FINKURVE FINANCIAL SERVICES | L&T FINANCE | FINKURVE FINANCIAL SERVICES/ L&T FINANCE |
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P/E (TTM) | x | 65.6 | 13.3 | 491.6% | View Chart |
P/BV | x | 6.2 | 1.5 | 418.6% | View Chart |
Dividend Yield | % | 0.0 | 1.8 | - |
FINKURVE FINANCIAL SERVICES L&T FINANCE |
EQUITY SHARE DATA | |||||
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FINKURVE FINANCIAL SERVICES Mar-24 |
L&T FINANCE Mar-24 |
FINKURVE FINANCIAL SERVICES/ L&T FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 104 | 179 | 58.0% | |
Low | Rs | 47 | 82 | 56.6% | |
Income per share (Unadj.) | Rs | 7.1 | 54.6 | 13.0% | |
Earnings per share (Unadj.) | Rs | 1.3 | 9.3 | 13.6% | |
Cash flow per share (Unadj.) | Rs | 2.6 | 41.0 | 6.2% | |
Dividends per share (Unadj.) | Rs | 0 | 2.50 | 0.0% | |
Avg Dividend yield | % | 0 | 1.9 | 0.0% | |
Book value per share (Unadj.) | Rs | 14.8 | 93.7 | 15.8% | |
Shares outstanding (eoy) | m | 126.86 | 2,488.94 | 5.1% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 10.6 | 2.4 | 442.6% | |
Avg P/E ratio | x | 59.4 | 14.0 | 423.6% | |
Avg P/CF ratio | x | 13.9 | 13.9 | 99.7% | |
Avg Price/Bookvalue ratio | x | 5.1 | 1.4 | 364.2% | |
Dividend payout | % | 0 | 26.8 | 0.0% | |
Avg Mkt Cap | Rs m | 9,546 | 325,304 | 2.9% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 27 | 18,064 | 0.1% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 900 | 135,806 | 0.7% | |
Other income | Rs m | 18 | 21,574 | 0.1% | |
Interest expense | Rs m | 62 | 54,001 | 0.1% | |
Net interest income | Rs m | 839 | 81,805 | 1.0% | |
Operating expense | Rs m | 640 | 71,941 | 0.9% | |
Gross profit | Rs m | 199 | 9,864 | 2.0% | |
Gross profit margin | % | 22.1 | 7.3 | 304.3% | |
Provisions/contingencies | Rs m | 528 | 214 | 246.9% | |
Profit before tax | Rs m | 212 | 30,290 | 0.7% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 30 | 0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 51 | 7,119 | 0.7% | |
Profit after tax | Rs m | 161 | 23,201 | 0.7% | |
Net profit margin | % | 17.8 | 17.1 | 104.5% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 813,594 | 0.0% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 566.5 | 8.6 | 6,558.5% | |
Net fixed assets | Rs m | 9 | 5,194 | 0.2% | |
Share capital | Rs m | 127 | 24,889 | 0.5% | |
Free reserves | Rs m | 1,753 | 208,398 | 0.8% | |
Net worth | Rs m | 1,880 | 233,288 | 0.8% | |
Borrowings | Rs m | 388 | 224,028 | 0.2% | |
Investments | Rs m | 148 | 133,480 | 0.1% | |
Total assets | Rs m | 2,866 | 1,008,606 | 0.3% | |
Debt/equity ratio | x | 0.2 | 1.0 | 21.5% | |
Return on assets | % | 5.6 | 2.3 | 243.8% | |
Return on equity | % | 8.6 | 9.9 | 86.0% | |
Capital adequacy ratio | % | 0 | 22.8 | 0.0% | |
Net NPAs | % | 0 | 1.7 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | -71 | 6,735 | -1.0% | |
From Investments | Rs m | -63 | 8,486 | -0.7% | |
From Financial Activity | Rs m | 176 | -70,374 | -0.2% | |
Net Cashflow | Rs m | 42 | -55,153 | -0.1% |
Indian Promoters | % | 59.0 | 66.3 | 89.0% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 5.8 | 19.1 | 30.6% | |
FIIs | % | 5.8 | 6.7 | 86.8% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 41.0 | 33.7 | 121.7% | |
Shareholders | 1,883 | 787,291 | 0.2% | ||
Pledged promoter(s) holding | % | 20.0 | 0.0 | - |
Compare FINKURVE FINANCIAL SERVICES With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | SANJAY LEASING | L&T FINANCE |
---|---|---|
1-Day | -4.31% | -1.43% |
1-Month | -7.07% | -12.79% |
1-Year | 18.62% | -2.75% |
3-Year CAGR | 27.46% | 20.39% |
5-Year CAGR | 18.04% | 9.07% |
* Compound Annual Growth Rate
Here are more details on the SANJAY LEASING share price and the L&T FINANCE share price.
Moving on to shareholding structures...
The promoters of SANJAY LEASING hold a 59.0% stake in the company. In case of L&T FINANCE the stake stands at 66.3%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SANJAY LEASING and the shareholding pattern of L&T FINANCE.
Finally, a word on dividends...
In the most recent financial year, SANJAY LEASING paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
L&T FINANCE paid Rs 2.5, and its dividend payout ratio stood at 26.8%.
You may visit here to review the dividend history of SANJAY LEASING, and the dividend history of L&T FINANCE.
For a sector overview, read our finance sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.