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SONAL MERCANTILE vs N.B.I INDUSTRIAL FINANCE COMPANY - Comparison Results

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Current Valuations

    SONAL MERCANTILE N.B.I INDUSTRIAL FINANCE COMPANY SONAL MERCANTILE/
N.B.I INDUSTRIAL FINANCE COMPANY
 
P/E (TTM) x 13.1 88.7 14.8% View Chart
P/BV x 0.5 0.3 181.2% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 SONAL MERCANTILE   N.B.I INDUSTRIAL FINANCE COMPANY
EQUITY SHARE DATA
    SONAL MERCANTILE
Mar-24
N.B.I INDUSTRIAL FINANCE COMPANY
Mar-24
SONAL MERCANTILE/
N.B.I INDUSTRIAL FINANCE COMPANY
5-Yr Chart
Click to enlarge
High Rs1232,030 6.1%   
Low Rs681,400 4.9%   
Income per share (Unadj.) Rs26.752.6 50.7%  
Earnings per share (Unadj.) Rs16.432.0 51.3%  
Cash flow per share (Unadj.) Rs-2,655.1-235.0 1,129.9%  
Dividends per share (Unadj.) Rs00.50 0.0%  
Avg Dividend yield %00 0.0%  
Book value per share (Unadj.) Rs212.99,504.6 2.2%  
Shares outstanding (eoy) m14.742.46 599.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x3.632.5 11.0%   
Avg P/E ratio x5.853.6 10.9%  
Avg P/CF ratio x05.4 0.7%  
Avg Price/Bookvalue ratio x0.40.2 248.9%  
Dividend payout %01.6 0.0%   
Avg Mkt Cap Rs m1,4084,213 33.4%   
No. of employees `000NANA-   
Total wages & salary Rs m316 16.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m393129 303.7%  
Other income Rs m20 1,600.0%   
Interest expense Rs m2330-   
Net interest income Rs m160129 123.8%  
Operating expense Rs m523 23.6%   
Gross profit Rs m155107 144.9%  
Gross profit margin %39.482.6 47.7%  
Provisions/contingencies Rs m39,423708 5,571.0%   
Profit before tax Rs m156107 146.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m1250-   
Tax Rs m3928 138.6%   
Profit after tax Rs m24279 307.6%  
Net profit margin %61.660.8 101.3%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %2.60.5 486.0%  
Net fixed assets Rs m10 6,200.0%   
Share capital Rs m14712 1,200.2%   
Free reserves Rs m2,99123,369 12.8%   
Net worth Rs m3,13923,381 13.4%   
Borrowings Rs m00-   
Investments Rs m6,18924,304 25.5%   
Total assets Rs m6,24524,382 25.6%  
Debt/equity ratio x00-   
Return on assets %3.90.3 1,201.0%  
Return on equity %7.70.3 2,291.8%  
Capital adequacy ratio %15.2102.1 14.9%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m357 4.9%  
From Investments Rs m-3-56 4.5%  
From Financial Activity Rs mNA-1 -0.0%  
Net Cashflow Rs m00 207.7%  

Share Holding

Indian Promoters % 24.9 74.7 33.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 0.2 -  
FIIs % 0.0 0.2 -  
ADR/GDR % 0.0 0.0 -  
Free float % 75.1 25.3 296.6%  
Shareholders   2,079 6,235 33.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SONAL MERCANTILE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on SONAL MERCANTILE vs N.B.I INDUSTRIAL FINANCE COMPANY

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

SONAL MERCANTILE vs N.B.I INDUSTRIAL FINANCE COMPANY Share Price Performance

Period SONAL MERCANTILE N.B.I INDUSTRIAL FINANCE COMPANY
1-Day -2.94% -0.51%
1-Month -6.68% 0.02%
1-Year 15.96% 43.92%
3-Year CAGR 49.14% 5.15%
5-Year CAGR 16.55% 11.72%

* Compound Annual Growth Rate

Here are more details on the SONAL MERCANTILE share price and the N.B.I INDUSTRIAL FINANCE COMPANY share price.

Moving on to shareholding structures...

The promoters of SONAL MERCANTILE hold a 24.9% stake in the company. In case of N.B.I INDUSTRIAL FINANCE COMPANY the stake stands at 74.7%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SONAL MERCANTILE and the shareholding pattern of N.B.I INDUSTRIAL FINANCE COMPANY.

Finally, a word on dividends...

In the most recent financial year, SONAL MERCANTILE paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

N.B.I INDUSTRIAL FINANCE COMPANY paid Rs 0.5, and its dividend payout ratio stood at 1.6%.

You may visit here to review the dividend history of SONAL MERCANTILE, and the dividend history of N.B.I INDUSTRIAL FINANCE COMPANY.

For a sector overview, read our finance sector report.



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