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FINKURVE FINANCIAL SERVICES vs SARASWATI COMMERCIAL (INDIA) - Comparison Results

Rs 100 invested in...

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Current Valuations

    FINKURVE FINANCIAL SERVICES SARASWATI COMMERCIAL (INDIA) FINKURVE FINANCIAL SERVICES/
SARASWATI COMMERCIAL (INDIA)
 
P/E (TTM) x 65.6 13.6 482.0% View Chart
P/BV x 6.2 3.3 184.2% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 FINKURVE FINANCIAL SERVICES   SARASWATI COMMERCIAL (INDIA)
EQUITY SHARE DATA
    FINKURVE FINANCIAL SERVICES
Mar-24
SARASWATI COMMERCIAL (INDIA)
Mar-24
FINKURVE FINANCIAL SERVICES/
SARASWATI COMMERCIAL (INDIA)
5-Yr Chart
Click to enlarge
High Rs1048,427 1.2%   
Low Rs472,251 2.1%   
Income per share (Unadj.) Rs7.11,245.8 0.6%  
Earnings per share (Unadj.) Rs1.31,008.8 0.1%  
Cash flow per share (Unadj.) Rs2.6-2,133.9 -0.1%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs14.86,768.8 0.2%  
Shares outstanding (eoy) m126.861.03 12,316.5%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x10.64.3 247.4%   
Avg P/E ratio x59.45.3 1,122.4%  
Avg P/CF ratio x13.91.2 1,134.8%  
Avg Price/Bookvalue ratio x5.10.8 643.9%  
Dividend payout %00-   
Avg Mkt Cap Rs m9,5465,499 173.6%   
No. of employees `000NANA-   
Total wages & salary Rs m2723 114.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m9001,283 70.2%  
Other income Rs m180-   
Interest expense Rs m6217 366.3%   
Net interest income Rs m8391,266 66.2%  
Operating expense Rs m64032 2,021.8%   
Gross profit Rs m1991,235 16.1%  
Gross profit margin %22.196.2 23.0%  
Provisions/contingencies Rs m5283,464 15.2%   
Profit before tax Rs m2121,235 17.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00 0.0%   
Prior Period Items Rs m00-   
Tax Rs m51196 26.3%   
Profit after tax Rs m1611,039 15.5%  
Net profit margin %17.881.0 22.0%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %566.516.6 3,413.0%  
Net fixed assets Rs m90 2,134.1%   
Share capital Rs m12710 1,231.7%   
Free reserves Rs m1,7536,962 25.2%   
Net worth Rs m1,8806,972 27.0%   
Borrowings Rs m3880 258,560.0%   
Investments Rs m1487,629 1.9%   
Total assets Rs m2,8668,049 35.6%  
Debt/equity ratio x0.20 959,031.8%   
Return on assets %5.612.9 43.4%  
Return on equity %8.614.9 57.4%  
Capital adequacy ratio %073.1 0.0%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-71330 -21.4%  
From Investments Rs m-63-67 94.0%  
From Financial Activity Rs m176-238 -74.0%  
Net Cashflow Rs m4225 169.6%  

Share Holding

Indian Promoters % 59.0 70.2 84.1%  
Foreign collaborators % 0.0 2.1 -  
Indian inst/Mut Fund % 5.8 0.0 -  
FIIs % 5.8 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 41.0 27.7 148.2%  
Shareholders   1,883 2,936 64.1%  
Pledged promoter(s) holding % 20.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare FINKURVE FINANCIAL SERVICES With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on SANJAY LEASING vs SARASWATI COMMERCIAL (INDIA)

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

SANJAY LEASING vs SARASWATI COMMERCIAL (INDIA) Share Price Performance

Period SANJAY LEASING SARASWATI COMMERCIAL (INDIA)
1-Day -4.31% -2.84%
1-Month -7.07% 11.37%
1-Year 18.62% 600.02%
3-Year CAGR 27.46% 101.21%
5-Year CAGR 18.04% 206.96%

* Compound Annual Growth Rate

Here are more details on the SANJAY LEASING share price and the SARASWATI COMMERCIAL (INDIA) share price.

Moving on to shareholding structures...

The promoters of SANJAY LEASING hold a 59.0% stake in the company. In case of SARASWATI COMMERCIAL (INDIA) the stake stands at 72.3%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SANJAY LEASING and the shareholding pattern of SARASWATI COMMERCIAL (INDIA).

Finally, a word on dividends...

In the most recent financial year, SANJAY LEASING paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

SARASWATI COMMERCIAL (INDIA) paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of SANJAY LEASING, and the dividend history of SARASWATI COMMERCIAL (INDIA).

For a sector overview, read our finance sector report.



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