SYNDICATE BANK | J&K BANK | SYNDICATE BANK/ J&K BANK |
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P/E (TTM) | x | -24.4 | 5.1 | - | View Chart |
P/BV | x | 0.2 | 0.9 | 26.0% | View Chart |
Dividend Yield | % | 0.0 | 2.3 | - |
SYNDICATE BANK J&K BANK |
EQUITY SHARE DATA | |||||
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SYNDICATE BANK Mar-19 |
J&K BANK Mar-24 |
SYNDICATE BANK/ J&K BANK |
5-Yr Chart Click to enlarge
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High | Rs | 62 | 152 | 40.7% | |
Low | Rs | 30 | 48 | 61.0% | |
Income per share (Unadj.) | Rs | 87.3 | 101.8 | 85.8% | |
Earnings per share (Unadj.) | Rs | -10.1 | 16.1 | -63.1% | |
Cash flow per share (Unadj.) | Rs | -9.6 | 51.2 | -18.8% | |
Dividends per share (Unadj.) | Rs | 0 | 2.15 | 0.0% | |
Avg Dividend yield | % | 0 | 2.1 | 0.0% | |
Book value per share (Unadj.) | Rs | 73.5 | 110.7 | 66.3% | |
Shares outstanding (eoy) | m | 2,487.91 | 1,101.18 | 225.9% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.5 | 1.0 | 53.1% | |
Avg P/E ratio | x | -4.5 | 6.2 | -72.3% | |
Avg P/CF ratio | x | 3.9 | 4.8 | 81.5% | |
Avg Price/Bookvalue ratio | x | 0.6 | 0.9 | 68.7% | |
Dividend payout | % | 0 | 13.4 | -0.0% | |
Avg Mkt Cap | Rs m | 113,884 | 110,597 | 103.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 40,712 | 25,790 | 157.9% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 217,254 | 112,132 | 193.7% | |
Other income | Rs m | 22,238 | 8,377 | 265.5% | |
Interest expense | Rs m | 150,756 | 60,079 | 250.9% | |
Net interest income | Rs m | 66,498 | 52,053 | 127.8% | |
Operating expense | Rs m | 60,536 | 37,626 | 160.9% | |
Gross profit | Rs m | 5,962 | 14,427 | 41.3% | |
Gross profit margin | % | 2.7 | 12.9 | 21.3% | |
Provisions/contingencies | Rs m | 54,077 | 5,105 | 1,059.3% | |
Profit before tax | Rs m | -31,023 | 23,881 | -129.9% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 635 | 13 | 4,827.0% | |
Tax | Rs m | -5,146 | 6,182 | -83.2% | |
Profit after tax | Rs m | -25,242 | 17,712 | -142.5% | |
Net profit margin | % | -11.6 | 15.8 | -73.6% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 2,050,444 | 937,566 | 218.7% | |
Deposits | Rs m | 2,598,831 | 1,347,632 | 192.8% | |
Credit/Deposit ratio | x | 78.9 | 69.6 | 113.4% | |
Yield on advances | % | 7.6 | 9.2 | 82.5% | |
Cost of deposits | % | 5.2 | 4.2 | 122.9% | |
Net Interest Margin | % | 2.4 | 4.0 | 58.1% | |
Net fixed assets | Rs m | 25,630 | 22,083 | 116.1% | |
Share capital | Rs m | 24,879 | 1,101 | 2,259.0% | |
Free reserves | Rs m | 157,879 | 120,826 | 130.7% | |
Net worth | Rs m | 182,758 | 121,927 | 149.9% | |
Borrowings | Rs m | 256,045 | 28,850 | 887.5% | |
Investments | Rs m | 777,634 | 349,002 | 222.8% | |
Total assets | Rs m | 3,129,709 | 1,545,046 | 202.6% | |
Debt/equity ratio | x | 15.6 | 11.3 | 138.4% | |
Return on assets | % | -0.8 | 1.1 | -70.4% | |
Return on equity | % | -13.8 | 14.5 | -95.1% | |
Capital adequacy ratio | % | 14.2 | 15.4 | 92.3% | |
Net NPAs | % | 6.2 | 0.8 | 779.7% |
CASH FLOW | |||||
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From Operations | Rs m | -72,345 | -8,526 | 848.6% | |
From Investments | Rs m | -1,419 | -2,573 | 55.2% | |
From Financial Activity | Rs m | 30,169 | 4,074 | 740.5% | |
Net Cashflow | Rs m | -43,595 | -7,024 | 620.7% |
Indian Promoters | % | 78.5 | 59.4 | 132.1% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 10.0 | 12.9 | 77.5% | |
FIIs | % | 1.9 | 6.5 | 29.2% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 21.5 | 40.6 | 53.0% | |
Shareholders | 285,306 | 278,050 | 102.6% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare SYNDICATE BANK With: HDFC BANK AXIS BANK SBI ICICI BANK KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | Syndicate Bank | J&K Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | 3.77% | 0.26% | 1.61% |
1-Month | -31.91% | 3.84% | -0.07% |
1-Year | -62.03% | -14.22% | 18.92% |
3-Year CAGR | -39.72% | 34.47% | 11.26% |
5-Year CAGR | -32.54% | 23.81% | 10.62% |
* Compound Annual Growth Rate
Here are more details on the Syndicate Bank share price and the J&K Bank share price.
Moving on to shareholding structures...
The promoters of Syndicate Bank hold a 78.5% stake in the company. In case of J&K Bank the stake stands at 59.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Syndicate Bank and the shareholding pattern of J&K Bank.
Finally, a word on dividends...
In the most recent financial year, Syndicate Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.
J&K Bank paid Rs 2.2, and its dividend payout ratio stood at 13.4%.
You may visit here to review the dividend history of Syndicate Bank, and the dividend history of J&K Bank.
For a sector overview, read our banking sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.