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TAMILNAD MERCANTILE BANK vs BANK OF BARODA - Comparison Results

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Current Valuations

    TAMILNAD MERCANTILE BANK BANK OF BARODA TAMILNAD MERCANTILE BANK/
BANK OF BARODA
 
P/E (TTM) x 6.3 6.0 104.9% View Chart
P/BV x 0.9 1.0 90.3% View Chart
Dividend Yield % 2.2 3.3 67.4%  

Financials

 TAMILNAD MERCANTILE BANK   BANK OF BARODA
EQUITY SHARE DATA
    TAMILNAD MERCANTILE BANK
Mar-24
BANK OF BARODA
Mar-24
TAMILNAD MERCANTILE BANK/
BANK OF BARODA
5-Yr Chart
Click to enlarge
High Rs611286 214.0%   
Low Rs396165 239.9%   
Income per share (Unadj.) Rs306.2228.9 133.7%  
Earnings per share (Unadj.) Rs67.736.3 186.5%  
Cash flow per share (Unadj.) Rs145.180.0 181.4%  
Dividends per share (Unadj.) Rs10.007.60 131.6%  
Avg Dividend yield %2.03.4 58.9%  
Book value per share (Unadj.) Rs500.2231.5 216.1%  
Shares outstanding (eoy) m158.355,171.36 3.1%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.61.0 167.1%   
Avg P/E ratio x7.46.2 119.8%  
Avg P/CF ratio x5.43.1 175.0%  
Avg Price/Bookvalue ratio x1.01.0 103.4%  
Dividend payout %14.820.9 70.5%   
Avg Mkt Cap Rs m79,7341,165,108 6.8%   
No. of employees `000NANA-   
Total wages & salary Rs m6,859169,667 4.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m48,4791,183,792 4.1%  
Other income Rs m6,449233,995 2.8%   
Interest expense Rs m26,970698,991 3.9%   
Net interest income Rs m21,509484,801 4.4%  
Operating expense Rs m13,141343,368 3.8%   
Gross profit Rs m8,368141,433 5.9%  
Gross profit margin %17.311.9 144.5%  
Provisions/contingencies Rs m4,097191,332 2.1%   
Profit before tax Rs m13,936257,994 5.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-1,015 -0.0%   
Prior Period Items Rs m04,592 0.0%   
Tax Rs m3,21673,897 4.4%   
Profit after tax Rs m10,720187,674 5.7%  
Net profit margin %22.115.9 139.5%  
BALANCE SHEET DATA
Advances Rs m397,33810,889,834 3.6%   
Deposits Rs m495,15113,518,018 3.7%  
Credit/Deposit ratio x80.280.6 99.6%  
Yield on advances %9.58.0 117.5%   
Cost of deposits %5.44.5 118.0%   
Net Interest Margin %3.93.2 120.7%  
Net fixed assets Rs m2,71080,358 3.4%   
Share capital Rs m1,58410,355 15.3%   
Free reserves Rs m77,6291,186,767 6.5%   
Net worth Rs m79,2121,197,122 6.6%   
Borrowings Rs m13,0121,019,591 1.3%   
Investments Rs m152,6264,071,363 3.7%   
Total assets Rs m615,52516,547,794 3.7%  
Debt/equity ratio x6.412.1 52.8%   
Return on assets %1.71.1 153.6%  
Return on equity %13.515.7 86.3%  
Capital adequacy ratio %29.416.3 180.1%  
Net NPAs %0.90.7 125.0%  
CASH FLOW
From Operations Rs m-6,105-62,740 9.7%  
From Investments Rs m-1,003-12,853 7.8%  
From Financial Activity Rs m6,97054,757 12.7%  
Net Cashflow Rs m-139-20,835 0.7%  

Share Holding

Indian Promoters % 0.0 64.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 6.3 26.5 23.8%  
FIIs % 4.1 9.9 41.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 36.0 277.5%  
Shareholders   120,897 1,711,548 7.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare TAMILNAD MERCANTILE BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on TAMILNAD MERCANTILE BANK vs Bank of Baroda

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

TAMILNAD MERCANTILE BANK vs Bank of Baroda Share Price Performance

Period TAMILNAD MERCANTILE BANK Bank of Baroda S&P BSE BANKEX
1-Day -0.01% -3.63% -0.42%
1-Month 2.01% -6.96% -2.93%
1-Year -14.00% 16.75% 16.50%
3-Year CAGR -4.27% 36.01% 10.67%
5-Year CAGR -2.58% 18.32% 10.10%

* Compound Annual Growth Rate

Here are more details on the TAMILNAD MERCANTILE BANK share price and the Bank of Baroda share price.

Moving on to shareholding structures...

The promoters of TAMILNAD MERCANTILE BANK hold a 0.0% stake in the company. In case of Bank of Baroda the stake stands at 64.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of TAMILNAD MERCANTILE BANK and the shareholding pattern of Bank of Baroda.

Finally, a word on dividends...

In the most recent financial year, TAMILNAD MERCANTILE BANK paid a dividend of Rs 10.0 per share. This amounted to a Dividend Payout ratio of 14.8%.

Bank of Baroda paid Rs 7.6, and its dividend payout ratio stood at 20.9%.

You may visit here to review the dividend history of TAMILNAD MERCANTILE BANK, and the dividend history of Bank of Baroda.

For a sector overview, read our banking sector report.



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