.1 13.6%  
Earnings per share (Unadj.) Rs1.414.4 9.7%  
Cash flow per share (Unadj.) Rs5.439.1 13.8%  
Dividends per share (Unadj.) Rs0.282.80 10.0%  
Avg Dividend yield %0.62.5 23.8%  
Book value per share (Unadj.) Rs22.8155.0 14.7%  
Shares outstanding (eoy) m11,955.964,552.67 262.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.60.8 308.4%   
Avg P/E ratio x33.97.8 433.4%  
Avg P/CF ratio x12.33.6 346.5%  
Avg Price/Bookvalue ratio x2.10.7 286.3%  
Dividend payout %20.019.4 103.1%   
Avg Mkt Cap Rs m567,191513,905 110.4%   
No. of employees `000NANA-   
Total wages & salary Rs m48,86792,627 52.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m218,543610,733 35.8%  
Other income Rs m32,65562,331 52.4%   
Interest expense Rs m137,536377,568 36.4%   
Net interest income Rs m81,008233,166 34.7%  
Operating expense Rs m67,901153,062 44.4%   
Gross profit Rs m13,10780,104 16.4%  
Gross profit margin %6.013.1 45.7%  
Provisions/contingencies Rs m29,22578,590 37.2%   
Profit before tax Rs m25,689101,931 25.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-21 -0.0%   
Prior Period Items Rs m1781,820 9.8%   
Tax Rs m9,15138,086 24.0%   
Profit after tax Rs m16,71665,645 25.5%  
Net profit margin %7.610.7 71.2%  
BALANCE SHEET DATA
Advances Rs m1,820,2195,666,438 32.1%   
Deposits Rs m2,631,2987,406,114 35.5%  
Credit/Deposit ratio x69.276.5 90.4%  
Yield on advances %7.87.6 102.2%   
Cost of deposits %4.54.2 106.2%   
Net Interest Margin %2.92.9 101.3%  
Net fixed assets Rs m37,166101,775 36.5%   
Share capital Rs m119,56045,534 262.6%   
Free reserves Rs m152,578660,278 23.1%   
Net worth Rs m272,138705,813 38.6%   
Borrowings Rs m253,314809,603 31.3%   
Investments Rs m927,6142,345,920 39.5%   
Total assets Rs m3,235,4859,242,804 35.0%  
Debt/equity ratio x10.611.6 91.1%   
Return on assets %0.50.7 72.7%  
Return on equity %6.19.3 66.0%  
Capital adequacy ratio %17.017.0 100.1%  
Net NPAs %0.91.2 73.0%  
CASH FLOW
From Operations Rs m10,017-44,369 -22.6%  
From Investments Rs m-2,949-9,910 29.8%  
From Financial Activity Rs m-4,29538,677 -11.1%  
Net Cashflow Rs m2,973-15,603 -19.1%  

Share Holding

Indian Promoters % 95.4 73.4 130.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 1.3 19.5 6.9%  
FIIs % 0.0 3.2 0.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 4.6 26.6 17.3%  
Shareholders   773,466 692,229 111.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UCO BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on UCO Bank vs Bank of India

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

UCO Bank vs Bank of India Share Price Performance

Period UCO Bank Bank of India S&P BSE BANKEX
1-Day 0.84% 1.73% 1.61%
1-Month -4.27% 3.25% -0.07%
1-Year 11.11% -0.84% 18.92%
3-Year CAGR 46.40% 21.90% 11.26%
5-Year CAGR 17.08% 7.16% 10.62%

* Compound Annual Growth Rate

Here are more details on the UCO Bank share price and the Bank of India share price.

Moving on to shareholding structures...

The promoters of UCO Bank hold a 95.4% stake in the company. In case of Bank of India the stake stands at 73.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of UCO Bank and the shareholding pattern of Bank of India.

Finally, a word on dividends...

In the most recent financial year, UCO Bank paid a dividend of Rs 0.3 per share. This amounted to a Dividend Payout ratio of 20.0%.

Bank of India paid Rs 2.8, and its dividend payout ratio stood at 19.4%.

You may visit here to review the dividend history of UCO Bank, and the dividend history of Bank of India.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Rallies 1,961 points | Nifty Above 23,900 | 4 Reasons Why Indian Share Market is Rising Sensex Today Rallies 1,961 points | Nifty Above 23,900 | 4 Reasons Why Indian Share Market is Rising(Closing)

After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.